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BANDHAN BANK vs BANK OF INDIA - Comparison Results

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Current Valuations

    BANDHAN BANK BANK OF INDIA BANDHAN BANK/
BANK OF INDIA
 
P/E (TTM) x 9.8 6.2 157.4% View Chart
P/BV x 1.3 0.7 190.9% View Chart
Dividend Yield % 0.9 2.7 32.5%  

Financials

 BANDHAN BANK   BANK OF INDIA
EQUITY SHARE DATA
    BANDHAN BANK
Mar-24
BANK OF INDIA
Mar-24
BANDHAN BANK/
BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs272156 174.0%   
Low Rs17369 249.9%   
Income per share (Unadj.) Rs117.1134.1 87.3%  
Earnings per share (Unadj.) Rs13.814.4 96.0%  
Cash flow per share (Unadj.) Rs27.239.1 69.5%  
Dividends per share (Unadj.) Rs1.502.80 53.6%  
Avg Dividend yield %0.72.5 27.2%  
Book value per share (Unadj.) Rs133.9155.0 86.3%  
Shares outstanding (eoy) m1,610.974,552.67 35.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.90.8 226.0%   
Avg P/E ratio x16.17.8 205.6%  
Avg P/CF ratio x5.43.6 151.7%  
Avg Price/Bookvalue ratio x1.70.7 228.5%  
Dividend payout %10.819.4 55.8%   
Avg Mkt Cap Rs m358,803513,905 69.8%   
No. of employees `000NANA-   
Total wages & salary Rs m35,42992,627 38.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m188,696610,733 30.9%  
Other income Rs m21,64762,331 34.7%   
Interest expense Rs m85,440377,568 22.6%   
Net interest income Rs m103,256233,166 44.3%  
Operating expense Rs m58,508153,062 38.2%   
Gross profit Rs m44,74880,104 55.9%  
Gross profit margin %23.713.1 180.8%  
Provisions/contingencies Rs m44,09978,590 56.1%   
Profit before tax Rs m29,429101,931 28.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-21 -0.0%   
Prior Period Items Rs m01,820 0.0%   
Tax Rs m7,13438,086 18.7%   
Profit after tax Rs m22,29665,645 34.0%  
Net profit margin %11.810.7 109.9%  
BALANCE SHEET DATA
Advances Rs m1,211,3685,666,438 21.4%   
Deposits Rs m1,352,0207,406,114 18.3%  
Credit/Deposit ratio x89.676.5 117.1%  
Yield on advances %13.67.6 179.0%   
Cost of deposits %5.44.2 126.7%   
Net Interest Margin %6.92.9 235.9%  
Net fixed assets Rs m9,591101,775 9.4%   
Share capital Rs m16,11045,534 35.4%   
Free reserves Rs m199,545660,278 30.2%   
Net worth Rs m215,654705,813 30.6%   
Borrowings Rs m163,715809,603 20.2%   
Investments Rs m292,8762,345,920 12.5%   
Total assets Rs m1,778,4179,242,804 19.2%  
Debt/equity ratio x7.011.6 60.4%   
Return on assets %1.30.7 176.5%  
Return on equity %10.39.3 111.2%  
Capital adequacy ratio %18.317.0 107.8%  
Net NPAs %1.11.2 91.0%  
CASH FLOW
From Operations Rs m148,084-44,369 -333.8%  
From Investments Rs m16,910-9,910 -170.6%  
From Financial Activity Rs m-85,78538,677 -221.8%  
Net Cashflow Rs m79,209-15,603 -507.6%  

Share Holding

Indian Promoters % 40.0 73.4 54.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 43.1 19.5 221.5%  
FIIs % 26.7 3.2 832.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 60.0 26.6 225.5%  
Shareholders   749,315 692,229 108.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANDHAN BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on BANDHAN BANK vs Bank of India

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

BANDHAN BANK vs Bank of India Share Price Performance

Period BANDHAN BANK Bank of India S&P BSE BANKEX
1-Day 2.41% 1.73% 1.61%
1-Month -2.24% 3.25% -0.07%
1-Year -19.89% -0.84% 18.92%
3-Year CAGR -16.97% 21.90% 11.26%
5-Year CAGR -20.22% 7.16% 10.62%

* Compound Annual Growth Rate

Here are more details on the BANDHAN BANK share price and the Bank of India share price.

Moving on to shareholding structures...

The promoters of BANDHAN BANK hold a 40.0% stake in the company. In case of Bank of India the stake stands at 73.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BANDHAN BANK and the shareholding pattern of Bank of India.

Finally, a word on dividends...

In the most recent financial year, BANDHAN BANK paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 10.8%.

Bank of India paid Rs 2.8, and its dividend payout ratio stood at 19.4%.

You may visit here to review the dividend history of BANDHAN BANK, and the dividend history of Bank of India.

For a sector overview, read our banking sector report.



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