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GALADA FINANCE vs AADHAR HOUSING FINANCE LTD. - Comparison Results

Rs 100 invested in...

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Current Valuations

    GALADA FINANCE AADHAR HOUSING FINANCE LTD. GALADA FINANCE/
AADHAR HOUSING FINANCE LTD.
 
P/E (TTM) x 17.7 - - View Chart
P/BV x 1.0 4.1 23.7% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 GALADA FINANCE   AADHAR HOUSING FINANCE LTD.
EQUITY SHARE DATA
    GALADA FINANCE
Mar-24
AADHAR HOUSING FINANCE LTD.
Mar-24
GALADA FINANCE/
AADHAR HOUSING FINANCE LTD.
5-Yr Chart
Click to enlarge
High Rs17NA-   
Low Rs8NA-   
Income per share (Unadj.) Rs4.565.5 6.8%  
Earnings per share (Unadj.) Rs1.119.0 6.0%  
Cash flow per share (Unadj.) Rs3.334.0 9.6%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00- 
Book value per share (Unadj.) Rs18.4112.1 16.4%  
Shares outstanding (eoy) m3.00394.76 0.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.80-   
Avg P/E ratio x11.20-  
Avg P/CF ratio x11.20-  
Avg Price/Bookvalue ratio x0.70-  
Dividend payout %00-   
Avg Mkt Cap Rs m380-   
No. of employees `000NANA-   
Total wages & salary Rs m24,035 0.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1325,868 0.1%  
Other income Rs m22 138.2%   
Interest expense Rs m49,867 0.0%   
Net interest income Rs m916,001 0.1%  
Operating expense Rs m66,197 0.1%   
Gross profit Rs m49,804 0.0%  
Gross profit margin %26.537.9 69.9%  
Provisions/contingencies Rs m02,356 0.0%   
Profit before tax Rs m49,596 0.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m12,100 0.0%   
Profit after tax Rs m37,496 0.0%  
Net profit margin %25.229.0 87.1%  
BALANCE SHEET DATA
Advances Rs m0169,029 0.0%   
Deposits Rs m612 53.6%  
Credit/Deposit ratio x01,432,452.5 0.0%  
Yield on advances %00-  
Cost of deposits %6.818.6 36.4%   
Net Interest Margin %593.19.2 6,453.7%  
Net fixed assets Rs m8798 1.0%   
Share capital Rs m303,948 0.8%   
Free reserves Rs m2540,325 0.1%   
Net worth Rs m5544,272 0.1%   
Borrowings Rs m360-   
Investments Rs m25,095 0.0%   
Total assets Rs m99190,927 0.1%  
Debt/equity ratio x0.80 283,764.9%   
Return on assets %3.43.9 87.2%  
Return on equity %6.116.9 36.2%  
Capital adequacy ratio %57.638.5 149.7%  
Net NPAs %00.7 0.0%  
CASH FLOW
From Operations Rs m-22-24,288 0.1%  
From Investments Rs m-46,019 -0.1%  
From Financial Activity Rs m2717,781 0.2%  
Net Cashflow Rs m1-489 -0.2%  

Share Holding

Indian Promoters % 63.9 0.0 -  
Foreign collaborators % 0.0 75.9 -  
Indian inst/Mut Fund % 0.0 13.8 -  
FIIs % 0.0 4.3 -  
ADR/GDR % 0.0 0.0 -  
Free float % 36.1 24.1 149.6%  
Shareholders   885 220,338 0.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GALADA FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on GALADA FINANCE vs AADHAR HOUSING FINANCE LTD.

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GALADA FINANCE vs AADHAR HOUSING FINANCE LTD. Share Price Performance

Period GALADA FINANCE AADHAR HOUSING FINANCE LTD.
1-Day 0.00% 4.24%
1-Month 0.00% -1.70%
1-Year 41.07% 28.66%
3-Year CAGR 7.47% 8.76%
5-Year CAGR 12.63% 5.17%

* Compound Annual Growth Rate

Here are more details on the GALADA FINANCE share price and the AADHAR HOUSING FINANCE LTD. share price.

Moving on to shareholding structures...

The promoters of GALADA FINANCE hold a 63.9% stake in the company. In case of AADHAR HOUSING FINANCE LTD. the stake stands at 75.9%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GALADA FINANCE and the shareholding pattern of AADHAR HOUSING FINANCE LTD..

Finally, a word on dividends...

In the most recent financial year, GALADA FINANCE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

AADHAR HOUSING FINANCE LTD. paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of GALADA FINANCE, and the dividend history of AADHAR HOUSING FINANCE LTD..



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