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IRFC vs SHRIRAM CITY UNION - Comparison Results

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Current Valuations

    IRFC SHRIRAM CITY UNION IRFC/
SHRIRAM CITY UNION
 
P/E (TTM) x 28.4 9.3 304.5% View Chart
P/BV x 3.8 1.4 268.2% View Chart
Dividend Yield % 1.1 1.9 55.1%  

Financials

 IRFC   SHRIRAM CITY UNION
EQUITY SHARE DATA
    IRFC
Mar-24
SHRIRAM CITY UNION
Mar-22
IRFC/
SHRIRAM CITY UNION
5-Yr Chart
Click to enlarge
High Rs1932,600 7.4%   
Low Rs271,378 1.9%   
Income per share (Unadj.) Rs20.41,061.5 1.9%  
Earnings per share (Unadj.) Rs4.9172.9 2.8%  
Cash flow per share (Unadj.) Rs4.9-5,605.2 -0.1%  
Dividends per share (Unadj.) Rs1.5037.00 4.1%  
Avg Dividend yield %1.41.9 73.5%  
Book value per share (Unadj.) Rs37.61,379.6 2.7%  
Shares outstanding (eoy) m13,068.5166.63 19,613.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x5.41.9 287.3%   
Avg P/E ratio x22.411.5 194.4%  
Avg P/CF ratio x21.80.3 7,021.6%  
Avg Price/Bookvalue ratio x2.91.4 202.3%  
Dividend payout %30.621.4 142.8%   
Avg Mkt Cap Rs m1,434,661132,538 1,082.5%   
No. of employees `000NANA-   
Total wages & salary Rs m11210,576 1.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m266,44670,730 376.7%  
Other income Rs m15370 219.0%   
Interest expense Rs m201,01528,301 710.3%   
Net interest income Rs m65,43142,428 154.2%  
Operating expense Rs m1,36825,950 5.3%   
Gross profit Rs m64,06316,479 388.8%  
Gross profit margin %24.023.3 103.2%  
Provisions/contingencies Rs m1,628414,981 0.4%   
Profit before tax Rs m64,12115,686 408.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-130 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m04,039 0.0%   
Profit after tax Rs m64,12111,518 556.7%  
Net profit margin %24.116.3 147.8%  
BALANCE SHEET DATA
Advances Rs m0355,460 0.0%   
Deposits Rs m068,245 0.0%  
Credit/Deposit ratio x0520.9- 
Yield on advances %00-  
Cost of deposits %08.0-  
Net Interest Margin %112.611.5 981.2%  
Net fixed assets Rs m2202,514 8.8%   
Share capital Rs m130,685666 19,614.1%   
Free reserves Rs m361,10191,253 395.7%   
Net worth Rs m491,78691,920 535.0%   
Borrowings Rs m027,264 0.0%   
Investments Rs m58,12514,374 404.4%   
Total assets Rs m4,850,824485,553 999.0%  
Debt/equity ratio x01.0 0.0%   
Return on assets %1.32.4 55.7%  
Return on equity %13.012.5 104.1%  
Capital adequacy ratio %616.226.8 2,300.8%  
Net NPAs %03.3 0.0%  
CASH FLOW
From Operations Rs m79,141-38,613 -205.0%  
From Investments Rs m-75-1,338 5.6%  
From Financial Activity Rs m-80,46453,477 -150.5%  
Net Cashflow Rs m-1,39913,527 -10.3%  

Share Holding

Indian Promoters % 86.4 36.9 234.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 2.2 33.0 6.6%  
FIIs % 1.1 26.9 4.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.6 63.1 21.6%  
Shareholders   5,500,054 22,900 24,017.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare IRFC With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on IRFC vs SHRIRAM CITY UNION

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

IRFC vs SHRIRAM CITY UNION Share Price Performance

Period IRFC SHRIRAM CITY UNION
1-Day -2.41% 0.14%
1-Month -2.14% 4.33%
1-Year 84.14% -0.93%
3-Year CAGR 81.58% 13.37%
5-Year CAGR 41.63% -1.05%

* Compound Annual Growth Rate

Here are more details on the IRFC share price and the SHRIRAM CITY UNION share price.

Moving on to shareholding structures...

The promoters of IRFC hold a 86.4% stake in the company. In case of SHRIRAM CITY UNION the stake stands at 36.9%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of IRFC and the shareholding pattern of SHRIRAM CITY UNION.

Finally, a word on dividends...

In the most recent financial year, IRFC paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 30.6%.

SHRIRAM CITY UNION paid Rs 37.0, and its dividend payout ratio stood at 21.4%.

You may visit here to review the dividend history of IRFC, and the dividend history of SHRIRAM CITY UNION.

For a sector overview, read our finance sector report.



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