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DCB BANK vs BANK OF BARODA - Comparison Results

Rs 100 invested in...

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Current Valuations

    DCB BANK BANK OF BARODA DCB BANK/
BANK OF BARODA
 
P/E (TTM) x 6.4 6.2 104.1% View Chart
P/BV x 0.7 1.0 70.7% View Chart
Dividend Yield % 1.1 3.2 33.4%  

Financials

 DCB BANK   BANK OF BARODA
EQUITY SHARE DATA
    DCB BANK
Mar-24
BANK OF BARODA
Mar-24
DCB BANK/
BANK OF BARODA
5-Yr Chart
Click to enlarge
High Rs163286 57.2%   
Low Rs100165 60.4%   
Income per share (Unadj.) Rs171.4228.9 74.9%  
Earnings per share (Unadj.) Rs17.136.3 47.2%  
Cash flow per share (Unadj.) Rs61.780.0 77.2%  
Dividends per share (Unadj.) Rs1.257.60 16.4%  
Avg Dividend yield %0.93.4 28.2%  
Book value per share (Unadj.) Rs162.0231.5 70.0%  
Shares outstanding (eoy) m312.805,171.36 6.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.81.0 78.0%   
Avg P/E ratio x7.76.2 123.7%  
Avg P/CF ratio x4.83.1 154.9%  
Avg Price/Bookvalue ratio x0.81.0 83.5%  
Dividend payout %7.320.9 34.8%   
Avg Mkt Cap Rs m41,1651,165,108 3.5%   
No. of employees `000NANA-   
Total wages & salary Rs m7,943169,667 4.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m53,6201,183,792 4.5%  
Other income Rs m4,742233,995 2.0%   
Interest expense Rs m34,341698,991 4.9%   
Net interest income Rs m19,279484,801 4.0%  
Operating expense Rs m15,377343,368 4.5%   
Gross profit Rs m3,902141,433 2.8%  
Gross profit margin %7.311.9 60.9%  
Provisions/contingencies Rs m3,285191,332 1.7%   
Profit before tax Rs m7,220257,994 2.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-1,015 -0.0%   
Prior Period Items Rs m04,592 0.0%   
Tax Rs m1,86073,897 2.5%   
Profit after tax Rs m5,360187,674 2.9%  
Net profit margin %10.015.9 63.1%  
BALANCE SHEET DATA
Advances Rs m409,24610,889,834 3.8%   
Deposits Rs m493,53013,518,018 3.7%  
Credit/Deposit ratio x82.980.6 102.9%  
Yield on advances %10.48.0 128.7%   
Cost of deposits %6.24.5 137.3%   
Net Interest Margin %3.43.2 104.1%  
Net fixed assets Rs m8,41180,358 10.5%   
Share capital Rs m3,12810,355 30.2%   
Free reserves Rs m47,5511,186,767 4.0%   
Net worth Rs m50,6791,197,122 4.2%   
Borrowings Rs m62,1951,019,591 6.1%   
Investments Rs m162,1084,071,363 4.0%   
Total assets Rs m630,37016,547,794 3.8%  
Debt/equity ratio x11.012.1 90.3%   
Return on assets %0.91.1 75.0%  
Return on equity %10.615.7 67.5%  
Capital adequacy ratio %16.616.3 101.7%  
Net NPAs %1.10.7 163.2%  
CASH FLOW
From Operations Rs m-12,398-62,740 19.8%  
From Investments Rs m-1,329-12,853 10.3%  
From Financial Activity Rs m20,70254,757 37.8%  
Net Cashflow Rs m6,975-20,835 -33.5%  

Share Holding

Indian Promoters % 0.8 64.0 1.2%  
Foreign collaborators % 14.0 0.0 -  
Indian inst/Mut Fund % 37.7 26.5 142.5%  
FIIs % 11.1 9.9 112.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 85.3 36.0 236.7%  
Shareholders   247,961 1,711,548 14.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on DCB Bank vs Bank of Baroda

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

DCB Bank vs Bank of Baroda Share Price Performance

Period DCB Bank Bank of Baroda S&P BSE BANKEX
1-Day 2.06% 3.28% 1.61%
1-Month 3.88% 1.07% -0.07%
1-Year 3.65% 21.33% 18.92%
3-Year CAGR 7.63% 37.49% 11.26%
5-Year CAGR -7.96% 18.97% 10.62%

* Compound Annual Growth Rate

Here are more details on the DCB Bank share price and the Bank of Baroda share price.

Moving on to shareholding structures...

The promoters of DCB Bank hold a 14.7% stake in the company. In case of Bank of Baroda the stake stands at 64.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of DCB Bank and the shareholding pattern of Bank of Baroda.

Finally, a word on dividends...

In the most recent financial year, DCB Bank paid a dividend of Rs 1.3 per share. This amounted to a Dividend Payout ratio of 7.3%.

Bank of Baroda paid Rs 7.6, and its dividend payout ratio stood at 20.9%.

You may visit here to review the dividend history of DCB Bank, and the dividend history of Bank of Baroda.

For a sector overview, read our banking sector report.



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