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BANDHAN BANK vs PUNJAB & SIND BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    BANDHAN BANK PUNJAB & SIND BANK BANDHAN BANK/
PUNJAB & SIND BANK
 
P/E (TTM) x 9.8 47.2 20.8% View Chart
P/BV x 1.3 2.0 62.0% View Chart
Dividend Yield % 0.9 0.4 207.3%  

Financials

 BANDHAN BANK   PUNJAB & SIND BANK
EQUITY SHARE DATA
    BANDHAN BANK
Mar-24
PUNJAB & SIND BANK
Mar-24
BANDHAN BANK/
PUNJAB & SIND BANK
5-Yr Chart
Click to enlarge
High Rs27278 351.0%   
Low Rs17325 686.9%   
Income per share (Unadj.) Rs117.114.3 819.0%  
Earnings per share (Unadj.) Rs13.80.9 1,575.4%  
Cash flow per share (Unadj.) Rs27.24.9 553.4%  
Dividends per share (Unadj.) Rs1.500.20 750.0%  
Avg Dividend yield %0.70.4 173.0%  
Book value per share (Unadj.) Rs133.922.9 584.1%  
Shares outstanding (eoy) m1,610.976,777.79 23.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.93.6 52.9%   
Avg P/E ratio x16.158.5 27.5%  
Avg P/CF ratio x5.430.8 17.6%  
Avg Price/Bookvalue ratio x1.72.2 74.2%  
Dividend payout %10.822.8 47.6%   
Avg Mkt Cap Rs m358,803348,209 103.0%   
No. of employees `000NANA-   
Total wages & salary Rs m35,42919,442 182.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m188,69696,940 194.7%  
Other income Rs m21,64712,215 177.2%   
Interest expense Rs m85,44068,529 124.7%   
Net interest income Rs m103,25628,410 363.4%  
Operating expense Rs m58,50829,316 199.6%   
Gross profit Rs m44,748-905 -4,942.8%  
Gross profit margin %23.7-0.9 -2,539.3%  
Provisions/contingencies Rs m44,0995,355 823.5%   
Profit before tax Rs m29,4299,370 314.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m7,1343,416 208.9%   
Profit after tax Rs m22,2965,954 374.5%  
Net profit margin %11.86.1 192.4%  
BALANCE SHEET DATA
Advances Rs m1,211,368827,364 146.4%   
Deposits Rs m1,352,0201,194,096 113.2%  
Credit/Deposit ratio x89.669.3 129.3%  
Yield on advances %13.68.4 162.2%   
Cost of deposits %5.45.3 101.5%   
Net Interest Margin %6.92.1 319.7%  
Net fixed assets Rs m9,59117,558 54.6%   
Share capital Rs m16,11067,778 23.8%   
Free reserves Rs m199,54587,556 227.9%   
Net worth Rs m215,654155,334 138.8%   
Borrowings Rs m163,71597,709 167.6%   
Investments Rs m292,876495,992 59.0%   
Total assets Rs m1,778,4171,476,565 120.4%  
Debt/equity ratio x7.08.3 84.5%   
Return on assets %1.30.4 310.9%  
Return on equity %10.33.8 269.7%  
Capital adequacy ratio %18.317.2 106.5%  
Net NPAs %1.11.6 68.1%  
CASH FLOW
From Operations Rs m148,08417,489 846.7%  
From Investments Rs m16,910-2,286 -739.6%  
From Financial Activity Rs m-85,785-4,340 1,976.8%  
Net Cashflow Rs m79,20910,863 729.2%  

Share Holding

Indian Promoters % 40.0 98.3 40.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 43.1 0.7 6,635.4%  
FIIs % 26.7 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 60.0 1.8 3,429.7%  
Shareholders   749,315 199,351 375.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANDHAN BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on BANDHAN BANK vs Punjab & Sind Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

BANDHAN BANK vs Punjab & Sind Bank Share Price Performance

Period BANDHAN BANK Punjab & Sind Bank S&P BSE BANKEX
1-Day 2.41% 1.27% 1.61%
1-Month -2.24% -4.38% -0.07%
1-Year -19.89% 14.59% 18.92%
3-Year CAGR -16.97% 41.73% 11.26%
5-Year CAGR -20.22% 18.63% 10.62%

* Compound Annual Growth Rate

Here are more details on the BANDHAN BANK share price and the Punjab & Sind Bank share price.

Moving on to shareholding structures...

The promoters of BANDHAN BANK hold a 40.0% stake in the company. In case of Punjab & Sind Bank the stake stands at 98.3%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BANDHAN BANK and the shareholding pattern of Punjab & Sind Bank.

Finally, a word on dividends...

In the most recent financial year, BANDHAN BANK paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 10.8%.

Punjab & Sind Bank paid Rs 0.2, and its dividend payout ratio stood at 22.8%.

You may visit here to review the dividend history of BANDHAN BANK, and the dividend history of Punjab & Sind Bank.

For a sector overview, read our banking sector report.



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