BANDHAN BANK | J&K BANK | BANDHAN BANK/ J&K BANK |
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P/E (TTM) | x | 9.8 | 5.1 | 191.3% | View Chart |
P/BV | x | 1.3 | 0.9 | 148.5% | View Chart |
Dividend Yield | % | 0.9 | 2.3 | 38.9% |
BANDHAN BANK J&K BANK |
EQUITY SHARE DATA | |||||
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BANDHAN BANK Mar-24 |
J&K BANK Mar-24 |
BANDHAN BANK/ J&K BANK |
5-Yr Chart Click to enlarge
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High | Rs | 272 | 152 | 178.4% | |
Low | Rs | 173 | 48 | 358.2% | |
Income per share (Unadj.) | Rs | 117.1 | 101.8 | 115.0% | |
Earnings per share (Unadj.) | Rs | 13.8 | 16.1 | 86.0% | |
Cash flow per share (Unadj.) | Rs | 27.2 | 51.2 | 53.1% | |
Dividends per share (Unadj.) | Rs | 1.50 | 2.15 | 69.8% | |
Avg Dividend yield | % | 0.7 | 2.1 | 31.5% | |
Book value per share (Unadj.) | Rs | 133.9 | 110.7 | 120.9% | |
Shares outstanding (eoy) | m | 1,610.97 | 1,101.18 | 146.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.9 | 1.0 | 192.8% | |
Avg P/E ratio | x | 16.1 | 6.2 | 257.7% | |
Avg P/CF ratio | x | 5.4 | 4.8 | 111.5% | |
Avg Price/Bookvalue ratio | x | 1.7 | 0.9 | 183.4% | |
Dividend payout | % | 10.8 | 13.4 | 81.1% | |
Avg Mkt Cap | Rs m | 358,803 | 110,597 | 324.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 35,429 | 25,790 | 137.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 188,696 | 112,132 | 168.3% | |
Other income | Rs m | 21,647 | 8,377 | 258.4% | |
Interest expense | Rs m | 85,440 | 60,079 | 142.2% | |
Net interest income | Rs m | 103,256 | 52,053 | 198.4% | |
Operating expense | Rs m | 58,508 | 37,626 | 155.5% | |
Gross profit | Rs m | 44,748 | 14,427 | 310.2% | |
Gross profit margin | % | 23.7 | 12.9 | 184.3% | |
Provisions/contingencies | Rs m | 44,099 | 5,105 | 863.9% | |
Profit before tax | Rs m | 29,429 | 23,881 | 123.2% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 13 | 0.0% | |
Tax | Rs m | 7,134 | 6,182 | 115.4% | |
Profit after tax | Rs m | 22,296 | 17,712 | 125.9% | |
Net profit margin | % | 11.8 | 15.8 | 74.8% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 1,211,368 | 937,566 | 129.2% | |
Deposits | Rs m | 1,352,020 | 1,347,632 | 100.3% | |
Credit/Deposit ratio | x | 89.6 | 69.6 | 128.8% | |
Yield on advances | % | 13.6 | 9.2 | 148.4% | |
Cost of deposits | % | 5.4 | 4.2 | 127.1% | |
Net Interest Margin | % | 6.9 | 4.0 | 169.7% | |
Net fixed assets | Rs m | 9,591 | 22,083 | 43.4% | |
Share capital | Rs m | 16,110 | 1,101 | 1,462.7% | |
Free reserves | Rs m | 199,545 | 120,826 | 165.2% | |
Net worth | Rs m | 215,654 | 121,927 | 176.9% | |
Borrowings | Rs m | 163,715 | 28,850 | 567.5% | |
Investments | Rs m | 292,876 | 349,002 | 83.9% | |
Total assets | Rs m | 1,778,417 | 1,545,046 | 115.1% | |
Debt/equity ratio | x | 7.0 | 11.3 | 62.3% | |
Return on assets | % | 1.3 | 1.1 | 109.4% | |
Return on equity | % | 10.3 | 14.5 | 71.2% | |
Capital adequacy ratio | % | 18.3 | 15.4 | 118.5% | |
Net NPAs | % | 1.1 | 0.8 | 140.5% |
CASH FLOW | |||||
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From Operations | Rs m | 148,084 | -8,526 | -1,736.9% | |
From Investments | Rs m | 16,910 | -2,573 | -657.3% | |
From Financial Activity | Rs m | -85,785 | 4,074 | -2,105.5% | |
Net Cashflow | Rs m | 79,209 | -7,024 | -1,127.7% |
Indian Promoters | % | 40.0 | 59.4 | 67.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 43.1 | 12.9 | 335.4% | |
FIIs | % | 26.7 | 6.5 | 413.1% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 60.0 | 40.6 | 147.8% | |
Shareholders | 749,315 | 278,050 | 269.5% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BANDHAN BANK With: HDFC BANK AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BANDHAN BANK | J&K Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | 2.41% | 0.26% | 1.61% |
1-Month | -2.24% | 3.84% | -0.07% |
1-Year | -19.89% | -14.22% | 18.92% |
3-Year CAGR | -16.97% | 34.47% | 11.26% |
5-Year CAGR | -20.22% | 23.81% | 10.62% |
* Compound Annual Growth Rate
Here are more details on the BANDHAN BANK share price and the J&K Bank share price.
Moving on to shareholding structures...
The promoters of BANDHAN BANK hold a 40.0% stake in the company. In case of J&K Bank the stake stands at 59.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BANDHAN BANK and the shareholding pattern of J&K Bank.
Finally, a word on dividends...
In the most recent financial year, BANDHAN BANK paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 10.8%.
J&K Bank paid Rs 2.2, and its dividend payout ratio stood at 13.4%.
You may visit here to review the dividend history of BANDHAN BANK, and the dividend history of J&K Bank.
For a sector overview, read our banking sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.