DHANLAXMI BANK | RBL BANK | DHANLAXMI BANK/ RBL BANK |
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P/E (TTM) | x | 32.3 | 8.0 | 405.7% | View Chart |
P/BV | x | 0.8 | 0.6 | 117.6% | View Chart |
Dividend Yield | % | 0.0 | 1.0 | - |
DHANLAXMI BANK RBL BANK |
EQUITY SHARE DATA | |||||
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DHANLAXMI BANK Mar-24 |
RBL BANK Mar-24 |
DHANLAXMI BANK/ RBL BANK |
5-Yr Chart Click to enlarge
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High | Rs | 59 | 301 | 19.5% | |
Low | Rs | 15 | 139 | 10.5% | |
Income per share (Unadj.) | Rs | 47.7 | 204.8 | 23.3% | |
Earnings per share (Unadj.) | Rs | 2.3 | 20.8 | 11.0% | |
Cash flow per share (Unadj.) | Rs | 23.2 | 90.2 | 25.8% | |
Dividends per share (Unadj.) | Rs | 0 | 1.50 | 0.0% | |
Avg Dividend yield | % | 0 | 0.7 | 0.0% | |
Book value per share (Unadj.) | Rs | 40.7 | 243.3 | 16.7% | |
Shares outstanding (eoy) | m | 253.01 | 605.10 | 41.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.8 | 1.1 | 71.6% | |
Avg P/E ratio | x | 16.0 | 10.6 | 151.9% | |
Avg P/CF ratio | x | 13.4 | 4.3 | 314.8% | |
Avg Price/Bookvalue ratio | x | 0.9 | 0.9 | 99.6% | |
Dividend payout | % | 0 | 7.2 | 0.0% | |
Avg Mkt Cap | Rs m | 9,267 | 132,925 | 7.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 3,312 | 18,559 | 17.8% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 12,070 | 123,938 | 9.7% | |
Other income | Rs m | 1,526 | 30,600 | 5.0% | |
Interest expense | Rs m | 7,485 | 63,500 | 11.8% | |
Net interest income | Rs m | 4,585 | 60,437 | 7.6% | |
Operating expense | Rs m | 5,418 | 59,765 | 9.1% | |
Gross profit | Rs m | -833 | 672 | -123.9% | |
Gross profit margin | % | -6.9 | 0.5 | -1,272.3% | |
Provisions/contingencies | Rs m | 114 | 18,673 | 0.6% | |
Profit before tax | Rs m | 578 | 13,487 | 4.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 0 | 888 | 0.0% | |
Profit after tax | Rs m | 578 | 12,599 | 4.6% | |
Net profit margin | % | 4.8 | 10.2 | 47.1% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 101,022 | 839,869 | 12.0% | |
Deposits | Rs m | 142,903 | 1,034,704 | 13.8% | |
Credit/Deposit ratio | x | 70.7 | 81.2 | 87.1% | |
Yield on advances | % | 9.5 | 11.9 | 80.2% | |
Cost of deposits | % | 5.1 | 5.2 | 98.4% | |
Net Interest Margin | % | 3.3 | 5.3 | 61.3% | |
Net fixed assets | Rs m | 2,665 | 5,912 | 45.1% | |
Share capital | Rs m | 2,530 | 6,051 | 41.8% | |
Free reserves | Rs m | 7,768 | 141,146 | 5.5% | |
Net worth | Rs m | 10,298 | 147,197 | 7.0% | |
Borrowings | Rs m | 2,990 | 141,852 | 2.1% | |
Investments | Rs m | 39,424 | 294,778 | 13.4% | |
Total assets | Rs m | 159,619 | 1,384,539 | 11.5% | |
Debt/equity ratio | x | 14.2 | 8.0 | 177.2% | |
Return on assets | % | 0.4 | 0.9 | 39.8% | |
Return on equity | % | 5.6 | 8.6 | 65.6% | |
Capital adequacy ratio | % | 12.7 | 16.2 | 78.6% | |
Net NPAs | % | 1.3 | 0.7 | 168.9% |
CASH FLOW | |||||
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From Operations | Rs m | 173 | 49,550 | 0.3% | |
From Investments | Rs m | 1,107 | -1,935 | -57.2% | |
From Financial Activity | Rs m | NA | 8,428 | 0.0% | |
Net Cashflow | Rs m | 1,280 | 56,043 | 2.3% |
Indian Promoters | % | 0.0 | 0.0 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 5.0 | 41.7 | 12.1% | |
FIIs | % | 5.0 | 14.6 | 34.0% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 100.0 | 100.0 | 100.0% | |
Shareholders | 185,822 | 422,544 | 44.0% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare DHANLAXMI BANK With: HDFC BANK AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Dhanlaxmi Bank | RBL BANK | S&P BSE BANKEX |
---|---|---|---|
1-Day | -2.25% | 0.16% | -0.42% |
1-Month | -16.17% | -11.29% | -2.93% |
1-Year | 6.30% | -33.74% | 16.50% |
3-Year CAGR | 29.12% | -6.85% | 10.67% |
5-Year CAGR | 15.62% | -14.13% | 10.10% |
* Compound Annual Growth Rate
Here are more details on the Dhanlaxmi Bank share price and the RBL BANK share price.
Moving on to shareholding structures...
The promoters of Dhanlaxmi Bank hold a 0.0% stake in the company. In case of RBL BANK the stake stands at 0.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Dhanlaxmi Bank and the shareholding pattern of RBL BANK.
Finally, a word on dividends...
In the most recent financial year, Dhanlaxmi Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
RBL BANK paid Rs 1.5, and its dividend payout ratio stood at 7.2%.
You may visit here to review the dividend history of Dhanlaxmi Bank, and the dividend history of RBL BANK.
For a sector overview, read our banking sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.