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GRUH FINANCE vs HUDCO - Comparison Results

Rs 100 invested in...

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Current Valuations

    GRUH FINANCE HUDCO GRUH FINANCE/
HUDCO
 
P/E (TTM) x 52.0 16.7 311.6% View Chart
P/BV x 12.4 2.5 499.7% View Chart
Dividend Yield % 0.6 2.0 31.2%  

Financials

 GRUH FINANCE   HUDCO
EQUITY SHARE DATA
    GRUH FINANCE
Mar-19
HUDCO
Mar-24
GRUH FINANCE/
HUDCO
5-Yr Chart
Click to enlarge
High Rs382227 168.3%   
Low Rs20543 473.1%   
Income per share (Unadj.) Rs27.638.9 71.0%  
Earnings per share (Unadj.) Rs6.110.6 57.6%  
Cash flow per share (Unadj.) Rs10.115.7 64.7%  
Dividends per share (Unadj.) Rs2.004.15 48.2%  
Avg Dividend yield %0.73.1 22.2%  
Book value per share (Unadj.) Rs25.683.0 30.9%  
Shares outstanding (eoy) m733.692,001.90 36.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x10.63.5 305.7%   
Avg P/E ratio x48.112.8 376.6%  
Avg P/CF ratio x48.112.5 385.7%  
Avg Price/Bookvalue ratio x11.41.6 702.7%  
Dividend payout %32.839.2 83.6%   
Avg Mkt Cap Rs m215,172270,457 79.6%   
No. of employees `000NANA-   
Total wages & salary Rs m6482,313 28.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m20,26277,843 26.0%  
Other income Rs m2163,723 5.8%   
Interest expense Rs m13,01249,608 26.2%   
Net interest income Rs m7,25028,235 25.7%  
Operating expense Rs m1,2823,425 37.4%   
Gross profit Rs m5,96824,810 24.1%  
Gross profit margin %29.531.9 92.4%  
Provisions/contingencies Rs m0514 0.0%   
Profit before tax Rs m6,15028,434 21.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,6787,267 23.1%   
Profit after tax Rs m4,47221,167 21.1%  
Net profit margin %22.127.2 81.2%  
BALANCE SHEET DATA
Advances Rs m172,883913,338 18.9%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-   
Cost of deposits %00-  
Net Interest Margin %3.93.1 128.0%  
Net fixed assets Rs m151687 22.0%   
Share capital Rs m1,46720,019 7.3%   
Free reserves Rs m17,342146,107 11.9%   
Net worth Rs m18,809166,126 11.3%   
Borrowings Rs m150,129264,111 56.8%   
Investments Rs m10,9453,292 332.4%   
Total assets Rs m195,417938,907 20.8%  
Debt/equity ratio x8.01.6 502.0%   
Return on assets %2.32.3 101.5%  
Return on equity %23.812.7 186.6%  
Capital adequacy ratio %20.357.7 35.2%  
Net NPAs %0.40.4 97.2%  
CASH FLOW
From Operations Rs m-14,322-102,867 13.9%  
From Investments Rs m4914,351 11.3%  
From Financial Activity Rs m24,184101,737 23.8%  
Net Cashflow Rs m10,3543,221 321.5%  

Share Holding

Indian Promoters % 47.4 75.0 63.2%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 30.8 11.4 271.5%  
FIIs % 18.7 2.3 807.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 52.6 25.0 210.3%  
Shareholders   72,213 925,775 7.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GRUH FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    MANAPPURAM FINANCE    


More on GRUH FINANCE vs HUDCO

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GRUH FINANCE vs HUDCO Share Price Performance

Period GRUH FINANCE HUDCO
1-Day 3.73% 2.24%
1-Month 27.02% 3.24%
1-Year 13.06% 147.09%
3-Year CAGR 23.04% 71.95%
5-Year CAGR 27.87% 37.59%

* Compound Annual Growth Rate

Here are more details on the GRUH FINANCE share price and the HUDCO share price.

Moving on to shareholding structures...

The promoters of GRUH FINANCE hold a 47.4% stake in the company. In case of HUDCO the stake stands at 75.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GRUH FINANCE and the shareholding pattern of HUDCO.

Finally, a word on dividends...

In the most recent financial year, GRUH FINANCE paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 32.8%.

HUDCO paid Rs 4.2, and its dividend payout ratio stood at 39.2%.

You may visit here to review the dividend history of GRUH FINANCE, and the dividend history of HUDCO.

For a sector overview, read our finance sector report.



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