Helping You Build Wealth With Honest Research
Since 1996. Read On...

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

HDFC BANK vs INDIAN BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    HDFC BANK INDIAN BANK HDFC BANK/
INDIAN BANK
 
P/E (TTM) x 18.7 7.5 248.8% View Chart
P/BV x 2.9 1.2 247.4% View Chart
Dividend Yield % 1.1 2.3 49.5%  

Financials

 HDFC BANK   INDIAN BANK
EQUITY SHARE DATA
    HDFC BANK
Mar-24
INDIAN BANK
Mar-24
HDFC BANK/
INDIAN BANK
5-Yr Chart
Click to enlarge
High Rs1,758573 306.5%   
Low Rs1,363267 510.2%   
Income per share (Unadj.) Rs373.4413.2 90.4%  
Earnings per share (Unadj.) Rs84.362.5 134.9%  
Cash flow per share (Unadj.) Rs251.8129.6 194.4%  
Dividends per share (Unadj.) Rs19.5012.00 162.5%  
Avg Dividend yield %1.22.9 43.8%  
Book value per share (Unadj.) Rs597.3447.3 133.5%  
Shares outstanding (eoy) m7,596.911,346.96 564.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.21.0 410.8%   
Avg P/E ratio x18.56.7 275.2%  
Avg P/CF ratio x11.83.3 360.0%  
Avg Price/Bookvalue ratio x2.60.9 278.0%  
Dividend payout %23.119.2 120.5%   
Avg Mkt Cap Rs m11,855,929566,196 2,094.0%   
No. of employees `000NANA-   
Total wages & salary Rs m310,23093,199 332.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m2,836,490556,497 509.7%  
Other income Rs m1,243,45885,820 1,448.9%   
Interest expense Rs m1,541,386323,408 476.6%   
Net interest income Rs m1,295,105233,090 555.6%  
Operating expense Rs m1,522,693149,528 1,018.3%   
Gross profit Rs m-227,58983,562 -272.4%  
Gross profit margin %-8.015.0 -53.4%  
Provisions/contingencies Rs m361,40488,090 410.3%   
Profit before tax Rs m765,686110,174 695.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-13,845-31 44,516.4%   
Prior Period Items Rs m02,934 0.0%   
Tax Rs m111,22128,882 385.1%   
Profit after tax Rs m640,62084,194 760.9%  
Net profit margin %22.615.1 149.3%  
BALANCE SHEET DATA
Advances Rs m25,658,9145,148,891 498.3%   
Deposits Rs m23,768,8736,879,531 345.5%  
Credit/Deposit ratio x108.074.8 144.2%  
Yield on advances %8.57.9 107.7%   
Cost of deposits %4.24.4 94.4%   
Net Interest Margin %3.63.2 113.6%  
Net fixed assets Rs m126,03875,226 167.5%   
Share capital Rs m7,59713,470 56.4%   
Free reserves Rs m4,529,828589,012 769.1%   
Net worth Rs m4,537,425602,482 753.1%   
Borrowings Rs m7,306,155231,429 3,157.0%   
Investments Rs m10,056,8162,152,418 467.2%   
Total assets Rs m40,301,9437,957,088 506.5%  
Debt/equity ratio x6.811.8 58.0%   
Return on assets %1.61.1 150.2%  
Return on equity %14.114.0 101.0%  
Capital adequacy ratio %18.816.4 114.4%  
Net NPAs %0.30.4 76.7%  
CASH FLOW
From Operations Rs m190,693-86,173 -221.3%  
From Investments Rs m53,138-6,177 -860.2%  
From Financial Activity Rs m-39,83111,951 -333.3%  
Net Cashflow Rs m316,867-80,399 -394.1%  

Share Holding

Indian Promoters % 0.0 73.8 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 83.3 22.3 372.6%  
FIIs % 48.0 5.0 961.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 26.2 382.3%  
Shareholders   3,921,910 325,449 1,205.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC BANK With:   AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    BANDHAN BANK    


More on HDFC Bank vs Indian Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

HDFC Bank vs Indian Bank Share Price Performance

Period HDFC Bank Indian Bank S&P BSE BANKEX
1-Day 0.23% 0.24% 1.61%
1-Month 1.86% 5.61% -0.07%
1-Year 15.45% 29.41% 18.92%
3-Year CAGR 4.84% 54.60% 11.26%
5-Year CAGR 6.65% 34.87% 10.62%

* Compound Annual Growth Rate

Here are more details on the HDFC Bank share price and the Indian Bank share price.

Moving on to shareholding structures...

The promoters of HDFC Bank hold a 0.0% stake in the company. In case of Indian Bank the stake stands at 73.8%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HDFC Bank and the shareholding pattern of Indian Bank.

Finally, a word on dividends...

In the most recent financial year, HDFC Bank paid a dividend of Rs 19.5 per share. This amounted to a Dividend Payout ratio of 23.1%.

Indian Bank paid Rs 12.0, and its dividend payout ratio stood at 19.2%.

You may visit here to review the dividend history of HDFC Bank, and the dividend history of Indian Bank.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Rallies 1,961 points | Nifty Above 23,900 | 4 Reasons Why Indian Share Market is Rising Sensex Today Rallies 1,961 points | Nifty Above 23,900 | 4 Reasons Why Indian Share Market is Rising(Closing)

After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.