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BANK OF BARODA vs PNB - Comparison Results

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Current Valuations

    BANK OF BARODA PNB BANK OF BARODA/
PNB
 
P/E (TTM) x 6.2 8.5 72.6% View Chart
P/BV x 1.0 1.0 98.1% View Chart
Dividend Yield % 3.2 1.5 214.2%  

Financials

 BANK OF BARODA   PNB
EQUITY SHARE DATA
    BANK OF BARODA
Mar-24
PNB
Mar-24
BANK OF BARODA/
PNB
5-Yr Chart
Click to enlarge
High Rs286133 214.7%   
Low Rs16546 355.4%   
Income per share (Unadj.) Rs228.999.1 231.1%  
Earnings per share (Unadj.) Rs36.38.3 438.8%  
Cash flow per share (Unadj.) Rs80.023.8 336.2%  
Dividends per share (Unadj.) Rs7.601.50 506.7%  
Avg Dividend yield %3.41.7 201.8%  
Book value per share (Unadj.) Rs231.5100.3 230.9%  
Shares outstanding (eoy) m5,171.3611,011.02 47.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.00.9 108.7%   
Avg P/E ratio x6.210.8 57.2%  
Avg P/CF ratio x3.13.8 80.4%  
Avg Price/Bookvalue ratio x1.00.9 108.7%  
Dividend payout %20.918.1 115.5%   
Avg Mkt Cap Rs m1,165,108987,963 117.9%   
No. of employees `000NANA-   
Total wages & salary Rs m169,667186,432 91.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1,183,7921,090,646 108.5%  
Other income Rs m233,995133,294 175.5%   
Interest expense Rs m698,991685,342 102.0%   
Net interest income Rs m484,801405,304 119.6%  
Operating expense Rs m343,368288,090 119.2%   
Gross profit Rs m141,433117,214 120.7%  
Gross profit margin %11.910.7 111.2%  
Provisions/contingencies Rs m191,332167,220 114.4%   
Profit before tax Rs m257,994133,317 193.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-1,015-500 203.2%   
Prior Period Items Rs m4,5928,282 55.4%   
Tax Rs m73,89750,028 147.7%   
Profit after tax Rs m187,67491,072 206.1%  
Net profit margin %15.98.4 189.9%  
BALANCE SHEET DATA
Advances Rs m10,889,8349,417,625 115.6%   
Deposits Rs m13,518,01813,792,252 98.0%  
Credit/Deposit ratio x80.668.3 118.0%  
Yield on advances %8.08.1 99.1%   
Cost of deposits %4.54.5 99.9%   
Net Interest Margin %3.22.9 111.0%  
Net fixed assets Rs m80,358123,478 65.1%   
Share capital Rs m10,35522,022 47.0%   
Free reserves Rs m1,186,7671,081,845 109.7%   
Net worth Rs m1,197,1221,103,867 108.4%   
Borrowings Rs m1,019,591725,856 140.5%   
Investments Rs m4,071,3634,464,213 91.2%   
Total assets Rs m16,547,79415,986,360 103.5%  
Debt/equity ratio x12.113.2 92.3%   
Return on assets %1.10.6 199.1%  
Return on equity %15.78.3 190.0%  
Capital adequacy ratio %16.316.0 102.1%  
Net NPAs %0.70.7 93.2%  
CASH FLOW
From Operations Rs m-62,740-279,394 22.5%  
From Investments Rs m-12,853-15,064 85.3%  
From Financial Activity Rs m54,75735,176 155.7%  
Net Cashflow Rs m-20,835-259,283 8.0%  

Share Holding

Indian Promoters % 64.0 70.1 91.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 26.5 20.0 132.2%  
FIIs % 9.9 8.4 117.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 36.0 29.9 120.4%  
Shareholders   1,711,548 2,579,491 66.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANK OF BARODA With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on Bank of Baroda vs PNB

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Bank of Baroda vs PNB Share Price Performance

Period Bank of Baroda PNB S&P BSE BANKEX
1-Day 3.28% 3.56% 1.61%
1-Month 1.07% 5.13% -0.07%
1-Year 21.33% 30.69% 18.92%
3-Year CAGR 37.49% 35.75% 11.26%
5-Year CAGR 18.97% 9.42% 10.62%

* Compound Annual Growth Rate

Here are more details on the Bank of Baroda share price and the PNB share price.

Moving on to shareholding structures...

The promoters of Bank of Baroda hold a 64.0% stake in the company. In case of PNB the stake stands at 70.1%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Bank of Baroda and the shareholding pattern of PNB.

Finally, a word on dividends...

In the most recent financial year, Bank of Baroda paid a dividend of Rs 7.6 per share. This amounted to a Dividend Payout ratio of 20.9%.

PNB paid Rs 1.5, and its dividend payout ratio stood at 18.1%.

You may visit here to review the dividend history of Bank of Baroda, and the dividend history of PNB.

For a sector overview, read our banking sector report.



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