CREDITACCESS GRAMEEN | AKME STAR | CREDITACCESS GRAMEEN/ AKME STAR |
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P/E (TTM) | x | 10.6 | 24.8 | 42.5% | View Chart |
P/BV | x | 2.2 | 2.4 | 88.6% | View Chart |
Dividend Yield | % | 1.1 | 0.0 | - |
CREDITACCESS GRAMEEN AKME STAR |
EQUITY SHARE DATA | |||||
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CREDITACCESS GRAMEEN Mar-24 |
AKME STAR Mar-24 |
CREDITACCESS GRAMEEN/ AKME STAR |
5-Yr Chart Click to enlarge
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High | Rs | 1,794 | 83 | 2,175.0% | |
Low | Rs | 903 | 34 | 2,648.7% | |
Income per share (Unadj.) | Rs | 324.2 | 7.4 | 4,353.1% | |
Earnings per share (Unadj.) | Rs | 90.7 | 1.1 | 8,039.7% | |
Cash flow per share (Unadj.) | Rs | 212.1 | 4.1 | 5,131.7% | |
Dividends per share (Unadj.) | Rs | 10.00 | 0 | - | |
Avg Dividend yield | % | 0.7 | 0 | - | |
Book value per share (Unadj.) | Rs | 410.3 | 14.7 | 2,788.3% | |
Shares outstanding (eoy) | m | 159.38 | 78.72 | 202.5% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 4.2 | 7.8 | 53.1% | |
Avg P/E ratio | x | 14.9 | 51.7 | 28.8% | |
Avg P/CF ratio | x | 14.8 | 48.4 | 30.7% | |
Avg Price/Bookvalue ratio | x | 3.3 | 4.0 | 83.0% | |
Dividend payout | % | 11.0 | 0 | - | |
Avg Mkt Cap | Rs m | 214,968 | 4,589 | 4,684.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 6,694 | 132 | 5,069.5% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 51,667 | 586 | 8,813.5% | |
Other income | Rs m | 60 | 30 | 198.4% | |
Interest expense | Rs m | 17,384 | 278 | 6,245.5% | |
Net interest income | Rs m | 34,283 | 308 | 11,135.2% | |
Operating expense | Rs m | 14,440 | 217 | 6,665.6% | |
Gross profit | Rs m | 19,844 | 91 | 21,748.7% | |
Gross profit margin | % | 38.4 | 15.6 | 246.8% | |
Provisions/contingencies | Rs m | 32 | 6 | 535.1% | |
Profit before tax | Rs m | 19,392 | 115 | 16,905.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 4,933 | 26 | 19,059.1% | |
Profit after tax | Rs m | 14,459 | 89 | 16,277.5% | |
Net profit margin | % | 28.0 | 15.2 | 184.7% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 251,050 | 3,820 | 6,571.5% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 12.3 | 7.9 | 155.9% | |
Net fixed assets | Rs m | 6,091 | 31 | 19,711.3% | |
Share capital | Rs m | 1,594 | 394 | 404.9% | |
Free reserves | Rs m | 63,794 | 765 | 8,342.6% | |
Net worth | Rs m | 65,388 | 1,158 | 5,645.2% | |
Borrowings | Rs m | 252 | 0 | - | |
Investments | Rs m | 28,109 | 88 | 31,964.0% | |
Total assets | Rs m | 300,100 | 4,903 | 6,120.6% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | 4.8 | 1.8 | 265.9% | |
Return on equity | % | 22.1 | 7.7 | 288.3% | |
Capital adequacy ratio | % | 23.1 | 54.7 | 42.3% | |
Net NPAs | % | 0.4 | 1.0 | 34.3% |
CASH FLOW | |||||
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From Operations | Rs m | -47,338 | -1,290 | 3,669.7% | |
From Investments | Rs m | -9,942 | -144 | 6,917.1% | |
From Financial Activity | Rs m | 54,939 | 1,762 | 3,117.9% | |
Net Cashflow | Rs m | -2,341 | 328 | -713.0% |
Indian Promoters | % | 0.0 | 18.9 | - | |
Foreign collaborators | % | 66.5 | 0.0 | - | |
Indian inst/Mut Fund | % | 25.6 | 0.9 | 2,725.5% | |
FIIs | % | 10.8 | 0.9 | 1,251.2% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 33.5 | 81.2 | 41.2% | |
Shareholders | 103,928 | 9,212 | 1,128.2% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare CREDITACCESS GRAMEEN With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDOSTAR CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | CREDITACCESS GRAMEEN | AKME STAR |
---|---|---|
1-Day | 0.24% | -2.25% |
1-Month | -12.95% | -14.71% |
1-Year | -45.83% | -55.71% |
3-Year CAGR | 15.92% | 17.32% |
5-Year CAGR | 1.85% | 15.09% |
* Compound Annual Growth Rate
Here are more details on the CREDITACCESS GRAMEEN share price and the AKME STAR share price.
Moving on to shareholding structures...
The promoters of CREDITACCESS GRAMEEN hold a 66.5% stake in the company. In case of AKME STAR the stake stands at 18.9%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of CREDITACCESS GRAMEEN and the shareholding pattern of AKME STAR.
Finally, a word on dividends...
In the most recent financial year, CREDITACCESS GRAMEEN paid a dividend of Rs 10.0 per share. This amounted to a Dividend Payout ratio of 11.0%.
AKME STAR paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of CREDITACCESS GRAMEEN, and the dividend history of AKME STAR.
For a sector overview, read our finance sector report.
On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.