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INDIAN OVERSEAS BANK vs DCB BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDIAN OVERSEAS BANK DCB BANK INDIAN OVERSEAS BANK/
DCB BANK
 
P/E (TTM) x 32.1 6.4 500.2% View Chart
P/BV x 3.5 0.7 478.8% View Chart
Dividend Yield % 0.0 1.1 -  

Financials

 INDIAN OVERSEAS BANK   DCB BANK
EQUITY SHARE DATA
    INDIAN OVERSEAS BANK
Mar-24
DCB BANK
Mar-24
INDIAN OVERSEAS BANK/
DCB BANK
5-Yr Chart
Click to enlarge
High Rs84163 51.3%   
Low Rs22100 22.3%   
Income per share (Unadj.) Rs12.7171.4 7.4%  
Earnings per share (Unadj.) Rs1.417.1 8.2%  
Cash flow per share (Unadj.) Rs4.661.7 7.5%  
Dividends per share (Unadj.) Rs01.25 0.0%  
Avg Dividend yield %00.9 0.0%  
Book value per share (Unadj.) Rs14.6162.0 9.0%  
Shares outstanding (eoy) m18,902.41312.80 6,043.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.20.8 542.8%   
Avg P/E ratio x37.67.7 489.8%  
Avg P/CF ratio x14.84.8 310.9%  
Avg Price/Bookvalue ratio x3.60.8 447.9%  
Dividend payout %07.3 0.0%   
Avg Mkt Cap Rs m1,002,77341,165 2,436.0%   
No. of employees `000NANA-   
Total wages & salary Rs m61,4337,943 773.4%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m240,65753,620 448.8%  
Other income Rs m56,6534,742 1,194.6%   
Interest expense Rs m142,26534,341 414.3%   
Net interest income Rs m98,39219,279 510.4%  
Operating expense Rs m87,30515,377 567.8%   
Gross profit Rs m11,0863,902 284.1%  
Gross profit margin %4.67.3 63.3%  
Provisions/contingencies Rs m41,0833,285 1,250.7%   
Profit before tax Rs m41,5687,220 575.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m14,9121,860 801.8%   
Profit after tax Rs m26,6575,360 497.3%  
Net profit margin %11.110.0 110.8%  
BALANCE SHEET DATA
Advances Rs m2,133,301409,246 521.3%   
Deposits Rs m2,861,215493,530 579.7%  
Credit/Deposit ratio x74.682.9 89.9%  
Yield on advances %8.210.4 79.6%   
Cost of deposits %4.46.2 70.8%   
Net Interest Margin %3.13.4 93.3%  
Net fixed assets Rs m37,2578,411 443.0%   
Share capital Rs m189,0243,128 6,042.9%   
Free reserves Rs m86,59047,551 182.1%   
Net worth Rs m275,61450,679 543.8%   
Borrowings Rs m303,87262,195 488.6%   
Investments Rs m991,939162,108 611.9%   
Total assets Rs m3,518,693630,370 558.2%  
Debt/equity ratio x11.511.0 104.7%   
Return on assets %0.80.9 89.1%  
Return on equity %9.710.6 91.4%  
Capital adequacy ratio %17.316.6 104.2%  
Net NPAs %0.61.1 51.4%  
CASH FLOW
From Operations Rs m-11,189-12,398 90.2%  
From Investments Rs m-3,593-1,329 270.3%  
From Financial Activity Rs m-5,27720,702 -25.5%  
Net Cashflow Rs m-20,0596,975 -287.6%  

Share Holding

Indian Promoters % 96.4 0.8 12,356.4%  
Foreign collaborators % 0.0 14.0 -  
Indian inst/Mut Fund % 1.3 37.7 3.5%  
FIIs % 0.0 11.1 0.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 3.6 85.3 4.2%  
Shareholders   977,592 247,961 394.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN OVERSEAS BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on Indian Overseas Bank vs DCB Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indian Overseas Bank vs DCB Bank Share Price Performance

Period Indian Overseas Bank DCB Bank S&P BSE BANKEX
1-Day 1.08% 2.06% 1.61%
1-Month 0.30% 3.88% -0.07%
1-Year 28.11% 3.65% 18.92%
3-Year CAGR 36.47% 7.63% 11.26%
5-Year CAGR 36.17% -7.96% 10.62%

* Compound Annual Growth Rate

Here are more details on the Indian Overseas Bank share price and the DCB Bank share price.

Moving on to shareholding structures...

The promoters of Indian Overseas Bank hold a 96.4% stake in the company. In case of DCB Bank the stake stands at 14.7%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Overseas Bank and the shareholding pattern of DCB Bank.

Finally, a word on dividends...

In the most recent financial year, Indian Overseas Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

DCB Bank paid Rs 1.3, and its dividend payout ratio stood at 7.3%.

You may visit here to review the dividend history of Indian Overseas Bank, and the dividend history of DCB Bank.

For a sector overview, read our banking sector report.



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