HUDCO | L&T FINANCE | HUDCO/ L&T FINANCE |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 16.8 | 13.5 | 123.8% | View Chart |
P/BV | x | 2.5 | 1.5 | 166.6% | View Chart |
Dividend Yield | % | 2.0 | 1.8 | 112.3% |
HUDCO L&T FINANCE |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
HUDCO Mar-24 |
L&T FINANCE Mar-24 |
HUDCO/ L&T FINANCE |
5-Yr Chart Click to enlarge
|
||
High | Rs | 227 | 179 | 126.8% | |
Low | Rs | 43 | 82 | 52.5% | |
Income per share (Unadj.) | Rs | 38.9 | 54.6 | 71.3% | |
Earnings per share (Unadj.) | Rs | 10.6 | 9.3 | 113.4% | |
Cash flow per share (Unadj.) | Rs | 15.7 | 41.0 | 38.2% | |
Dividends per share (Unadj.) | Rs | 4.15 | 2.50 | 166.0% | |
Avg Dividend yield | % | 3.1 | 1.9 | 160.6% | |
Book value per share (Unadj.) | Rs | 83.0 | 93.7 | 88.5% | |
Shares outstanding (eoy) | m | 2,001.90 | 2,488.94 | 80.4% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 3.5 | 2.4 | 145.0% | |
Avg P/E ratio | x | 12.8 | 14.0 | 91.1% | |
Avg P/CF ratio | x | 12.5 | 13.9 | 89.8% | |
Avg Price/Bookvalue ratio | x | 1.6 | 1.4 | 116.8% | |
Dividend payout | % | 39.2 | 26.8 | 146.3% | |
Avg Mkt Cap | Rs m | 270,457 | 325,304 | 83.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 2,313 | 18,064 | 12.8% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 77,843 | 135,806 | 57.3% | |
Other income | Rs m | 3,723 | 21,574 | 17.3% | |
Interest expense | Rs m | 49,608 | 54,001 | 91.9% | |
Net interest income | Rs m | 28,235 | 81,805 | 34.5% | |
Operating expense | Rs m | 3,425 | 71,941 | 4.8% | |
Gross profit | Rs m | 24,810 | 9,864 | 251.5% | |
Gross profit margin | % | 31.9 | 7.3 | 438.8% | |
Provisions/contingencies | Rs m | 514 | 214 | 240.4% | |
Profit before tax | Rs m | 28,434 | 30,290 | 93.9% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 30 | 0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,267 | 7,119 | 102.1% | |
Profit after tax | Rs m | 21,167 | 23,201 | 91.2% | |
Net profit margin | % | 27.2 | 17.1 | 159.2% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 913,338 | 813,594 | 112.3% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 3.1 | 8.6 | 35.7% | |
Net fixed assets | Rs m | 687 | 5,194 | 13.2% | |
Share capital | Rs m | 20,019 | 24,889 | 80.4% | |
Free reserves | Rs m | 146,107 | 208,398 | 70.1% | |
Net worth | Rs m | 166,126 | 233,288 | 71.2% | |
Borrowings | Rs m | 264,111 | 224,028 | 117.9% | |
Investments | Rs m | 3,292 | 133,480 | 2.5% | |
Total assets | Rs m | 938,907 | 1,008,606 | 93.1% | |
Debt/equity ratio | x | 1.6 | 1.0 | 165.6% | |
Return on assets | % | 2.3 | 2.3 | 98.0% | |
Return on equity | % | 12.7 | 9.9 | 128.1% | |
Capital adequacy ratio | % | 57.7 | 22.8 | 252.4% | |
Net NPAs | % | 0.4 | 1.7 | 21.6% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -102,867 | 6,735 | -1,527.4% | |
From Investments | Rs m | 4,351 | 8,486 | 51.3% | |
From Financial Activity | Rs m | 101,737 | -70,374 | -144.6% | |
Net Cashflow | Rs m | 3,221 | -55,153 | -5.8% |
Indian Promoters | % | 75.0 | 66.3 | 113.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 11.4 | 19.1 | 59.6% | |
FIIs | % | 2.3 | 6.7 | 34.5% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 25.0 | 33.7 | 74.2% | |
Shareholders | 925,775 | 787,291 | 117.6% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare HUDCO With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS MANAPPURAM FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | HUDCO | L&T FINANCE |
---|---|---|
1-Day | 1.32% | 0.87% |
1-Month | -0.98% | -11.52% |
1-Year | 150.61% | 0.25% |
3-Year CAGR | 72.20% | 20.97% |
5-Year CAGR | 37.29% | 8.51% |
* Compound Annual Growth Rate
Here are more details on the HUDCO share price and the L&T FINANCE share price.
Moving on to shareholding structures...
The promoters of HUDCO hold a 75.0% stake in the company. In case of L&T FINANCE the stake stands at 66.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HUDCO and the shareholding pattern of L&T FINANCE.
Finally, a word on dividends...
In the most recent financial year, HUDCO paid a dividend of Rs 4.2 per share. This amounted to a Dividend Payout ratio of 39.2%.
L&T FINANCE paid Rs 2.5, and its dividend payout ratio stood at 26.8%.
You may visit here to review the dividend history of HUDCO, and the dividend history of L&T FINANCE.
For a sector overview, read our finance sector report.
On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.