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IDBI BANK vs HDFC BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    IDBI BANK HDFC BANK IDBI BANK/
HDFC BANK
 
P/E (TTM) x 12.3 18.7 65.9% View Chart
P/BV x 1.6 2.9 55.0% View Chart
Dividend Yield % 2.0 1.1 174.8%  

Financials

 IDBI BANK   HDFC BANK
EQUITY SHARE DATA
    IDBI BANK
Mar-24
HDFC BANK
Mar-24
IDBI BANK/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs991,758 5.6%   
Low Rs451,363 3.3%   
Income per share (Unadj.) Rs24.6373.4 6.6%  
Earnings per share (Unadj.) Rs5.484.3 6.4%  
Cash flow per share (Unadj.) Rs11.8251.8 4.7%  
Dividends per share (Unadj.) Rs1.5019.50 7.7%  
Avg Dividend yield %2.11.2 166.6%  
Book value per share (Unadj.) Rs47.5597.3 8.0%  
Shares outstanding (eoy) m10,752.407,596.91 141.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.94.2 70.1%   
Avg P/E ratio x13.418.5 72.3%  
Avg P/CF ratio x7.911.8 66.8%  
Avg Price/Bookvalue ratio x1.52.6 58.1%  
Dividend payout %27.923.1 120.5%   
Avg Mkt Cap Rs m774,76411,855,929 6.5%   
No. of employees `000NANA-   
Total wages & salary Rs m44,170310,230 14.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m264,4572,836,490 9.3%  
Other income Rs m39,2481,243,458 3.2%   
Interest expense Rs m122,2641,541,386 7.9%   
Net interest income Rs m142,1931,295,105 11.0%  
Operating expense Rs m83,7041,522,693 5.5%   
Gross profit Rs m58,489-227,589 -25.7%  
Gross profit margin %22.1-8.0 -275.6%  
Provisions/contingencies Rs m40,103361,404 11.1%   
Profit before tax Rs m83,244765,686 10.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-260-13,845 1.9%   
Prior Period Items Rs m5070-   
Tax Rs m25,610111,221 23.0%   
Profit after tax Rs m57,881640,620 9.0%  
Net profit margin %21.922.6 96.9%  
BALANCE SHEET DATA
Advances Rs m1,885,75625,658,914 7.3%   
Deposits Rs m2,773,65523,768,873 11.7%  
Credit/Deposit ratio x68.0108.0 63.0%  
Yield on advances %9.58.5 112.2%   
Cost of deposits %3.84.2 91.3%   
Net Interest Margin %4.73.6 128.9%  
Net fixed assets Rs m94,364126,038 74.9%   
Share capital Rs m107,5247,597 1,415.4%   
Free reserves Rs m403,2074,529,828 8.9%   
Net worth Rs m510,7314,537,425 11.3%   
Borrowings Rs m170,8277,306,155 2.3%   
Investments Rs m1,157,18610,056,816 11.5%   
Total assets Rs m3,642,71540,301,943 9.0%  
Debt/equity ratio x5.86.8 84.2%   
Return on assets %1.61.6 100.0%  
Return on equity %11.314.1 80.3%  
Capital adequacy ratio %22.318.8 118.4%  
Net NPAs %0.30.3 103.0%  
CASH FLOW
From Operations Rs m-12,259190,693 -6.4%  
From Investments Rs m-2,22053,138 -4.2%  
From Financial Activity Rs m-17,941-39,831 45.0%  
Net Cashflow Rs m-32,375316,867 -10.2%  

Share Holding

Indian Promoters % 94.7 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.6 83.3 0.8%  
FIIs % 0.5 48.0 1.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 5.3 100.0 5.3%  
Shareholders   715,361 3,921,910 18.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare IDBI BANK With:   AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    BANDHAN BANK    


More on IDBI Bank vs HDFC Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

IDBI Bank vs HDFC Bank Share Price Performance

Period IDBI Bank HDFC Bank S&P BSE BANKEX
1-Day 1.03% 0.23% 1.61%
1-Month -0.29% 1.86% -0.07%
1-Year 27.20% 15.45% 18.92%
3-Year CAGR 17.18% 4.84% 11.26%
5-Year CAGR 14.67% 6.65% 10.62%

* Compound Annual Growth Rate

Here are more details on the IDBI Bank share price and the HDFC Bank share price.

Moving on to shareholding structures...

The promoters of IDBI Bank hold a 94.7% stake in the company. In case of HDFC Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of IDBI Bank and the shareholding pattern of HDFC Bank.

Finally, a word on dividends...

In the most recent financial year, IDBI Bank paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 27.9%.

HDFC Bank paid Rs 19.5, and its dividend payout ratio stood at 23.1%.

You may visit here to review the dividend history of IDBI Bank, and the dividend history of HDFC Bank.

For a sector overview, read our banking sector report.



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