INTER GLOBE FIN. | SBI CARDS | INTER GLOBE FIN./ SBI CARDS |
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P/E (TTM) | x | 10.5 | 29.2 | 35.8% | View Chart |
P/BV | x | 1.0 | 5.3 | 17.9% | View Chart |
Dividend Yield | % | 0.0 | 0.4 | - |
INTER GLOBE FIN. SBI CARDS |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
INTER GLOBE FIN. Mar-24 |
SBI CARDS Mar-24 |
INTER GLOBE FIN./ SBI CARDS |
5-Yr Chart Click to enlarge
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High | Rs | 69 | 932 | 7.4% | |
Low | Rs | 18 | 679 | 2.7% | |
Income per share (Unadj.) | Rs | 329.6 | 178.4 | 184.7% | |
Earnings per share (Unadj.) | Rs | 12.4 | 25.3 | 48.9% | |
Cash flow per share (Unadj.) | Rs | 53.8 | 146.5 | 36.7% | |
Dividends per share (Unadj.) | Rs | 0 | 2.50 | 0.0% | |
Avg Dividend yield | % | 0 | 0.3 | 0.0% | |
Book value per share (Unadj.) | Rs | 142.9 | 126.9 | 112.5% | |
Shares outstanding (eoy) | m | 6.82 | 950.97 | 0.7% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.1 | 4.5 | 2.9% | |
Avg P/E ratio | x | 3.5 | 31.8 | 11.0% | |
Avg P/CF ratio | x | 0.1 | 31.2 | 0.5% | |
Avg Price/Bookvalue ratio | x | 0.3 | 6.3 | 4.8% | |
Dividend payout | % | 0 | 9.9 | 0.0% | |
Avg Mkt Cap | Rs m | 296 | 766,076 | 0.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 15 | 5,697 | 0.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 2,248 | 169,684 | 1.3% | |
Other income | Rs m | 53 | 5,151 | 1.0% | |
Interest expense | Rs m | 15 | 33,126 | 0.0% | |
Net interest income | Rs m | 2,233 | 136,558 | 1.6% | |
Operating expense | Rs m | 2,165 | 107,423 | 2.0% | |
Gross profit | Rs m | 68 | 29,135 | 0.2% | |
Gross profit margin | % | 3.0 | 17.2 | 17.6% | |
Provisions/contingencies | Rs m | 1,918 | 441 | 434.9% | |
Profit before tax | Rs m | 120 | 32,318 | 0.4% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 35 | 8,239 | 0.4% | |
Profit after tax | Rs m | 84 | 24,079 | 0.4% | |
Net profit margin | % | 3.8 | 14.2 | 26.5% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 66,266.0 | 385.6 | 17,183.5% | |
Net fixed assets | Rs m | 6 | 5,421 | 0.1% | |
Share capital | Rs m | 68 | 9,510 | 0.7% | |
Free reserves | Rs m | 906 | 111,203 | 0.8% | |
Net worth | Rs m | 974 | 120,712 | 0.8% | |
Borrowings | Rs m | 38 | 319,932 | 0.0% | |
Investments | Rs m | 3 | 35,411 | 0.0% | |
Total assets | Rs m | 1,225 | 578,166 | 0.2% | |
Debt/equity ratio | x | 0 | 2.7 | 1.5% | |
Return on assets | % | 6.9 | 4.2 | 165.4% | |
Return on equity | % | 8.7 | 19.9 | 43.4% | |
Capital adequacy ratio | % | 0 | 20.5 | 0.0% | |
Net NPAs | % | 0 | 1.0 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | -1 | -54,515 | 0.0% | |
From Investments | Rs m | -4 | -14,574 | 0.0% | |
From Financial Activity | Rs m | 7 | 84,012 | 0.0% | |
Net Cashflow | Rs m | 1 | 14,923 | 0.0% |
Indian Promoters | % | 53.8 | 68.6 | 78.5% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.0 | 25.9 | - | |
FIIs | % | 0.0 | 9.2 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 46.2 | 31.4 | 147.1% | |
Shareholders | 6,625 | 948,916 | 0.7% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare INTER GLOBE FIN. With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST AAVAS FINANCIERS MANAPPURAM FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | INTER GLOB F | SBI CARDS |
---|---|---|
1-Day | -0.48% | 0.54% |
1-Month | -9.60% | -3.57% |
1-Year | 202.59% | -7.26% |
3-Year CAGR | 88.61% | -12.37% |
5-Year CAGR | 100.00% | -0.13% |
* Compound Annual Growth Rate
Here are more details on the INTER GLOB F share price and the SBI CARDS share price.
Moving on to shareholding structures...
The promoters of INTER GLOB F hold a 53.8% stake in the company. In case of SBI CARDS the stake stands at 68.6%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INTER GLOB F and the shareholding pattern of SBI CARDS.
Finally, a word on dividends...
In the most recent financial year, INTER GLOB F paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
SBI CARDS paid Rs 2.5, and its dividend payout ratio stood at 9.9%.
You may visit here to review the dividend history of INTER GLOB F, and the dividend history of SBI CARDS.
For a sector overview, read our finance sector report.
Asian markets traded higher on Friday, following the overnight rally on Wall Street, and the release of economic data in the region.