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BANK OF INDIA vs BANDHAN BANK - Comparison Results

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Current Valuations

    BANK OF INDIA BANDHAN BANK BANK OF INDIA/
BANDHAN BANK
 
P/E (TTM) x 6.1 9.6 63.9% View Chart
P/BV x 0.7 1.2 52.7% View Chart
Dividend Yield % 2.8 0.9 305.6%  

Financials

 BANK OF INDIA   BANDHAN BANK
EQUITY SHARE DATA
    BANK OF INDIA
Mar-24
BANDHAN BANK
Mar-24
BANK OF INDIA/
BANDHAN BANK
5-Yr Chart
Click to enlarge
High Rs156272 57.5%   
Low Rs69173 40.0%   
Income per share (Unadj.) Rs134.1117.1 114.5%  
Earnings per share (Unadj.) Rs14.413.8 104.2%  
Cash flow per share (Unadj.) Rs39.127.2 143.8%  
Dividends per share (Unadj.) Rs2.801.50 186.7%  
Avg Dividend yield %2.50.7 368.3%  
Book value per share (Unadj.) Rs155.0133.9 115.8%  
Shares outstanding (eoy) m4,552.671,610.97 282.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.81.9 44.3%   
Avg P/E ratio x7.816.1 48.6%  
Avg P/CF ratio x3.65.4 65.9%  
Avg Price/Bookvalue ratio x0.71.7 43.8%  
Dividend payout %19.410.8 179.2%   
Avg Mkt Cap Rs m513,905358,803 143.2%   
No. of employees `000NANA-   
Total wages & salary Rs m92,62735,429 261.4%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m610,733188,696 323.7%  
Other income Rs m62,33121,647 288.0%   
Interest expense Rs m377,56885,440 441.9%   
Net interest income Rs m233,166103,256 225.8%  
Operating expense Rs m153,06258,508 261.6%   
Gross profit Rs m80,10444,748 179.0%  
Gross profit margin %13.123.7 55.3%  
Provisions/contingencies Rs m78,59044,099 178.2%   
Profit before tax Rs m101,93129,429 346.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-210-   
Prior Period Items Rs m1,8200-   
Tax Rs m38,0867,134 533.9%   
Profit after tax Rs m65,64522,296 294.4%  
Net profit margin %10.711.8 91.0%  
BALANCE SHEET DATA
Advances Rs m5,666,4381,211,368 467.8%   
Deposits Rs m7,406,1141,352,020 547.8%  
Credit/Deposit ratio x76.589.6 85.4%  
Yield on advances %7.613.6 55.9%   
Cost of deposits %4.25.4 78.9%   
Net Interest Margin %2.96.9 42.4%  
Net fixed assets Rs m101,7759,591 1,061.2%   
Share capital Rs m45,53416,110 282.7%   
Free reserves Rs m660,278199,545 330.9%   
Net worth Rs m705,813215,654 327.3%   
Borrowings Rs m809,603163,715 494.5%   
Investments Rs m2,345,920292,876 801.0%   
Total assets Rs m9,242,8041,778,417 519.7%  
Debt/equity ratio x11.67.0 165.6%   
Return on assets %0.71.3 56.7%  
Return on equity %9.310.3 90.0%  
Capital adequacy ratio %17.018.3 92.8%  
Net NPAs %1.21.1 109.9%  
CASH FLOW
From Operations Rs m-44,369148,084 -30.0%  
From Investments Rs m-9,91016,910 -58.6%  
From Financial Activity Rs m38,677-85,785 -45.1%  
Net Cashflow Rs m-15,60379,209 -19.7%  

Share Holding

Indian Promoters % 73.4 40.0 183.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 19.5 43.1 45.1%  
FIIs % 3.2 26.7 12.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 26.6 60.0 44.4%  
Shareholders   692,229 749,315 92.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANK OF INDIA With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on Bank of India vs BANDHAN BANK

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Bank of India vs BANDHAN BANK Share Price Performance

Period Bank of India BANDHAN BANK S&P BSE BANKEX
1-Day -3.01% -0.90% -0.42%
1-Month -2.64% -10.25% -2.93%
1-Year -3.53% -22.38% 16.50%
3-Year CAGR 21.20% -17.62% 10.67%
5-Year CAGR 6.76% -20.84% 10.10%

* Compound Annual Growth Rate

Here are more details on the Bank of India share price and the BANDHAN BANK share price.

Moving on to shareholding structures...

The promoters of Bank of India hold a 73.4% stake in the company. In case of BANDHAN BANK the stake stands at 40.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Bank of India and the shareholding pattern of BANDHAN BANK.

Finally, a word on dividends...

In the most recent financial year, Bank of India paid a dividend of Rs 2.8 per share. This amounted to a Dividend Payout ratio of 19.4%.

BANDHAN BANK paid Rs 1.5, and its dividend payout ratio stood at 10.8%.

You may visit here to review the dividend history of Bank of India, and the dividend history of BANDHAN BANK.

For a sector overview, read our banking sector report.



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