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EMERALD LEASING vs UNITED CRED. - Comparison Results

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Current Valuations

    EMERALD LEASING UNITED CRED. EMERALD LEASING/
UNITED CRED.
 
P/E (TTM) x 53.9 9.2 588.6% View Chart
P/BV x 7.0 0.6 1,227.3% View Chart
Dividend Yield % 0.1 0.0 -  

Financials

 EMERALD LEASING   UNITED CRED.
EQUITY SHARE DATA
    EMERALD LEASING
Mar-24
UNITED CRED.
Mar-24
EMERALD LEASING/
UNITED CRED.
5-Yr Chart
Click to enlarge
High Rs3930 131.3%   
Low Rs1812 152.4%   
Income per share (Unadj.) Rs4.46.4 69.4%  
Earnings per share (Unadj.) Rs1.43.1 44.7%  
Cash flow per share (Unadj.) Rs-1.97.6 -25.0%  
Dividends per share (Unadj.) Rs0.100-  
Avg Dividend yield %0.30-  
Book value per share (Unadj.) Rs15.654.4 28.6%  
Shares outstanding (eoy) m30.145.33 565.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x6.53.3 197.9%   
Avg P/E ratio x20.96.8 307.0%  
Avg P/CF ratio x4.06.8 58.7%  
Avg Price/Bookvalue ratio x1.80.4 480.1%  
Dividend payout %7.30-   
Avg Mkt Cap Rs m867112 776.6%   
No. of employees `000NANA-   
Total wages & salary Rs m207 273.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m13334 392.3%  
Other income Rs m07 4.9%   
Interest expense Rs m150 16,344.4%   
Net interest income Rs m11934 350.0%  
Operating expense Rs m6220 320.1%   
Gross profit Rs m5614 390.7%  
Gross profit margin %42.142.3 99.6%  
Provisions/contingencies Rs m1750-   
Profit before tax Rs m5621 268.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m144 327.0%   
Profit after tax Rs m4116 252.9%  
Net profit margin %31.148.2 64.5%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %23,705.833.3 71,232.9%  
Net fixed assets Rs m52 271.2%   
Share capital Rs m30155 548.8%   
Free reserves Rs m167235 71.3%   
Net worth Rs m469290 161.8%   
Borrowings Rs m00-   
Investments Rs m1102 0.5%   
Total assets Rs m649298 217.3%  
Debt/equity ratio x00-   
Return on assets %6.45.5 116.4%  
Return on equity %8.85.6 156.4%  
Capital adequacy ratio %00-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-1135 -2,130.8%  
From Investments Rs mNANA 1,033.3%  
From Financial Activity Rs m77-1 -14,078.2%  
Net Cashflow Rs m-365 -758.7%  

Share Holding

Indian Promoters % 62.4 57.3 108.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 9.2 0.5 1,696.3%  
FIIs % 9.2 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 37.7 42.7 88.2%  
Shareholders   6,414 2,516 254.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare EMERALD LEASING With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    MANAPPURAM FINANCE    


More on EMERALD LEASING vs UNITED CRED.

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

EMERALD LEASING vs UNITED CRED. Share Price Performance

Period EMERALD LEASING UNITED CRED.
1-Day 2.00% -4.91%
1-Month 12.27% 17.37%
1-Year 328.52% 79.02%
3-Year CAGR 95.04% 35.25%
5-Year CAGR 75.73% 14.47%

* Compound Annual Growth Rate

Here are more details on the EMERALD LEASING share price and the UNITED CRED. share price.

Moving on to shareholding structures...

The promoters of EMERALD LEASING hold a 62.4% stake in the company. In case of UNITED CRED. the stake stands at 57.3%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of EMERALD LEASING and the shareholding pattern of UNITED CRED..

Finally, a word on dividends...

In the most recent financial year, EMERALD LEASING paid a dividend of Rs 0.1 per share. This amounted to a Dividend Payout ratio of 7.3%.

UNITED CRED. paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of EMERALD LEASING, and the dividend history of UNITED CRED..



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