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GIC HOUSING vs MUTHOOT FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    GIC HOUSING MUTHOOT FINANCE GIC HOUSING/
MUTHOOT FINANCE
 
P/E (TTM) x 6.6 15.7 41.8% View Chart
P/BV x 0.6 3.0 19.5% View Chart
Dividend Yield % 2.2 1.3 176.8%  

Financials

 GIC HOUSING   MUTHOOT FINANCE
EQUITY SHARE DATA
    GIC HOUSING
Mar-24
MUTHOOT FINANCE
Mar-24
GIC HOUSING/
MUTHOOT FINANCE
5-Yr Chart
Click to enlarge
High Rs2921,537 19.0%   
Low Rs155971 15.9%   
Income per share (Unadj.) Rs196.3375.2 52.3%  
Earnings per share (Unadj.) Rs28.1107.7 26.1%  
Cash flow per share (Unadj.) Rs60.8226.3 26.9%  
Dividends per share (Unadj.) Rs4.5024.00 18.8%  
Avg Dividend yield %2.01.9 105.2%  
Book value per share (Unadj.) Rs339.6625.4 54.3%  
Shares outstanding (eoy) m53.85401.46 13.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.13.3 34.1%   
Avg P/E ratio x8.011.6 68.3%  
Avg P/CF ratio x7.210.7 67.1%  
Avg Price/Bookvalue ratio x0.72.0 32.8%  
Dividend payout %16.022.3 71.9%   
Avg Mkt Cap Rs m12,034503,523 2.4%   
No. of employees `000NANA-   
Total wages & salary Rs m64018,282 3.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m10,572150,617 7.0%  
Other income Rs m1251,011 12.4%   
Interest expense Rs m7,10754,516 13.0%   
Net interest income Rs m3,46596,101 3.6%  
Operating expense Rs m1,39836,226 3.9%   
Gross profit Rs m2,06659,875 3.5%  
Gross profit margin %19.539.8 49.2%  
Provisions/contingencies Rs m1673,908 4.3%   
Profit before tax Rs m2,04259,965 3.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-1,433 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m52815,289 3.5%   
Profit after tax Rs m1,51443,243 3.5%  
Net profit margin %14.328.7 49.9%  
BALANCE SHEET DATA
Advances Rs m99,7830-   
Deposits Rs m02,958 0.0%  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %023.4-  
Net Interest Margin %3.4949.1 0.4%  
Net fixed assets Rs m4364,725 9.2%   
Share capital Rs m5394,015 13.4%   
Free reserves Rs m17,750247,046 7.2%   
Net worth Rs m18,288251,061 7.3%   
Borrowings Rs m3,965205,815 1.9%   
Investments Rs m2,07010,126 20.4%   
Total assets Rs m103,964963,718 10.8%  
Debt/equity ratio x0.20.8 26.1%   
Return on assets %1.54.5 32.4%  
Return on equity %8.317.2 48.0%  
Capital adequacy ratio %33.630.4 110.5%  
Net NPAs %2.72.9 91.8%  
CASH FLOW
From Operations Rs m5,221-137,540 -3.8%  
From Investments Rs m635454 140.0%  
From Financial Activity Rs m-6,194119,576 -5.2%  
Net Cashflow Rs m-338-17,488 1.9%  

Share Holding

Indian Promoters % 42.4 73.4 57.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 8.8 23.1 38.0%  
FIIs % 2.9 9.9 29.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 57.6 26.7 216.1%  
Shareholders   67,589 298,304 22.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GIC HOUSING With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on GIC HOUSING vs MUTHOOT FINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GIC HOUSING vs MUTHOOT FINANCE Share Price Performance

Period GIC HOUSING MUTHOOT FINANCE
1-Day -3.40% 0.17%
1-Month -7.40% -2.27%
1-Year 8.56% 43.01%
3-Year CAGR 9.67% 7.13%
5-Year CAGR 5.32% 22.57%

* Compound Annual Growth Rate

Here are more details on the GIC HOUSING share price and the MUTHOOT FINANCE share price.

Moving on to shareholding structures...

The promoters of GIC HOUSING hold a 42.4% stake in the company. In case of MUTHOOT FINANCE the stake stands at 73.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GIC HOUSING and the shareholding pattern of MUTHOOT FINANCE.

Finally, a word on dividends...

In the most recent financial year, GIC HOUSING paid a dividend of Rs 4.5 per share. This amounted to a Dividend Payout ratio of 16.0%.

MUTHOOT FINANCE paid Rs 24.0, and its dividend payout ratio stood at 22.3%.

You may visit here to review the dividend history of GIC HOUSING, and the dividend history of MUTHOOT FINANCE.

For a sector overview, read our finance sector report.



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