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BANK OF BARODA vs KARUR VYSYA BANK - Comparison Results

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Current Valuations

    BANK OF BARODA KARUR VYSYA BANK BANK OF BARODA/
KARUR VYSYA BANK
 
P/E (TTM) x 6.2 9.5 64.9% View Chart
P/BV x 1.0 1.7 59.8% View Chart
Dividend Yield % 3.2 1.1 285.1%  

Financials

 BANK OF BARODA   KARUR VYSYA BANK
EQUITY SHARE DATA
    BANK OF BARODA
Mar-24
KARUR VYSYA BANK
Mar-24
BANK OF BARODA/
KARUR VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs286205 139.4%   
Low Rs16593 177.5%   
Income per share (Unadj.) Rs228.9102.0 224.4%  
Earnings per share (Unadj.) Rs36.320.0 181.9%  
Cash flow per share (Unadj.) Rs80.043.7 183.0%  
Dividends per share (Unadj.) Rs7.602.40 316.7%  
Avg Dividend yield %3.41.6 209.3%  
Book value per share (Unadj.) Rs231.5124.8 185.5%  
Shares outstanding (eoy) m5,171.36804.38 642.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.01.5 67.4%   
Avg P/E ratio x6.27.5 83.2%  
Avg P/CF ratio x3.14.2 72.6%  
Avg Price/Bookvalue ratio x1.01.2 81.5%  
Dividend payout %20.912.0 174.1%   
Avg Mkt Cap Rs m1,165,108119,792 972.6%   
No. of employees `000NANA-   
Total wages & salary Rs m169,66714,610 1,161.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1,183,79282,039 1,443.0%  
Other income Rs m233,99516,587 1,410.7%   
Interest expense Rs m698,99143,947 1,590.5%   
Net interest income Rs m484,80138,092 1,272.7%  
Operating expense Rs m343,36826,388 1,301.3%   
Gross profit Rs m141,43311,705 1,208.4%  
Gross profit margin %11.914.3 83.7%  
Provisions/contingencies Rs m191,33212,243 1,562.7%   
Profit before tax Rs m257,99421,002 1,228.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-1,0150-   
Prior Period Items Rs m4,5920-   
Tax Rs m73,8974,954 1,491.7%   
Profit after tax Rs m187,67416,048 1,169.4%  
Net profit margin %15.919.6 81.0%  
BALANCE SHEET DATA
Advances Rs m10,889,834736,675 1,478.2%   
Deposits Rs m13,518,018891,127 1,517.0%  
Credit/Deposit ratio x80.682.7 97.4%  
Yield on advances %8.09.3 86.7%   
Cost of deposits %4.54.7 95.6%   
Net Interest Margin %3.24.0 81.7%  
Net fixed assets Rs m80,3584,124 1,948.4%   
Share capital Rs m10,3551,609 643.7%   
Free reserves Rs m1,186,76798,750 1,201.8%   
Net worth Rs m1,197,122100,359 1,192.8%   
Borrowings Rs m1,019,59124,784 4,114.0%   
Investments Rs m4,071,363223,435 1,822.2%   
Total assets Rs m16,547,7941,055,852 1,567.2%  
Debt/equity ratio x12.19.1 133.1%   
Return on assets %1.11.5 74.6%  
Return on equity %15.716.0 98.0%  
Capital adequacy ratio %16.316.7 97.8%  
Net NPAs %0.70.4 170.0%  
CASH FLOW
From Operations Rs m-62,74029,541 -212.4%  
From Investments Rs m-12,853-12,965 99.1%  
From Financial Activity Rs m54,757-6,941 -788.8%  
Net Cashflow Rs m-20,8359,634 -216.3%  

Share Holding

Indian Promoters % 64.0 2.1 3,003.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 26.5 52.1 50.8%  
FIIs % 9.9 15.1 65.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 36.0 97.9 36.8%  
Shareholders   1,711,548 257,300 665.2%  
Pledged promoter(s) holding % 0.0 4.7 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANK OF BARODA With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on Bank of Baroda vs Karur Vysya Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Bank of Baroda vs Karur Vysya Bank Share Price Performance

Period Bank of Baroda Karur Vysya Bank S&P BSE BANKEX
1-Day 3.28% -0.96% 1.61%
1-Month 1.07% -2.10% -0.07%
1-Year 21.33% 39.91% 18.92%
3-Year CAGR 37.49% 61.36% 11.26%
5-Year CAGR 18.97% 29.36% 10.62%

* Compound Annual Growth Rate

Here are more details on the Bank of Baroda share price and the Karur Vysya Bank share price.

Moving on to shareholding structures...

The promoters of Bank of Baroda hold a 64.0% stake in the company. In case of Karur Vysya Bank the stake stands at 2.1%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Bank of Baroda and the shareholding pattern of Karur Vysya Bank.

Finally, a word on dividends...

In the most recent financial year, Bank of Baroda paid a dividend of Rs 7.6 per share. This amounted to a Dividend Payout ratio of 20.9%.

Karur Vysya Bank paid Rs 2.4, and its dividend payout ratio stood at 12.0%.

You may visit here to review the dividend history of Bank of Baroda, and the dividend history of Karur Vysya Bank.

For a sector overview, read our banking sector report.



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