Helping You Build Wealth With Honest Research
Since 1996. Read On...

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

DCB BANK vs INDUSIND BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    DCB BANK INDUSIND BANK DCB BANK/
INDUSIND BANK
 
P/E (TTM) x 6.4 9.5 67.3% View Chart
P/BV x 0.7 1.2 58.5% View Chart
Dividend Yield % 1.1 1.7 65.0%  

Financials

 DCB BANK   INDUSIND BANK
EQUITY SHARE DATA
    DCB BANK
Mar-24
INDUSIND BANK
Mar-24
DCB BANK/
INDUSIND BANK
5-Yr Chart
Click to enlarge
High Rs1631,694 9.6%   
Low Rs1001,009 9.9%   
Income per share (Unadj.) Rs171.4587.8 29.2%  
Earnings per share (Unadj.) Rs17.1115.3 14.9%  
Cash flow per share (Unadj.) Rs61.7247.2 25.0%  
Dividends per share (Unadj.) Rs1.2516.50 7.6%  
Avg Dividend yield %0.91.2 77.8%  
Book value per share (Unadj.) Rs162.0810.8 20.0%  
Shares outstanding (eoy) m312.80778.32 40.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.82.3 33.4%   
Avg P/E ratio x7.711.7 65.5%  
Avg P/CF ratio x4.86.6 71.8%  
Avg Price/Bookvalue ratio x0.81.7 48.7%  
Dividend payout %7.314.3 51.0%   
Avg Mkt Cap Rs m41,1651,052,055 3.9%   
No. of employees `000NANA-   
Total wages & salary Rs m7,94353,739 14.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m53,620457,482 11.7%  
Other income Rs m4,74293,958 5.0%   
Interest expense Rs m34,341251,323 13.7%   
Net interest income Rs m19,279206,159 9.4%  
Operating expense Rs m15,377141,476 10.9%   
Gross profit Rs m3,90264,683 6.0%  
Gross profit margin %7.314.1 51.5%  
Provisions/contingencies Rs m3,28568,871 4.8%   
Profit before tax Rs m7,220119,792 6.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m03 0.0%   
Tax Rs m1,86030,022 6.2%   
Profit after tax Rs m5,36089,773 6.0%  
Net profit margin %10.019.6 50.9%  
BALANCE SHEET DATA
Advances Rs m409,2463,432,983 11.9%   
Deposits Rs m493,5303,845,857 12.8%  
Credit/Deposit ratio x82.989.3 92.9%  
Yield on advances %10.411.1 93.3%   
Cost of deposits %6.25.6 110.3%   
Net Interest Margin %3.44.6 73.6%  
Net fixed assets Rs m8,41121,271 39.5%   
Share capital Rs m3,1287,783 40.2%   
Free reserves Rs m47,551623,257 7.6%   
Net worth Rs m50,679631,040 8.0%   
Borrowings Rs m62,195476,114 13.1%   
Investments Rs m162,1081,064,865 15.2%   
Total assets Rs m630,3705,150,940 12.2%  
Debt/equity ratio x11.06.8 160.1%   
Return on assets %0.91.7 48.8%  
Return on equity %10.614.2 74.3%  
Capital adequacy ratio %16.617.2 96.3%  
Net NPAs %1.10.6 194.7%  
CASH FLOW
From Operations Rs m-12,398-169,247 7.3%  
From Investments Rs m-1,329-7,113 18.7%  
From Financial Activity Rs m20,702-22,415 -92.4%  
Net Cashflow Rs m6,975-198,694 -3.5%  

Share Holding

Indian Promoters % 0.8 0.0 -  
Foreign collaborators % 14.0 16.4 85.3%  
Indian inst/Mut Fund % 37.7 69.1 54.6%  
FIIs % 11.1 34.0 32.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 85.3 83.6 101.9%  
Shareholders   247,961 439,052 56.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on DCB Bank vs Indusind Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

DCB Bank vs Indusind Bank Share Price Performance

Period DCB Bank Indusind Bank S&P BSE BANKEX
1-Day 2.06% 1.69% 1.61%
1-Month 3.88% -21.66% -0.07%
1-Year 3.65% -32.12% 18.92%
3-Year CAGR 7.63% -0.28% 11.26%
5-Year CAGR -7.96% -7.15% 10.62%

* Compound Annual Growth Rate

Here are more details on the DCB Bank share price and the Indusind Bank share price.

Moving on to shareholding structures...

The promoters of DCB Bank hold a 14.7% stake in the company. In case of Indusind Bank the stake stands at 16.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of DCB Bank and the shareholding pattern of Indusind Bank.

Finally, a word on dividends...

In the most recent financial year, DCB Bank paid a dividend of Rs 1.3 per share. This amounted to a Dividend Payout ratio of 7.3%.

Indusind Bank paid Rs 16.5, and its dividend payout ratio stood at 14.3%.

You may visit here to review the dividend history of DCB Bank, and the dividend history of Indusind Bank.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Rallies 1,961 points | Nifty Above 23,900 | 4 Reasons Why Indian Share Market is Rising Sensex Today Rallies 1,961 points | Nifty Above 23,900 | 4 Reasons Why Indian Share Market is Rising(Closing)

After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.