HDFC | BENGAL & ASSAM | HDFC/ BENGAL & ASSAM |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 30.6 | 3.4 | 907.5% | View Chart |
P/BV | x | 2.5 | 1.2 | 216.6% | View Chart |
Dividend Yield | % | 1.6 | 0.4 | 376.9% |
HDFC BENGAL & ASSAM |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
HDFC Mar-23 |
BENGAL & ASSAM Mar-24 |
HDFC/ BENGAL & ASSAM |
5-Yr Chart Click to enlarge
|
||
High | Rs | 2,855 | 10,389 | 27.5% | |
Low | Rs | 2,027 | 3,251 | 62.3% | |
Income per share (Unadj.) | Rs | 833.7 | 11,431.3 | 7.3% | |
Earnings per share (Unadj.) | Rs | 142.6 | 3,443.9 | 4.1% | |
Cash flow per share (Unadj.) | Rs | 692.5 | 13,785.3 | 5.0% | |
Dividends per share (Unadj.) | Rs | 44.00 | 40.00 | 110.0% | |
Avg Dividend yield | % | 1.8 | 0.6 | 307.3% | |
Book value per share (Unadj.) | Rs | 1,090.0 | 8,013.7 | 13.6% | |
Shares outstanding (eoy) | m | 1,834.56 | 11.30 | 16,235.0% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.9 | 0.6 | 490.9% | |
Avg P/E ratio | x | 17.1 | 2.0 | 864.7% | |
Avg P/CF ratio | x | 17.1 | 2.0 | 862.7% | |
Avg Price/Bookvalue ratio | x | 2.2 | 0.9 | 263.2% | |
Dividend payout | % | 30.9 | 1.2 | 2,657.4% | |
Avg Mkt Cap | Rs m | 4,478,060 | 77,040 | 5,812.6% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 21,600 | 12,790 | 168.9% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 1,529,403 | 129,174 | 1,184.0% | |
Other income | Rs m | 21,598 | 774 | 2,789.3% | |
Interest expense | Rs m | 370,286 | 3,655 | 10,129.6% | |
Net interest income | Rs m | 1,159,117 | 125,519 | 923.5% | |
Operating expense | Rs m | 965,098 | 110,438 | 873.9% | |
Gross profit | Rs m | 194,018 | 15,081 | 1,286.5% | |
Gross profit margin | % | 12.7 | 11.7 | 108.7% | |
Provisions/contingencies | Rs m | 607 | 1 | 82,075.7% | |
Profit before tax | Rs m | 321,306 | 41,092 | 781.9% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -15,389 | -3,020 | 509.5% | |
Prior Period Items | Rs m | 0 | 7,264 | 0.0% | |
Tax | Rs m | 44,308 | 6,421 | 690.1% | |
Profit after tax | Rs m | 261,609 | 38,916 | 672.2% | |
Net profit margin | % | 17.1 | 30.1 | 56.8% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 6,245,515 | 0 | - | |
Deposits | Rs m | 1,109,979 | 75 | 1,481,948.3% | |
Credit/Deposit ratio | x | 562.7 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 9.4 | 0 | - | |
Net Interest Margin | % | 11.1 | 138.0 | 8.1% | |
Net fixed assets | Rs m | 98,012 | 4,381 | 2,237.4% | |
Share capital | Rs m | 3,669 | 113 | 3,248.1% | |
Free reserves | Rs m | 1,996,058 | 90,442 | 2,207.0% | |
Net worth | Rs m | 1,999,727 | 90,555 | 2,208.3% | |
Borrowings | Rs m | 876,846 | 1,403 | 62,519.3% | |
Investments | Rs m | 4,173,582 | 90,945 | 4,589.1% | |
Total assets | Rs m | 10,897,807 | 104,372 | 10,441.3% | |
Debt/equity ratio | x | 1.0 | 0 | 4,292.5% | |
Return on assets | % | 2.4 | 37.3 | 6.4% | |
Return on equity | % | 13.1 | 43.0 | 30.4% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -473,285 | 18,172 | -2,604.4% | |
From Investments | Rs m | -215,235 | -12,602 | 1,707.9% | |
From Financial Activity | Rs m | 693,206 | -5,899 | -11,750.4% | |
Net Cashflow | Rs m | 4,687 | -1,651 | -283.9% |
Indian Promoters | % | 0.0 | 73.0 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 87.9 | 4.6 | 1,927.2% | |
FIIs | % | 63.6 | 4.6 | 1,397.1% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 100.0 | 27.0 | 370.5% | |
Shareholders | 720,777 | 21,119 | 3,412.9% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare HDFC With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDOSTAR CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | HDFC | BENGAL & ASSAM |
---|---|---|
1-Day | -0.62% | 0.06% |
1-Month | 3.39% | -6.10% |
1-Year | 22.62% | 16.15% |
3-Year CAGR | 13.92% | 63.63% |
5-Year CAGR | 6.83% | 50.37% |
* Compound Annual Growth Rate
Here are more details on the HDFC share price and the BENGAL & ASSAM share price.
Moving on to shareholding structures...
The promoters of HDFC hold a 0.0% stake in the company. In case of BENGAL & ASSAM the stake stands at 73.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HDFC and the shareholding pattern of BENGAL & ASSAM.
Finally, a word on dividends...
In the most recent financial year, HDFC paid a dividend of Rs 44.0 per share. This amounted to a Dividend Payout ratio of 30.9%.
BENGAL & ASSAM paid Rs 40.0, and its dividend payout ratio stood at 1.2%.
You may visit here to review the dividend history of HDFC, and the dividend history of BENGAL & ASSAM.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.