COMFORT FINCAP | L&T FINANCE | COMFORT FINCAP/ L&T FINANCE |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 12.8 | 13.5 | 94.9% | View Chart |
P/BV | x | 1.2 | 1.5 | 78.1% | View Chart |
Dividend Yield | % | 1.0 | 1.8 | 54.3% |
COMFORT FINCAP L&T FINANCE |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
COMFORT FINCAP Mar-24 |
L&T FINANCE Mar-24 |
COMFORT FINCAP/ L&T FINANCE |
5-Yr Chart Click to enlarge
|
||
High | Rs | 12 | 179 | 6.7% | |
Low | Rs | 6 | 82 | 7.9% | |
Income per share (Unadj.) | Rs | 2.6 | 54.6 | 4.7% | |
Earnings per share (Unadj.) | Rs | 0.9 | 9.3 | 10.2% | |
Cash flow per share (Unadj.) | Rs | 0.9 | 41.0 | 2.1% | |
Dividends per share (Unadj.) | Rs | 0.10 | 2.50 | 4.0% | |
Avg Dividend yield | % | 1.1 | 1.9 | 56.6% | |
Book value per share (Unadj.) | Rs | 10.1 | 93.7 | 10.8% | |
Shares outstanding (eoy) | m | 54.26 | 2,488.94 | 2.2% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 3.6 | 2.4 | 150.4% | |
Avg P/E ratio | x | 9.7 | 14.0 | 69.4% | |
Avg P/CF ratio | x | 4.3 | 13.9 | 30.9% | |
Avg Price/Bookvalue ratio | x | 0.9 | 1.4 | 65.3% | |
Dividend payout | % | 10.5 | 26.8 | 39.3% | |
Avg Mkt Cap | Rs m | 501 | 325,304 | 0.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 17 | 18,064 | 0.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 139 | 135,806 | 0.1% | |
Other income | Rs m | 1 | 21,574 | 0.0% | |
Interest expense | Rs m | 27 | 54,001 | 0.0% | |
Net interest income | Rs m | 112 | 81,805 | 0.1% | |
Operating expense | Rs m | 40 | 71,941 | 0.1% | |
Gross profit | Rs m | 73 | 9,864 | 0.7% | |
Gross profit margin | % | 52.2 | 7.3 | 718.3% | |
Provisions/contingencies | Rs m | 65 | 214 | 30.5% | |
Profit before tax | Rs m | 73 | 30,290 | 0.2% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 30 | 0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 21 | 7,119 | 0.3% | |
Profit after tax | Rs m | 51 | 23,201 | 0.2% | |
Net profit margin | % | 37.0 | 17.1 | 216.7% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 0 | 813,594 | 0.0% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 182.7 | 8.6 | 2,114.6% | |
Net fixed assets | Rs m | 7 | 5,194 | 0.1% | |
Share capital | Rs m | 109 | 24,889 | 0.4% | |
Free reserves | Rs m | 442 | 208,398 | 0.2% | |
Net worth | Rs m | 550 | 233,288 | 0.2% | |
Borrowings | Rs m | 261 | 224,028 | 0.1% | |
Investments | Rs m | 61 | 133,480 | 0.0% | |
Total assets | Rs m | 831 | 1,008,606 | 0.1% | |
Debt/equity ratio | x | 0.5 | 1.0 | 49.3% | |
Return on assets | % | 6.2 | 2.3 | 269.2% | |
Return on equity | % | 9.4 | 9.9 | 94.1% | |
Capital adequacy ratio | % | 25.4 | 22.8 | 111.3% | |
Net NPAs | % | 0 | 1.7 | 0.0% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 42 | 6,735 | 0.6% | |
From Investments | Rs m | -7 | 8,486 | -0.1% | |
From Financial Activity | Rs m | -42 | -70,374 | 0.1% | |
Net Cashflow | Rs m | -7 | -55,153 | 0.0% |
Indian Promoters | % | 56.8 | 66.3 | 85.6% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.0 | 19.1 | - | |
FIIs | % | 0.0 | 6.7 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 43.3 | 33.7 | 128.3% | |
Shareholders | 15,962 | 787,291 | 2.0% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare COMFORT FINCAP With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | COMFORT FINCAP | L&T FINANCE |
---|---|---|
1-Day | 0.39% | 1.56% |
1-Month | -0.68% | -4.70% |
1-Year | 18.80% | -1.06% |
3-Year CAGR | -6.47% | 21.01% |
5-Year CAGR | 61.97% | 9.28% |
* Compound Annual Growth Rate
Here are more details on the COMFORT FINCAP share price and the L&T FINANCE share price.
Moving on to shareholding structures...
The promoters of COMFORT FINCAP hold a 56.8% stake in the company. In case of L&T FINANCE the stake stands at 66.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of COMFORT FINCAP and the shareholding pattern of L&T FINANCE.
Finally, a word on dividends...
In the most recent financial year, COMFORT FINCAP paid a dividend of Rs 0.1 per share. This amounted to a Dividend Payout ratio of 10.5%.
L&T FINANCE paid Rs 2.5, and its dividend payout ratio stood at 26.8%.
You may visit here to review the dividend history of COMFORT FINCAP, and the dividend history of L&T FINANCE.
Asian markets traded higher on Friday, following the overnight rally on Wall Street, and the release of economic data in the region.