CLASSIC LEASING & FINANCE | PAISALO DIGITAL | CLASSIC LEASING & FINANCE/ PAISALO DIGITAL |
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P/E (TTM) | x | 31.4 | 23.0 | 136.7% | View Chart |
P/BV | x | - | 3.2 | - | View Chart |
Dividend Yield | % | 0.0 | 0.2 | - |
CLASSIC LEASING & FINANCE PAISALO DIGITAL |
EQUITY SHARE DATA | |||||
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CLASSIC LEASING & FINANCE Mar-24 |
PAISALO DIGITAL Mar-24 |
CLASSIC LEASING & FINANCE/ PAISALO DIGITAL |
5-Yr Chart Click to enlarge
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High | Rs | 27 | 100 | 26.9% | |
Low | Rs | 7 | 21 | 35.6% | |
Income per share (Unadj.) | Rs | 1.3 | 7.3 | 17.9% | |
Earnings per share (Unadj.) | Rs | 0.6 | 2.0 | 30.8% | |
Cash flow per share (Unadj.) | Rs | 1.6 | -6.9 | -23.5% | |
Dividends per share (Unadj.) | Rs | 0 | 0.10 | 0.0% | |
Avg Dividend yield | % | 0 | 0.2 | 0.0% | |
Book value per share (Unadj.) | Rs | -15.5 | 14.8 | -104.6% | |
Shares outstanding (eoy) | m | 3.00 | 898.04 | 0.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 13.1 | 8.2 | 159.2% | |
Avg P/E ratio | x | 28.0 | 30.3 | 92.5% | |
Avg P/CF ratio | x | 28.0 | 4.6 | 612.0% | |
Avg Price/Bookvalue ratio | x | -1.1 | 4.1 | -27.2% | |
Dividend payout | % | 0 | 5.0 | 0.0% | |
Avg Mkt Cap | Rs m | 51 | 54,166 | 0.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 1 | 425 | 0.2% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 4 | 6,587 | 0.1% | |
Other income | Rs m | 2 | 1 | 368.8% | |
Interest expense | Rs m | 1 | 2,701 | 0.0% | |
Net interest income | Rs m | 3 | 3,887 | 0.1% | |
Operating expense | Rs m | 3 | 1,446 | 0.2% | |
Gross profit | Rs m | 0 | 2,440 | -0.0% | |
Gross profit margin | % | -12.0 | 37.0 | -32.5% | |
Provisions/contingencies | Rs m | 0 | 10,052 | 0.0% | |
Profit before tax | Rs m | 2 | 2,412 | 0.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 0 | 622 | -0.0% | |
Profit after tax | Rs m | 2 | 1,790 | 0.1% | |
Net profit margin | % | 46.7 | 27.2 | 172.0% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 33.3 | 1,868.3 | 1.8% | |
Net fixed assets | Rs m | 0 | 664 | 0.0% | |
Share capital | Rs m | 30 | 898 | 3.3% | |
Free reserves | Rs m | -76 | 12,396 | -0.6% | |
Net worth | Rs m | -46 | 13,294 | -0.3% | |
Borrowings | Rs m | 0 | 7,420 | 0.0% | |
Investments | Rs m | 8 | 208 | 3.7% | |
Total assets | Rs m | 36 | 41,849 | 0.1% | |
Debt/equity ratio | x | 0 | 0.6 | -0.0% | |
Return on assets | % | 5.1 | 4.3 | 120.0% | |
Return on equity | % | -4.0 | 13.5 | -29.4% | |
Capital adequacy ratio | % | 0 | 35.9 | 0.0% | |
Net NPAs | % | 0 | 0 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 1 | -5,698 | -0.0% | |
From Investments | Rs m | -17 | 26 | -66.1% | |
From Financial Activity | Rs m | 17 | 5,526 | 0.3% | |
Net Cashflow | Rs m | 0 | -145 | -0.2% |
Indian Promoters | % | 33.5 | 52.4 | 63.9% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.0 | 23.4 | - | |
FIIs | % | 0.0 | 10.7 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 66.5 | 47.6 | 139.7% | |
Shareholders | 1,061 | 71,338 | 1.5% | ||
Pledged promoter(s) holding | % | 0.0 | 17.8 | - |
Compare CLASSIC LEASING & FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS MANAPPURAM FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | CLASSIC LEASING & FINANCE | Paisalo Digital |
---|---|---|
1-Day | 5.00% | 6.98% |
1-Month | 87.52% | 1.57% |
1-Year | 124.19% | 16.47% |
3-Year CAGR | 10.68% | -0.94% |
5-Year CAGR | 67.76% | 16.74% |
* Compound Annual Growth Rate
Here are more details on the CLASSIC LEASING & FINANCE share price and the Paisalo Digital share price.
Moving on to shareholding structures...
The promoters of CLASSIC LEASING & FINANCE hold a 33.5% stake in the company. In case of Paisalo Digital the stake stands at 52.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of CLASSIC LEASING & FINANCE and the shareholding pattern of Paisalo Digital.
Finally, a word on dividends...
In the most recent financial year, CLASSIC LEASING & FINANCE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
Paisalo Digital paid Rs 0.1, and its dividend payout ratio stood at 5.0%.
You may visit here to review the dividend history of CLASSIC LEASING & FINANCE, and the dividend history of Paisalo Digital.
For a sector overview, read our finance sector report.
Asian markets traded higher on Friday, following the overnight rally on Wall Street, and the release of economic data in the region.