INDUSTRIAL & PRUD. INVST. | PAISALO DIGITAL | INDUSTRIAL & PRUD. INVST./ PAISALO DIGITAL |
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P/E (TTM) | x | 208.0 | 22.9 | 907.0% | View Chart |
P/BV | x | 1.6 | 3.2 | 50.5% | View Chart |
Dividend Yield | % | 1.2 | 0.2 | 574.3% |
INDUSTRIAL & PRUD. INVST. PAISALO DIGITAL |
EQUITY SHARE DATA | |||||
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INDUSTRIAL & PRUD. INVST. Mar-24 |
PAISALO DIGITAL Mar-24 |
INDUSTRIAL & PRUD. INVST./ PAISALO DIGITAL |
5-Yr Chart Click to enlarge
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High | Rs | 5,742 | 100 | 5,763.2% | |
Low | Rs | 1,832 | 21 | 8,719.2% | |
Income per share (Unadj.) | Rs | 36.0 | 7.3 | 491.3% | |
Earnings per share (Unadj.) | Rs | 294.4 | 2.0 | 14,772.2% | |
Cash flow per share (Unadj.) | Rs | 303.8 | -6.9 | -4,403.9% | |
Dividends per share (Unadj.) | Rs | 90.00 | 0.10 | 90,000.0% | |
Avg Dividend yield | % | 2.4 | 0.2 | 1,433.5% | |
Book value per share (Unadj.) | Rs | 4,579.7 | 14.8 | 30,936.7% | |
Shares outstanding (eoy) | m | 1.68 | 898.04 | 0.2% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 104.8 | 8.2 | 1,274.8% | |
Avg P/E ratio | x | 12.8 | 30.3 | 42.4% | |
Avg P/CF ratio | x | 12.8 | 4.6 | 280.5% | |
Avg Price/Bookvalue ratio | x | 0.8 | 4.1 | 20.2% | |
Dividend payout | % | 30.5 | 5.0 | 607.7% | |
Avg Mkt Cap | Rs m | 6,346 | 54,166 | 11.7% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 0 | 425 | 0.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 61 | 6,587 | 0.9% | |
Other income | Rs m | 0 | 1 | 0.0% | |
Interest expense | Rs m | 0 | 2,701 | 0.0% | |
Net interest income | Rs m | 61 | 3,887 | 1.6% | |
Operating expense | Rs m | 8 | 1,446 | 0.6% | |
Gross profit | Rs m | 53 | 2,440 | 2.2% | |
Gross profit margin | % | 86.8 | 37.0 | 234.2% | |
Provisions/contingencies | Rs m | 0 | 10,052 | 0.0% | |
Profit before tax | Rs m | 502 | 2,412 | 20.8% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 8 | 622 | 1.2% | |
Profit after tax | Rs m | 495 | 1,790 | 27.6% | |
Net profit margin | % | 817.0 | 27.2 | 3,007.0% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 50 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 0.8 | 1,868.3 | 0.0% | |
Net fixed assets | Rs m | 0 | 664 | 0.0% | |
Share capital | Rs m | 17 | 898 | 1.9% | |
Free reserves | Rs m | 7,677 | 12,396 | 61.9% | |
Net worth | Rs m | 7,694 | 13,294 | 57.9% | |
Borrowings | Rs m | 0 | 7,420 | 0.0% | |
Investments | Rs m | 7,942 | 208 | 3,817.3% | |
Total assets | Rs m | 8,015 | 41,849 | 19.2% | |
Debt/equity ratio | x | 0 | 0.6 | 0.0% | |
Return on assets | % | 6.2 | 4.3 | 144.3% | |
Return on equity | % | 6.4 | 13.5 | 47.7% | |
Capital adequacy ratio | % | 36.6 | 35.9 | 101.9% | |
Net NPAs | % | 0 | 0 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 138 | -5,698 | -2.4% | |
From Investments | Rs m | -42 | 26 | -160.0% | |
From Financial Activity | Rs m | -101 | 5,526 | -1.8% | |
Net Cashflow | Rs m | -4 | -145 | 2.9% |
Indian Promoters | % | 68.2 | 52.4 | 130.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.1 | 23.4 | 0.3% | |
FIIs | % | 0.0 | 10.7 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 31.8 | 47.6 | 66.8% | |
Shareholders | 2,300 | 71,338 | 3.2% | ||
Pledged promoter(s) holding | % | 0.0 | 17.8 | - |
Compare INDUSTRIAL & PRUD. INVST. With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | INDUSTRIAL & PRUD. INVST. | Paisalo Digital |
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1-Day | 2.66% | 6.70% |
1-Month | -2.53% | 1.31% |
1-Year | 84.94% | 16.18% |
3-Year CAGR | 66.63% | -1.02% |
5-Year CAGR | 49.94% | 16.68% |
* Compound Annual Growth Rate
Here are more details on the INDUSTRIAL & PRUD. INVST. share price and the Paisalo Digital share price.
Moving on to shareholding structures...
The promoters of INDUSTRIAL & PRUD. INVST. hold a 68.2% stake in the company. In case of Paisalo Digital the stake stands at 52.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INDUSTRIAL & PRUD. INVST. and the shareholding pattern of Paisalo Digital.
Finally, a word on dividends...
In the most recent financial year, INDUSTRIAL & PRUD. INVST. paid a dividend of Rs 90.0 per share. This amounted to a Dividend Payout ratio of 30.5%.
Paisalo Digital paid Rs 0.1, and its dividend payout ratio stood at 5.0%.
You may visit here to review the dividend history of INDUSTRIAL & PRUD. INVST., and the dividend history of Paisalo Digital.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.