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INDIAN BANK vs KARNATAKA BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDIAN BANK KARNATAKA BANK INDIAN BANK/
KARNATAKA BANK
 
P/E (TTM) x 7.5 5.6 133.2% View Chart
P/BV x 1.2 0.7 170.7% View Chart
Dividend Yield % 2.3 2.8 82.0%  

Financials

 INDIAN BANK   KARNATAKA BANK
EQUITY SHARE DATA
    INDIAN BANK
Mar-24
KARNATAKA BANK
Mar-24
INDIAN BANK/
KARNATAKA BANK
5-Yr Chart
Click to enlarge
High Rs573286 200.3%   
Low Rs267127 210.3%   
Income per share (Unadj.) Rs413.2220.0 187.8%  
Earnings per share (Unadj.) Rs62.534.6 180.5%  
Cash flow per share (Unadj.) Rs129.683.8 154.7%  
Dividends per share (Unadj.) Rs12.005.50 218.2%  
Avg Dividend yield %2.92.7 107.3%  
Book value per share (Unadj.) Rs447.3287.5 155.6%  
Shares outstanding (eoy) m1,346.96377.25 357.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.00.9 108.3%   
Avg P/E ratio x6.76.0 112.7%  
Avg P/CF ratio x3.33.6 91.2%  
Avg Price/Bookvalue ratio x0.90.7 130.7%  
Dividend payout %19.215.9 120.9%   
Avg Mkt Cap Rs m566,19677,987 726.0%   
No. of employees `000NANA-   
Total wages & salary Rs m93,19913,818 674.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m556,49782,985 670.6%  
Other income Rs m85,82013,190 650.7%   
Interest expense Rs m323,40849,998 646.8%   
Net interest income Rs m233,09032,987 706.6%  
Operating expense Rs m149,52824,542 609.3%   
Gross profit Rs m83,5628,446 989.4%  
Gross profit margin %15.010.2 147.5%  
Provisions/contingencies Rs m88,0908,569 1,028.0%   
Profit before tax Rs m110,17415,631 704.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-310-   
Prior Period Items Rs m2,9340-   
Tax Rs m28,8822,565 1,126.2%   
Profit after tax Rs m84,19413,066 644.4%  
Net profit margin %15.115.7 96.1%  
BALANCE SHEET DATA
Advances Rs m5,148,891715,086 720.0%   
Deposits Rs m6,879,531980,572 701.6%  
Credit/Deposit ratio x74.872.9 102.6%  
Yield on advances %7.99.1 86.5%   
Cost of deposits %4.44.9 90.9%   
Net Interest Margin %3.23.4 92.7%  
Net fixed assets Rs m75,2269,148 822.3%   
Share capital Rs m13,4703,773 357.0%   
Free reserves Rs m589,012104,693 562.6%   
Net worth Rs m602,482108,466 555.5%   
Borrowings Rs m231,42943,995 526.0%   
Investments Rs m2,152,418243,003 885.8%   
Total assets Rs m7,957,0881,160,833 685.5%  
Debt/equity ratio x11.89.4 124.9%   
Return on assets %1.11.1 94.0%  
Return on equity %14.012.0 116.0%  
Capital adequacy ratio %16.418.0 91.3%  
Net NPAs %0.41.6 27.2%  
CASH FLOW
From Operations Rs m-86,1733,622 -2,379.1%  
From Investments Rs m-6,177-1,112 555.5%  
From Financial Activity Rs m11,95115,823 75.5%  
Net Cashflow Rs m-80,39918,333 -438.6%  

Share Holding

Indian Promoters % 73.8 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 22.3 32.3 69.1%  
FIIs % 5.0 10.3 48.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 26.2 100.0 26.2%  
Shareholders   325,449 356,774 91.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on Indian Bank vs Karnataka Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indian Bank vs Karnataka Bank Share Price Performance

Period Indian Bank Karnataka Bank S&P BSE BANKEX
1-Day 0.24% 0.03% 1.61%
1-Month 5.61% -6.61% -0.07%
1-Year 29.41% -7.54% 18.92%
3-Year CAGR 54.60% 43.19% 11.26%
5-Year CAGR 34.87% 24.53% 10.62%

* Compound Annual Growth Rate

Here are more details on the Indian Bank share price and the Karnataka Bank share price.

Moving on to shareholding structures...

The promoters of Indian Bank hold a 73.8% stake in the company. In case of Karnataka Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Bank and the shareholding pattern of Karnataka Bank.

Finally, a word on dividends...

In the most recent financial year, Indian Bank paid a dividend of Rs 12.0 per share. This amounted to a Dividend Payout ratio of 19.2%.

Karnataka Bank paid Rs 5.5, and its dividend payout ratio stood at 15.9%.

You may visit here to review the dividend history of Indian Bank, and the dividend history of Karnataka Bank.

For a sector overview, read our banking sector report.



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