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DHANLAXMI BANK vs BANK OF INDIA - Comparison Results

Rs 100 invested in...

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Current Valuations

    DHANLAXMI BANK BANK OF INDIA DHANLAXMI BANK/
BANK OF INDIA
 
P/E (TTM) x 32.3 6.1 527.3% View Chart
P/BV x 0.8 0.7 116.0% View Chart
Dividend Yield % 0.0 2.8 -  

Financials

 DHANLAXMI BANK   BANK OF INDIA
EQUITY SHARE DATA
    DHANLAXMI BANK
Mar-24
BANK OF INDIA
Mar-24
DHANLAXMI BANK/
BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs59156 37.5%   
Low Rs1569 21.0%   
Income per share (Unadj.) Rs47.7134.1 35.6%  
Earnings per share (Unadj.) Rs2.314.4 15.8%  
Cash flow per share (Unadj.) Rs23.239.1 59.4%  
Dividends per share (Unadj.) Rs02.80 0.0%  
Avg Dividend yield %02.5 0.0%  
Book value per share (Unadj.) Rs40.7155.0 26.3%  
Shares outstanding (eoy) m253.014,552.67 5.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.80.8 91.2%   
Avg P/E ratio x16.07.8 204.7%  
Avg P/CF ratio x13.43.6 375.5%  
Avg Price/Bookvalue ratio x0.90.7 123.6%  
Dividend payout %019.4 0.0%   
Avg Mkt Cap Rs m9,267513,905 1.8%   
No. of employees `000NANA-   
Total wages & salary Rs m3,31292,627 3.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m12,070610,733 2.0%  
Other income Rs m1,52662,331 2.4%   
Interest expense Rs m7,485377,568 2.0%   
Net interest income Rs m4,585233,166 2.0%  
Operating expense Rs m5,418153,062 3.5%   
Gross profit Rs m-83380,104 -1.0%  
Gross profit margin %-6.913.1 -52.6%  
Provisions/contingencies Rs m11478,590 0.1%   
Profit before tax Rs m578101,931 0.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-21 -0.0%   
Prior Period Items Rs m01,820 0.0%   
Tax Rs m038,086 0.0%   
Profit after tax Rs m57865,645 0.9%  
Net profit margin %4.810.7 44.6%  
BALANCE SHEET DATA
Advances Rs m101,0225,666,438 1.8%   
Deposits Rs m142,9037,406,114 1.9%  
Credit/Deposit ratio x70.776.5 92.4%  
Yield on advances %9.57.6 125.2%   
Cost of deposits %5.14.2 120.0%   
Net Interest Margin %3.32.9 112.2%  
Net fixed assets Rs m2,665101,775 2.6%   
Share capital Rs m2,53045,534 5.6%   
Free reserves Rs m7,768660,278 1.2%   
Net worth Rs m10,298705,813 1.5%   
Borrowings Rs m2,990809,603 0.4%   
Investments Rs m39,4242,345,920 1.7%   
Total assets Rs m159,6199,242,804 1.7%  
Debt/equity ratio x14.211.6 121.7%   
Return on assets %0.40.7 51.0%  
Return on equity %5.69.3 60.4%  
Capital adequacy ratio %12.717.0 74.9%  
Net NPAs %1.31.2 102.5%  
CASH FLOW
From Operations Rs m173-44,369 -0.4%  
From Investments Rs m1,107-9,910 -11.2%  
From Financial Activity Rs mNA38,677 0.0%  
Net Cashflow Rs m1,280-15,603 -8.2%  

Share Holding

Indian Promoters % 0.0 73.4 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.0 19.5 25.9%  
FIIs % 5.0 3.2 154.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 26.6 375.7%  
Shareholders   185,822 692,229 26.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DHANLAXMI BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on Dhanlaxmi Bank vs Bank of India

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Dhanlaxmi Bank vs Bank of India Share Price Performance

Period Dhanlaxmi Bank Bank of India S&P BSE BANKEX
1-Day -2.25% -3.01% -0.42%
1-Month -16.17% -2.64% -2.93%
1-Year 6.30% -3.53% 16.50%
3-Year CAGR 29.12% 21.20% 10.67%
5-Year CAGR 15.62% 6.76% 10.10%

* Compound Annual Growth Rate

Here are more details on the Dhanlaxmi Bank share price and the Bank of India share price.

Moving on to shareholding structures...

The promoters of Dhanlaxmi Bank hold a 0.0% stake in the company. In case of Bank of India the stake stands at 73.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Dhanlaxmi Bank and the shareholding pattern of Bank of India.

Finally, a word on dividends...

In the most recent financial year, Dhanlaxmi Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

Bank of India paid Rs 2.8, and its dividend payout ratio stood at 19.4%.

You may visit here to review the dividend history of Dhanlaxmi Bank, and the dividend history of Bank of India.

For a sector overview, read our banking sector report.



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