INDUSIND BANK | J&K BANK | INDUSIND BANK/ J&K BANK |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 9.6 | 5.2 | 183.6% | View Chart |
P/BV | x | 1.2 | 0.9 | 142.4% | View Chart |
Dividend Yield | % | 1.6 | 2.2 | 73.7% |
INDUSIND BANK J&K BANK |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
INDUSIND BANK Mar-24 |
J&K BANK Mar-24 |
INDUSIND BANK/ J&K BANK |
5-Yr Chart Click to enlarge
|
||
High | Rs | 1,694 | 152 | 1,111.4% | |
Low | Rs | 1,009 | 48 | 2,084.0% | |
Income per share (Unadj.) | Rs | 587.8 | 101.8 | 577.2% | |
Earnings per share (Unadj.) | Rs | 115.3 | 16.1 | 717.1% | |
Cash flow per share (Unadj.) | Rs | 247.2 | 51.2 | 482.5% | |
Dividends per share (Unadj.) | Rs | 16.50 | 2.15 | 767.4% | |
Avg Dividend yield | % | 1.2 | 2.1 | 57.0% | |
Book value per share (Unadj.) | Rs | 810.8 | 110.7 | 732.2% | |
Shares outstanding (eoy) | m | 778.32 | 1,101.18 | 70.7% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.3 | 1.0 | 233.2% | |
Avg P/E ratio | x | 11.7 | 6.2 | 187.7% | |
Avg P/CF ratio | x | 6.6 | 4.8 | 136.8% | |
Avg Price/Bookvalue ratio | x | 1.7 | 0.9 | 183.8% | |
Dividend payout | % | 14.3 | 13.4 | 107.0% | |
Avg Mkt Cap | Rs m | 1,052,055 | 110,597 | 951.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 53,739 | 25,790 | 208.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 457,482 | 112,132 | 408.0% | |
Other income | Rs m | 93,958 | 8,377 | 1,121.7% | |
Interest expense | Rs m | 251,323 | 60,079 | 418.3% | |
Net interest income | Rs m | 206,159 | 52,053 | 396.1% | |
Operating expense | Rs m | 141,476 | 37,626 | 376.0% | |
Gross profit | Rs m | 64,683 | 14,427 | 448.3% | |
Gross profit margin | % | 14.1 | 12.9 | 109.9% | |
Provisions/contingencies | Rs m | 68,871 | 5,105 | 1,349.1% | |
Profit before tax | Rs m | 119,792 | 23,881 | 501.6% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 3 | 13 | 23.3% | |
Tax | Rs m | 30,022 | 6,182 | 485.7% | |
Profit after tax | Rs m | 89,773 | 17,712 | 506.8% | |
Net profit margin | % | 19.6 | 15.8 | 124.2% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 3,432,983 | 937,566 | 366.2% | |
Deposits | Rs m | 3,845,857 | 1,347,632 | 285.4% | |
Credit/Deposit ratio | x | 89.3 | 69.6 | 128.3% | |
Yield on advances | % | 11.1 | 9.2 | 120.9% | |
Cost of deposits | % | 5.6 | 4.2 | 133.8% | |
Net Interest Margin | % | 4.6 | 4.0 | 113.3% | |
Net fixed assets | Rs m | 21,271 | 22,083 | 96.3% | |
Share capital | Rs m | 7,783 | 1,101 | 706.7% | |
Free reserves | Rs m | 623,257 | 120,826 | 515.8% | |
Net worth | Rs m | 631,040 | 121,927 | 517.6% | |
Borrowings | Rs m | 476,114 | 28,850 | 1,650.3% | |
Investments | Rs m | 1,064,865 | 349,002 | 305.1% | |
Total assets | Rs m | 5,150,940 | 1,545,046 | 333.4% | |
Debt/equity ratio | x | 6.8 | 11.3 | 60.7% | |
Return on assets | % | 1.7 | 1.1 | 152.0% | |
Return on equity | % | 14.2 | 14.5 | 97.9% | |
Capital adequacy ratio | % | 17.2 | 15.4 | 111.7% | |
Net NPAs | % | 0.6 | 0.8 | 72.2% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -169,247 | -8,526 | 1,985.2% | |
From Investments | Rs m | -7,113 | -2,573 | 276.5% | |
From Financial Activity | Rs m | -22,415 | 4,074 | -550.2% | |
Net Cashflow | Rs m | -198,694 | -7,024 | 2,828.9% |
Indian Promoters | % | 0.0 | 59.4 | - | |
Foreign collaborators | % | 16.4 | 0.0 | - | |
Indian inst/Mut Fund | % | 69.1 | 12.9 | 537.0% | |
FIIs | % | 34.0 | 6.5 | 524.7% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 83.6 | 40.6 | 206.0% | |
Shareholders | 439,052 | 278,050 | 157.9% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare INDUSIND BANK With: HDFC BANK AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Indusind Bank | J&K Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | -0.46% | 2.95% | 0.39% |
1-Month | -23.54% | 1.37% | -2.52% |
1-Year | -33.54% | -15.23% | 17.19% |
3-Year CAGR | -0.22% | 35.08% | 10.82% |
5-Year CAGR | -6.40% | 23.33% | 10.27% |
* Compound Annual Growth Rate
Here are more details on the Indusind Bank share price and the J&K Bank share price.
Moving on to shareholding structures...
The promoters of Indusind Bank hold a 16.4% stake in the company. In case of J&K Bank the stake stands at 59.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indusind Bank and the shareholding pattern of J&K Bank.
Finally, a word on dividends...
In the most recent financial year, Indusind Bank paid a dividend of Rs 16.5 per share. This amounted to a Dividend Payout ratio of 14.3%.
J&K Bank paid Rs 2.2, and its dividend payout ratio stood at 13.4%.
You may visit here to review the dividend history of Indusind Bank, and the dividend history of J&K Bank.
For a sector overview, read our banking sector report.
On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.