CAPITAL FIRST | L&T FINANCE | CAPITAL FIRST/ L&T FINANCE |
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P/E (TTM) | x | 15.0 | 13.8 | 108.2% | View Chart |
P/BV | x | 2.2 | 1.5 | 145.6% | View Chart |
Dividend Yield | % | 0.5 | 1.8 | 27.2% |
CAPITAL FIRST L&T FINANCE |
EQUITY SHARE DATA | |||||
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CAPITAL FIRST Mar-18 |
L&T FINANCE Mar-24 |
CAPITAL FIRST/ L&T FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 902 | 179 | 503.9% | |
Low | Rs | 610 | 82 | 740.3% | |
Income per share (Unadj.) | Rs | 381.0 | 54.6 | 698.2% | |
Earnings per share (Unadj.) | Rs | 33.1 | 9.3 | 354.9% | |
Cash flow per share (Unadj.) | Rs | 37.8 | 41.0 | 92.2% | |
Dividends per share (Unadj.) | Rs | 2.80 | 2.50 | 112.0% | |
Avg Dividend yield | % | 0.4 | 1.9 | 19.4% | |
Book value per share (Unadj.) | Rs | 264.5 | 93.7 | 282.2% | |
Shares outstanding (eoy) | m | 98.97 | 2,488.94 | 4.0% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.0 | 2.4 | 82.8% | |
Avg P/E ratio | x | 22.8 | 14.0 | 163.0% | |
Avg P/CF ratio | x | 3.2 | 13.9 | 22.9% | |
Avg Price/Bookvalue ratio | x | 2.9 | 1.4 | 205.0% | |
Dividend payout | % | 8.5 | 26.8 | 31.6% | |
Avg Mkt Cap | Rs m | 74,818 | 325,304 | 23.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 3,348 | 18,064 | 18.5% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 37,706 | 135,806 | 27.8% | |
Other income | Rs m | 414 | 21,574 | 1.9% | |
Interest expense | Rs m | 13,824 | 54,001 | 25.6% | |
Net interest income | Rs m | 23,882 | 81,805 | 29.2% | |
Operating expense | Rs m | 19,078 | 71,941 | 26.5% | |
Gross profit | Rs m | 4,804 | 9,864 | 48.7% | |
Gross profit margin | % | 12.7 | 7.3 | 175.4% | |
Provisions/contingencies | Rs m | 20,275 | 214 | 9,475.2% | |
Profit before tax | Rs m | 4,939 | 30,290 | 16.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 30 | 0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 1,664 | 7,119 | 23.4% | |
Profit after tax | Rs m | 3,274 | 23,201 | 14.1% | |
Net profit margin | % | 8.7 | 17.1 | 50.8% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 813,594 | 0.0% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 15.0 | 8.6 | 174.0% | |
Net fixed assets | Rs m | 831 | 5,194 | 16.0% | |
Share capital | Rs m | 990 | 24,889 | 4.0% | |
Free reserves | Rs m | 25,186 | 208,398 | 12.1% | |
Net worth | Rs m | 26,175 | 233,288 | 11.2% | |
Borrowings | Rs m | 40,449 | 224,028 | 18.1% | |
Investments | Rs m | 158,893 | 133,480 | 119.0% | |
Total assets | Rs m | 260,691 | 1,008,606 | 25.8% | |
Debt/equity ratio | x | 1.5 | 1.0 | 160.9% | |
Return on assets | % | 1.3 | 2.3 | 54.6% | |
Return on equity | % | 12.5 | 9.9 | 125.8% | |
Capital adequacy ratio | % | 15.9 | 22.8 | 69.5% | |
Net NPAs | % | 1.0 | 1.7 | 59.9% |
CASH FLOW | |||||
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From Operations | Rs m | -76,501 | 6,735 | -1,135.9% | |
From Investments | Rs m | -947 | 8,486 | -11.2% | |
From Financial Activity | Rs m | 75,797 | -70,374 | -107.7% | |
Net Cashflow | Rs m | -1,651 | -55,153 | 3.0% |
Indian Promoters | % | 0.0 | 66.3 | - | |
Foreign collaborators | % | 35.5 | 0.0 | - | |
Indian inst/Mut Fund | % | 30.4 | 19.1 | 159.7% | |
FIIs | % | 19.9 | 6.7 | 296.0% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 64.5 | 33.7 | 191.3% | |
Shareholders | 139,594 | 787,291 | 17.7% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare CAPITAL FIRST With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | CAPITAL FIRST | L&T FINANCE |
---|---|---|
1-Day | -0.53% | 2.40% |
1-Month | 8.41% | 1.75% |
1-Year | -16.11% | -1.28% |
3-Year CAGR | 12.35% | 21.83% |
5-Year CAGR | 30.82% | 8.08% |
* Compound Annual Growth Rate
Here are more details on the CAPITAL FIRST share price and the L&T FINANCE share price.
Moving on to shareholding structures...
The promoters of CAPITAL FIRST hold a 35.5% stake in the company. In case of L&T FINANCE the stake stands at 66.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of CAPITAL FIRST and the shareholding pattern of L&T FINANCE.
Finally, a word on dividends...
In the most recent financial year, CAPITAL FIRST paid a dividend of Rs 2.8 per share. This amounted to a Dividend Payout ratio of 8.5%.
L&T FINANCE paid Rs 2.5, and its dividend payout ratio stood at 26.8%.
You may visit here to review the dividend history of CAPITAL FIRST, and the dividend history of L&T FINANCE.
For a sector overview, read our finance sector report.
Asian stocks experienced a notable rally alongside US equity futures on Monday, marking a positive turn for the markets. The dollar retreated against other currencies as bond yields declined.