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BANK OF MAHARASHTRA vs J&K BANK - Comparison Results

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Current Valuations

    BANK OF MAHARASHTRA J&K BANK BANK OF MAHARASHTRA/
J&K BANK
 
P/E (TTM) x 8.1 5.1 158.0% View Chart
P/BV x 2.0 0.9 232.7% View Chart
Dividend Yield % 2.7 2.3 119.9%  

Financials

 BANK OF MAHARASHTRA   J&K BANK
EQUITY SHARE DATA
    BANK OF MAHARASHTRA
Mar-24
J&K BANK
Mar-24
BANK OF MAHARASHTRA/
J&K BANK
5-Yr Chart
Click to enlarge
High Rs70152 45.9%   
Low Rs2548 51.0%   
Income per share (Unadj.) Rs28.9101.8 28.4%  
Earnings per share (Unadj.) Rs5.716.1 35.7%  
Cash flow per share (Unadj.) Rs7.451.2 14.4%  
Dividends per share (Unadj.) Rs1.402.15 65.1%  
Avg Dividend yield %3.02.1 138.1%  
Book value per share (Unadj.) Rs28.1110.7 25.3%  
Shares outstanding (eoy) m7,081.371,101.18 643.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.61.0 165.9%   
Avg P/E ratio x8.26.2 131.9%  
Avg P/CF ratio x4.24.8 86.2%  
Avg Price/Bookvalue ratio x1.70.9 186.0%  
Dividend payout %24.313.4 182.2%   
Avg Mkt Cap Rs m335,338110,597 303.2%   
No. of employees `000NANA-   
Total wages & salary Rs m28,37825,790 110.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m204,948112,132 182.8%  
Other income Rs m29,9868,377 358.0%   
Interest expense Rs m106,71860,079 177.6%   
Net interest income Rs m98,23052,053 188.7%  
Operating expense Rs m48,15237,626 128.0%   
Gross profit Rs m50,07814,427 347.1%  
Gross profit margin %24.412.9 189.9%  
Provisions/contingencies Rs m39,5065,105 773.9%   
Profit before tax Rs m43,60323,881 182.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m15913 1,211.2%   
Tax Rs m3,0446,182 49.2%   
Profit after tax Rs m40,71817,712 229.9%  
Net profit margin %19.915.8 125.8%  
BALANCE SHEET DATA
Advances Rs m2,002,399937,566 213.6%   
Deposits Rs m2,707,2641,347,632 200.9%  
Credit/Deposit ratio x74.069.6 106.3%  
Yield on advances %7.99.2 86.1%   
Cost of deposits %3.74.2 87.9%   
Net Interest Margin %3.74.0 90.4%  
Net fixed assets Rs m21,99922,083 99.6%   
Share capital Rs m70,8141,101 6,429.8%   
Free reserves Rs m127,892120,826 105.8%   
Net worth Rs m198,706121,927 163.0%   
Borrowings Rs m77,18928,850 267.6%   
Investments Rs m684,647349,002 196.2%   
Total assets Rs m3,073,2901,545,046 198.9%  
Debt/equity ratio x14.011.3 124.1%   
Return on assets %1.31.1 115.6%  
Return on equity %20.514.5 141.1%  
Capital adequacy ratio %17.415.4 112.7%  
Net NPAs %0.20.8 25.3%  
CASH FLOW
From Operations Rs m115,809-8,526 -1,358.4%  
From Investments Rs m-2,595-2,573 100.9%  
From Financial Activity Rs m4,6144,074 113.3%  
Net Cashflow Rs m117,828-7,024 -1,677.5%  

Share Holding

Indian Promoters % 86.5 59.4 145.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.7 12.9 44.6%  
FIIs % 1.3 6.5 19.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.5 40.6 33.3%  
Shareholders   948,432 278,050 341.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANK OF MAHARASHTRA With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on Bank of Maharashtra vs J&K Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Bank of Maharashtra vs J&K Bank Share Price Performance

Period Bank of Maharashtra J&K Bank S&P BSE BANKEX
1-Day -2.08% -1.61% -0.42%
1-Month -1.89% -0.26% -2.93%
1-Year 14.85% -16.30% 16.50%
3-Year CAGR 38.63% 34.35% 10.67%
5-Year CAGR 32.25% 23.37% 10.10%

* Compound Annual Growth Rate

Here are more details on the Bank of Maharashtra share price and the J&K Bank share price.

Moving on to shareholding structures...

The promoters of Bank of Maharashtra hold a 86.5% stake in the company. In case of J&K Bank the stake stands at 59.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Bank of Maharashtra and the shareholding pattern of J&K Bank.

Finally, a word on dividends...

In the most recent financial year, Bank of Maharashtra paid a dividend of Rs 1.4 per share. This amounted to a Dividend Payout ratio of 24.3%.

J&K Bank paid Rs 2.2, and its dividend payout ratio stood at 13.4%.

You may visit here to review the dividend history of Bank of Maharashtra, and the dividend history of J&K Bank.

For a sector overview, read our banking sector report.



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