DENA BANK | J&K BANK | DENA BANK/ J&K BANK |
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P/E (TTM) | x | -1.1 | 5.1 | - | View Chart |
P/BV | x | 0.3 | 0.9 | 36.1% | View Chart |
Dividend Yield | % | 0.0 | 2.3 | - |
DENA BANK J&K BANK |
EQUITY SHARE DATA | |||||
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DENA BANK Mar-18 |
J&K BANK Mar-24 |
DENA BANK/ J&K BANK |
5-Yr Chart Click to enlarge
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High | Rs | 50 | 152 | 32.8% | |
Low | Rs | 18 | 48 | 37.2% | |
Income per share (Unadj.) | Rs | 39.5 | 101.8 | 38.8% | |
Earnings per share (Unadj.) | Rs | -8.5 | 16.1 | -52.9% | |
Cash flow per share (Unadj.) | Rs | -16.8 | 51.2 | -32.9% | |
Dividends per share (Unadj.) | Rs | 0 | 2.15 | 0.0% | |
Avg Dividend yield | % | 0 | 2.1 | 0.0% | |
Book value per share (Unadj.) | Rs | 40.7 | 110.7 | 36.8% | |
Shares outstanding (eoy) | m | 2,259.05 | 1,101.18 | 205.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.9 | 1.0 | 87.2% | |
Avg P/E ratio | x | -4.0 | 6.2 | -64.0% | |
Avg P/CF ratio | x | 6.6 | 4.8 | 135.3% | |
Avg Price/Bookvalue ratio | x | 0.8 | 0.9 | 92.0% | |
Dividend payout | % | 0 | 13.4 | -0.0% | |
Avg Mkt Cap | Rs m | 76,808 | 110,597 | 69.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 15,875 | 25,790 | 61.6% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 89,322 | 112,132 | 79.7% | |
Other income | Rs m | 11,635 | 8,377 | 138.9% | |
Interest expense | Rs m | 64,564 | 60,079 | 107.5% | |
Net interest income | Rs m | 24,758 | 52,053 | 47.6% | |
Operating expense | Rs m | 24,682 | 37,626 | 65.6% | |
Gross profit | Rs m | 76 | 14,427 | 0.5% | |
Gross profit margin | % | 0.1 | 12.9 | 0.7% | |
Provisions/contingencies | Rs m | 30,943 | 5,105 | 606.2% | |
Profit before tax | Rs m | -31,788 | 23,881 | -133.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 13 | 0.0% | |
Tax | Rs m | -12,556 | 6,182 | -203.1% | |
Profit after tax | Rs m | -19,232 | 17,712 | -108.6% | |
Net profit margin | % | -21.5 | 15.8 | -136.3% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 655,815 | 937,566 | 69.9% | |
Deposits | Rs m | 1,061,301 | 1,347,632 | 78.8% | |
Credit/Deposit ratio | x | 61.8 | 69.6 | 88.8% | |
Yield on advances | % | 8.9 | 9.2 | 96.9% | |
Cost of deposits | % | 5.6 | 4.2 | 133.0% | |
Net Interest Margin | % | 2.4 | 4.0 | 59.3% | |
Net fixed assets | Rs m | 15,492 | 22,083 | 70.2% | |
Share capital | Rs m | 22,590 | 1,101 | 2,051.2% | |
Free reserves | Rs m | 69,438 | 120,826 | 57.5% | |
Net worth | Rs m | 92,028 | 121,927 | 75.5% | |
Borrowings | Rs m | 35,610 | 28,850 | 123.4% | |
Investments | Rs m | 376,096 | 349,002 | 107.8% | |
Total assets | Rs m | 1,208,598 | 1,545,046 | 78.2% | |
Debt/equity ratio | x | 11.9 | 11.3 | 105.6% | |
Return on assets | % | -1.6 | 1.1 | -138.8% | |
Return on equity | % | -20.9 | 14.5 | -143.9% | |
Capital adequacy ratio | % | 11.1 | 15.4 | 71.9% | |
Net NPAs | % | 12.0 | 0.8 | 1,512.7% |
CASH FLOW | |||||
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From Operations | Rs m | -17,129 | -8,526 | 200.9% | |
From Investments | Rs m | -753 | -2,573 | 29.3% | |
From Financial Activity | Rs m | 14,813 | 4,074 | 363.6% | |
Net Cashflow | Rs m | -3,069 | -7,024 | 43.7% |
Indian Promoters | % | 80.7 | 59.4 | 135.9% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 11.4 | 12.9 | 88.3% | |
FIIs | % | 1.3 | 6.5 | 19.8% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 19.3 | 40.6 | 47.4% | |
Shareholders | 249,565 | 278,050 | 89.8% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare DENA BANK With: HDFC BANK AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Dena Bank | J&K Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | 1.61% | 0.26% | 1.61% |
1-Month | 8.53% | 3.84% | -0.07% |
1-Year | -34.08% | -14.22% | 18.92% |
3-Year CAGR | -23.53% | 34.47% | 11.26% |
5-Year CAGR | -25.85% | 23.81% | 10.62% |
* Compound Annual Growth Rate
Here are more details on the Dena Bank share price and the J&K Bank share price.
Moving on to shareholding structures...
The promoters of Dena Bank hold a 80.7% stake in the company. In case of J&K Bank the stake stands at 59.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Dena Bank and the shareholding pattern of J&K Bank.
Finally, a word on dividends...
In the most recent financial year, Dena Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.
J&K Bank paid Rs 2.2, and its dividend payout ratio stood at 13.4%.
You may visit here to review the dividend history of Dena Bank, and the dividend history of J&K Bank.
For a sector overview, read our banking sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.