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BANDHAN BANK vs KARUR VYSYA BANK - Comparison Results

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Current Valuations

    BANDHAN BANK KARUR VYSYA BANK BANDHAN BANK/
KARUR VYSYA BANK
 
P/E (TTM) x 9.8 9.5 103.3% View Chart
P/BV x 1.3 1.7 74.5% View Chart
Dividend Yield % 0.9 1.1 78.2%  

Financials

 BANDHAN BANK   KARUR VYSYA BANK
EQUITY SHARE DATA
    BANDHAN BANK
Mar-24
KARUR VYSYA BANK
Mar-24
BANDHAN BANK/
KARUR VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs272205 132.8%   
Low Rs17393 186.5%   
Income per share (Unadj.) Rs117.1102.0 114.8%  
Earnings per share (Unadj.) Rs13.820.0 69.4%  
Cash flow per share (Unadj.) Rs27.243.7 62.3%  
Dividends per share (Unadj.) Rs1.502.40 62.5%  
Avg Dividend yield %0.71.6 41.8%  
Book value per share (Unadj.) Rs133.9124.8 107.3%  
Shares outstanding (eoy) m1,610.97804.38 200.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.91.5 130.2%   
Avg P/E ratio x16.17.5 215.6%  
Avg P/CF ratio x5.44.2 127.6%  
Avg Price/Bookvalue ratio x1.71.2 139.4%  
Dividend payout %10.812.0 90.1%   
Avg Mkt Cap Rs m358,803119,792 299.5%   
No. of employees `000NANA-   
Total wages & salary Rs m35,42914,610 242.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m188,69682,039 230.0%  
Other income Rs m21,64716,587 130.5%   
Interest expense Rs m85,44043,947 194.4%   
Net interest income Rs m103,25638,092 271.1%  
Operating expense Rs m58,50826,388 221.7%   
Gross profit Rs m44,74811,705 382.3%  
Gross profit margin %23.714.3 166.2%  
Provisions/contingencies Rs m44,09912,243 360.2%   
Profit before tax Rs m29,42921,002 140.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m7,1344,954 144.0%   
Profit after tax Rs m22,29616,048 138.9%  
Net profit margin %11.819.6 60.4%  
BALANCE SHEET DATA
Advances Rs m1,211,368736,675 164.4%   
Deposits Rs m1,352,020891,127 151.7%  
Credit/Deposit ratio x89.682.7 108.4%  
Yield on advances %13.69.3 146.7%   
Cost of deposits %5.44.7 113.1%   
Net Interest Margin %6.94.0 173.0%  
Net fixed assets Rs m9,5914,124 232.5%   
Share capital Rs m16,1101,609 1,001.4%   
Free reserves Rs m199,54598,750 202.1%   
Net worth Rs m215,654100,359 214.9%   
Borrowings Rs m163,71524,784 660.6%   
Investments Rs m292,876223,435 131.1%   
Total assets Rs m1,778,4171,055,852 168.4%  
Debt/equity ratio x7.09.1 77.0%   
Return on assets %1.31.5 82.5%  
Return on equity %10.316.0 64.7%  
Capital adequacy ratio %18.316.7 109.7%  
Net NPAs %1.10.4 277.5%  
CASH FLOW
From Operations Rs m148,08429,541 501.3%  
From Investments Rs m16,910-12,965 -130.4%  
From Financial Activity Rs m-85,785-6,941 1,235.8%  
Net Cashflow Rs m79,2099,634 822.1%  

Share Holding

Indian Promoters % 40.0 2.1 1,877.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 43.1 52.1 82.8%  
FIIs % 26.7 15.1 177.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 60.0 97.9 61.3%  
Shareholders   749,315 257,300 291.2%  
Pledged promoter(s) holding % 0.0 4.7 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANDHAN BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on BANDHAN BANK vs Karur Vysya Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

BANDHAN BANK vs Karur Vysya Bank Share Price Performance

Period BANDHAN BANK Karur Vysya Bank S&P BSE BANKEX
1-Day 2.41% -0.96% 1.61%
1-Month -2.24% -2.10% -0.07%
1-Year -19.89% 39.91% 18.92%
3-Year CAGR -16.97% 61.36% 11.26%
5-Year CAGR -20.22% 29.36% 10.62%

* Compound Annual Growth Rate

Here are more details on the BANDHAN BANK share price and the Karur Vysya Bank share price.

Moving on to shareholding structures...

The promoters of BANDHAN BANK hold a 40.0% stake in the company. In case of Karur Vysya Bank the stake stands at 2.1%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BANDHAN BANK and the shareholding pattern of Karur Vysya Bank.

Finally, a word on dividends...

In the most recent financial year, BANDHAN BANK paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 10.8%.

Karur Vysya Bank paid Rs 2.4, and its dividend payout ratio stood at 12.0%.

You may visit here to review the dividend history of BANDHAN BANK, and the dividend history of Karur Vysya Bank.

For a sector overview, read our banking sector report.



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