CANFIN HOMES | L&T FINANCE | CANFIN HOMES/ L&T FINANCE |
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P/E (TTM) | x | 13.7 | 13.5 | 101.2% | View Chart |
P/BV | x | 2.6 | 1.5 | 173.1% | View Chart |
Dividend Yield | % | 0.7 | 1.8 | 39.7% |
CANFIN HOMES L&T FINANCE |
EQUITY SHARE DATA | |||||
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CANFIN HOMES Mar-24 |
L&T FINANCE Mar-24 |
CANFIN HOMES/ L&T FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 905 | 179 | 505.6% | |
Low | Rs | 529 | 82 | 642.0% | |
Income per share (Unadj.) | Rs | 264.6 | 54.6 | 484.9% | |
Earnings per share (Unadj.) | Rs | 56.4 | 9.3 | 604.8% | |
Cash flow per share (Unadj.) | Rs | 55.0 | 41.0 | 134.2% | |
Dividends per share (Unadj.) | Rs | 6.00 | 2.50 | 240.0% | |
Avg Dividend yield | % | 0.8 | 1.9 | 43.7% | |
Book value per share (Unadj.) | Rs | 326.2 | 93.7 | 348.1% | |
Shares outstanding (eoy) | m | 133.15 | 2,488.94 | 5.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.7 | 2.4 | 113.1% | |
Avg P/E ratio | x | 12.7 | 14.0 | 90.7% | |
Avg P/CF ratio | x | 7.4 | 13.9 | 52.9% | |
Avg Price/Bookvalue ratio | x | 2.2 | 1.4 | 157.6% | |
Dividend payout | % | 10.6 | 26.8 | 39.7% | |
Avg Mkt Cap | Rs m | 95,471 | 325,304 | 29.3% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 969 | 18,064 | 5.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 35,231 | 135,806 | 25.9% | |
Other income | Rs m | 16 | 21,574 | 0.1% | |
Interest expense | Rs m | 22,319 | 54,001 | 41.3% | |
Net interest income | Rs m | 12,911 | 81,805 | 15.8% | |
Operating expense | Rs m | 3,225 | 71,941 | 4.5% | |
Gross profit | Rs m | 9,686 | 9,864 | 98.2% | |
Gross profit margin | % | 27.5 | 7.3 | 378.5% | |
Provisions/contingencies | Rs m | 5,472 | 214 | 2,557.2% | |
Profit before tax | Rs m | 9,575 | 30,290 | 31.6% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 30 | 0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 2,068 | 7,119 | 29.1% | |
Profit after tax | Rs m | 7,507 | 23,201 | 32.4% | |
Net profit margin | % | 21.3 | 17.1 | 124.7% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 345,531 | 813,594 | 42.5% | |
Deposits | Rs m | 2,178 | 0 | - | |
Credit/Deposit ratio | x | 15,863.5 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 10.6 | 0 | - | |
Net Interest Margin | % | 3.6 | 8.6 | 41.5% | |
Net fixed assets | Rs m | 526 | 5,194 | 10.1% | |
Share capital | Rs m | 266 | 24,889 | 1.1% | |
Free reserves | Rs m | 43,172 | 208,398 | 20.7% | |
Net worth | Rs m | 43,439 | 233,288 | 18.6% | |
Borrowings | Rs m | 75,110 | 224,028 | 33.5% | |
Investments | Rs m | 14,626 | 133,480 | 11.0% | |
Total assets | Rs m | 365,357 | 1,008,606 | 36.2% | |
Debt/equity ratio | x | 1.8 | 1.0 | 185.3% | |
Return on assets | % | 2.1 | 2.3 | 89.3% | |
Return on equity | % | 17.3 | 9.9 | 173.8% | |
Capital adequacy ratio | % | 24.5 | 22.8 | 107.2% | |
Net NPAs | % | 0.4 | 1.7 | 25.1% |
CASH FLOW | |||||
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From Operations | Rs m | -25,696 | 6,735 | -381.5% | |
From Investments | Rs m | -1,700 | 8,486 | -20.0% | |
From Financial Activity | Rs m | 27,385 | -70,374 | -38.9% | |
Net Cashflow | Rs m | -11 | -55,153 | 0.0% |
Indian Promoters | % | 30.0 | 66.3 | 45.2% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 39.2 | 19.1 | 205.6% | |
FIIs | % | 11.7 | 6.7 | 173.6% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 70.0 | 33.7 | 207.7% | |
Shareholders | 106,559 | 787,291 | 13.5% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare CANFIN HOMES With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | CANFIN HOMES | L&T FINANCE |
---|---|---|
1-Day | 2.43% | 1.27% |
1-Month | 1.12% | -4.97% |
1-Year | 9.80% | -1.34% |
3-Year CAGR | 10.64% | 20.89% |
5-Year CAGR | 16.47% | 9.22% |
* Compound Annual Growth Rate
Here are more details on the CANFIN HOMES share price and the L&T FINANCE share price.
Moving on to shareholding structures...
The promoters of CANFIN HOMES hold a 30.0% stake in the company. In case of L&T FINANCE the stake stands at 66.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of CANFIN HOMES and the shareholding pattern of L&T FINANCE.
Finally, a word on dividends...
In the most recent financial year, CANFIN HOMES paid a dividend of Rs 6.0 per share. This amounted to a Dividend Payout ratio of 10.6%.
L&T FINANCE paid Rs 2.5, and its dividend payout ratio stood at 26.8%.
You may visit here to review the dividend history of CANFIN HOMES, and the dividend history of L&T FINANCE.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.