IDFC | MAHINDRA & MAHINDRA FINANCIAL SERVICES | IDFC/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 714.3 | 15.4 | 4,648.5% | View Chart |
P/BV | x | 1.5 | 1.6 | 91.1% | View Chart |
Dividend Yield | % | 11.1 | 2.4 | 464.8% |
IDFC MAHINDRA & MAHINDRA FINANCIAL SERVICES |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
IDFC Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-24 |
IDFC/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
|
||
High | Rs | 92 | 346 | 26.7% | |
Low | Rs | 42 | 232 | 18.2% | |
Income per share (Unadj.) | Rs | 1.0 | 128.0 | 0.8% | |
Earnings per share (Unadj.) | Rs | 4.2 | 15.7 | 26.9% | |
Cash flow per share (Unadj.) | Rs | 7.1 | 71.0 | 9.9% | |
Dividends per share (Unadj.) | Rs | 12.00 | 6.30 | 190.5% | |
Avg Dividend yield | % | 17.8 | 2.2 | 818.2% | |
Book value per share (Unadj.) | Rs | 72.5 | 161.2 | 45.0% | |
Shares outstanding (eoy) | m | 1,599.98 | 1,234.39 | 129.6% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 70.0 | 2.3 | 3,098.6% | |
Avg P/E ratio | x | 16.0 | 18.5 | 86.6% | |
Avg P/CF ratio | x | 16.0 | 18.2 | 87.8% | |
Avg Price/Bookvalue ratio | x | 0.9 | 1.8 | 51.8% | |
Dividend payout | % | 285.2 | 40.2 | 708.7% | |
Avg Mkt Cap | Rs m | 107,719 | 356,984 | 30.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 76 | 22,614 | 0.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 1,538 | 157,969 | 1.0% | |
Other income | Rs m | 4 | 1,817 | 0.2% | |
Interest expense | Rs m | 0 | 69,592 | 0.0% | |
Net interest income | Rs m | 1,538 | 88,377 | 1.7% | |
Operating expense | Rs m | 636 | 62,125 | 1.0% | |
Gross profit | Rs m | 902 | 26,252 | 3.4% | |
Gross profit margin | % | 58.7 | 16.6 | 353.0% | |
Provisions/contingencies | Rs m | 1 | 261 | 0.3% | |
Profit before tax | Rs m | 10,647 | 25,882 | 41.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -104 | 0.4% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 3,914 | 6,451 | 60.7% | |
Profit after tax | Rs m | 6,733 | 19,327 | 34.8% | |
Net profit margin | % | 437.7 | 12.2 | 3,577.4% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 0 | 37,577 | 0.0% | |
Deposits | Rs m | 0 | 71,747 | 0.0% | |
Credit/Deposit ratio | x | 0 | 52.4 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 6.8 | - | |
Net Interest Margin | % | 1.4 | 62.9 | 2.2% | |
Net fixed assets | Rs m | 1 | 10,080 | 0.0% | |
Share capital | Rs m | 16,000 | 2,469 | 648.1% | |
Free reserves | Rs m | 99,972 | 196,559 | 50.9% | |
Net worth | Rs m | 115,972 | 199,028 | 58.3% | |
Borrowings | Rs m | 0 | 53,682 | 0.0% | |
Investments | Rs m | 113,006 | 102,915 | 109.8% | |
Total assets | Rs m | 116,862 | 1,229,140 | 9.5% | |
Debt/equity ratio | x | 0 | 0.6 | 0.0% | |
Return on assets | % | 5.8 | 1.6 | 366.4% | |
Return on equity | % | 5.8 | 9.7 | 59.8% | |
Capital adequacy ratio | % | 83.3 | 18.9 | 441.9% | |
Net NPAs | % | 0 | 1.3 | 0.0% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 41,282 | -184,486 | -22.4% | |
From Investments | Rs m | -23,565 | 26,703 | -88.2% | |
From Financial Activity | Rs m | -19,002 | 160,949 | -11.8% | |
Net Cashflow | Rs m | -1,285 | 3,170 | -40.5% |
Indian Promoters | % | 0.0 | 52.2 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 51.8 | 41.8 | 124.1% | |
FIIs | % | 20.8 | 10.2 | 204.3% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 100.0 | 47.8 | 209.0% | |
Shareholders | 678,676 | 211,051 | 321.6% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare IDFC With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | IDFC | M&M Financial |
---|---|---|
1-Day | -1.77% | 2.81% |
1-Month | -2.35% | -6.39% |
1-Year | -11.98% | -4.02% |
3-Year CAGR | 26.78% | 15.74% |
5-Year CAGR | 28.35% | 5.34% |
* Compound Annual Growth Rate
Here are more details on the IDFC share price and the M&M Financial share price.
Moving on to shareholding structures...
The promoters of IDFC hold a 0.0% stake in the company. In case of M&M Financial the stake stands at 52.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of IDFC and the shareholding pattern of M&M Financial.
Finally, a word on dividends...
In the most recent financial year, IDFC paid a dividend of Rs 12.0 per share. This amounted to a Dividend Payout ratio of 285.2%.
M&M Financial paid Rs 6.3, and its dividend payout ratio stood at 40.2%.
You may visit here to review the dividend history of IDFC, and the dividend history of M&M Financial.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.