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DCB BANK vs BANDHAN BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    DCB BANK BANDHAN BANK DCB BANK/
BANDHAN BANK
 
P/E (TTM) x 6.4 9.8 65.3% View Chart
P/BV x 0.7 1.3 56.8% View Chart
Dividend Yield % 1.1 0.9 121.7%  

Financials

 DCB BANK   BANDHAN BANK
EQUITY SHARE DATA
    DCB BANK
Mar-24
BANDHAN BANK
Mar-24
DCB BANK/
BANDHAN BANK
5-Yr Chart
Click to enlarge
High Rs163272 60.1%   
Low Rs100173 57.5%   
Income per share (Unadj.) Rs171.4117.1 146.3%  
Earnings per share (Unadj.) Rs17.113.8 123.8%  
Cash flow per share (Unadj.) Rs61.727.2 226.9%  
Dividends per share (Unadj.) Rs1.251.50 83.3%  
Avg Dividend yield %0.90.7 141.0%  
Book value per share (Unadj.) Rs162.0133.9 121.0%  
Shares outstanding (eoy) m312.801,610.97 19.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.81.9 40.4%   
Avg P/E ratio x7.716.1 47.7%  
Avg P/CF ratio x4.85.4 88.1%  
Avg Price/Bookvalue ratio x0.81.7 48.8%  
Dividend payout %7.310.8 67.3%   
Avg Mkt Cap Rs m41,165358,803 11.5%   
No. of employees `000NANA-   
Total wages & salary Rs m7,94335,429 22.4%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m53,620188,696 28.4%  
Other income Rs m4,74221,647 21.9%   
Interest expense Rs m34,34185,440 40.2%   
Net interest income Rs m19,279103,256 18.7%  
Operating expense Rs m15,37758,508 26.3%   
Gross profit Rs m3,90244,748 8.7%  
Gross profit margin %7.323.7 30.7%  
Provisions/contingencies Rs m3,28544,099 7.4%   
Profit before tax Rs m7,22029,429 24.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,8607,134 26.1%   
Profit after tax Rs m5,36022,296 24.0%  
Net profit margin %10.011.8 84.6%  
BALANCE SHEET DATA
Advances Rs m409,2461,211,368 33.8%   
Deposits Rs m493,5301,352,020 36.5%  
Credit/Deposit ratio x82.989.6 92.6%  
Yield on advances %10.413.6 76.0%   
Cost of deposits %6.25.4 116.0%   
Net Interest Margin %3.46.9 49.2%  
Net fixed assets Rs m8,4119,591 87.7%   
Share capital Rs m3,12816,110 19.4%   
Free reserves Rs m47,551199,545 23.8%   
Net worth Rs m50,679215,654 23.5%   
Borrowings Rs m62,195163,715 38.0%   
Investments Rs m162,108292,876 55.4%   
Total assets Rs m630,3701,778,417 35.4%  
Debt/equity ratio x11.07.0 156.0%   
Return on assets %0.91.3 67.8%  
Return on equity %10.610.3 102.3%  
Capital adequacy ratio %16.618.3 90.8%  
Net NPAs %1.11.1 100.0%  
CASH FLOW
From Operations Rs m-12,398148,084 -8.4%  
From Investments Rs m-1,32916,910 -7.9%  
From Financial Activity Rs m20,702-85,785 -24.1%  
Net Cashflow Rs m6,97579,209 8.8%  

Share Holding

Indian Promoters % 0.8 40.0 2.0%  
Foreign collaborators % 14.0 0.0 -  
Indian inst/Mut Fund % 37.7 43.1 87.4%  
FIIs % 11.1 26.7 41.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 85.3 60.0 142.1%  
Shareholders   247,961 749,315 33.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare DCB BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on DCB Bank vs BANDHAN BANK

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

DCB Bank vs BANDHAN BANK Share Price Performance

Period DCB Bank BANDHAN BANK S&P BSE BANKEX
1-Day 2.06% 2.41% 1.61%
1-Month 3.88% -2.24% -0.07%
1-Year 3.65% -19.89% 18.92%
3-Year CAGR 7.63% -16.97% 11.26%
5-Year CAGR -7.96% -20.22% 10.62%

* Compound Annual Growth Rate

Here are more details on the DCB Bank share price and the BANDHAN BANK share price.

Moving on to shareholding structures...

The promoters of DCB Bank hold a 14.7% stake in the company. In case of BANDHAN BANK the stake stands at 40.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of DCB Bank and the shareholding pattern of BANDHAN BANK.

Finally, a word on dividends...

In the most recent financial year, DCB Bank paid a dividend of Rs 1.3 per share. This amounted to a Dividend Payout ratio of 7.3%.

BANDHAN BANK paid Rs 1.5, and its dividend payout ratio stood at 10.8%.

You may visit here to review the dividend history of DCB Bank, and the dividend history of BANDHAN BANK.

For a sector overview, read our banking sector report.



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