Helping You Build Wealth With Honest Research
Since 1996. Read On...

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

BANK OF MAHARASHTRA vs INDIAN BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    BANK OF MAHARASHTRA INDIAN BANK BANK OF MAHARASHTRA/
INDIAN BANK
 
P/E (TTM) x 8.1 7.5 108.2% View Chart
P/BV x 2.0 1.2 167.4% View Chart
Dividend Yield % 2.7 2.3 120.7%  

Financials

 BANK OF MAHARASHTRA   INDIAN BANK
EQUITY SHARE DATA
    BANK OF MAHARASHTRA
Mar-24
INDIAN BANK
Mar-24
BANK OF MAHARASHTRA/
INDIAN BANK
5-Yr Chart
Click to enlarge
High Rs70573 12.2%   
Low Rs25267 9.2%   
Income per share (Unadj.) Rs28.9413.2 7.0%  
Earnings per share (Unadj.) Rs5.762.5 9.2%  
Cash flow per share (Unadj.) Rs7.4129.6 5.7%  
Dividends per share (Unadj.) Rs1.4012.00 11.7%  
Avg Dividend yield %3.02.9 103.6%  
Book value per share (Unadj.) Rs28.1447.3 6.3%  
Shares outstanding (eoy) m7,081.371,346.96 525.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.61.0 160.8%   
Avg P/E ratio x8.26.7 122.5%  
Avg P/CF ratio x4.23.3 127.2%  
Avg Price/Bookvalue ratio x1.70.9 179.6%  
Dividend payout %24.319.2 126.8%   
Avg Mkt Cap Rs m335,338566,196 59.2%   
No. of employees `000NANA-   
Total wages & salary Rs m28,37893,199 30.4%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m204,948556,497 36.8%  
Other income Rs m29,98685,820 34.9%   
Interest expense Rs m106,718323,408 33.0%   
Net interest income Rs m98,230233,090 42.1%  
Operating expense Rs m48,152149,528 32.2%   
Gross profit Rs m50,07883,562 59.9%  
Gross profit margin %24.415.0 162.7%  
Provisions/contingencies Rs m39,50688,090 44.8%   
Profit before tax Rs m43,603110,174 39.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-31 -0.0%   
Prior Period Items Rs m1592,934 5.4%   
Tax Rs m3,04428,882 10.5%   
Profit after tax Rs m40,71884,194 48.4%  
Net profit margin %19.915.1 131.3%  
BALANCE SHEET DATA
Advances Rs m2,002,3995,148,891 38.9%   
Deposits Rs m2,707,2646,879,531 39.4%  
Credit/Deposit ratio x74.074.8 98.8%  
Yield on advances %7.97.9 100.2%   
Cost of deposits %3.74.4 83.7%   
Net Interest Margin %3.73.2 114.5%  
Net fixed assets Rs m21,99975,226 29.2%   
Share capital Rs m70,81413,470 525.7%   
Free reserves Rs m127,892589,012 21.7%   
Net worth Rs m198,706602,482 33.0%   
Borrowings Rs m77,189231,429 33.4%   
Investments Rs m684,6472,152,418 31.8%   
Total assets Rs m3,073,2907,957,088 38.6%  
Debt/equity ratio x14.011.8 118.7%   
Return on assets %1.31.1 125.2%  
Return on equity %20.514.0 146.6%  
Capital adequacy ratio %17.416.4 105.7%  
Net NPAs %0.20.4 46.5%  
CASH FLOW
From Operations Rs m115,809-86,173 -134.4%  
From Investments Rs m-2,595-6,177 42.0%  
From Financial Activity Rs m4,61411,951 38.6%  
Net Cashflow Rs m117,828-80,399 -146.6%  

Share Holding

Indian Promoters % 86.5 73.8 117.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.7 22.3 25.6%  
FIIs % 1.3 5.0 25.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 13.5 26.2 51.8%  
Shareholders   948,432 325,449 291.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANK OF MAHARASHTRA With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on Bank of Maharashtra vs Indian Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Bank of Maharashtra vs Indian Bank Share Price Performance

Period Bank of Maharashtra Indian Bank S&P BSE BANKEX
1-Day -2.08% 1.49% -0.42%
1-Month -1.89% 3.40% -2.93%
1-Year 14.85% 26.09% 16.50%
3-Year CAGR 38.63% 54.48% 10.67%
5-Year CAGR 32.25% 34.45% 10.10%

* Compound Annual Growth Rate

Here are more details on the Bank of Maharashtra share price and the Indian Bank share price.

Moving on to shareholding structures...

The promoters of Bank of Maharashtra hold a 86.5% stake in the company. In case of Indian Bank the stake stands at 73.8%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Bank of Maharashtra and the shareholding pattern of Indian Bank.

Finally, a word on dividends...

In the most recent financial year, Bank of Maharashtra paid a dividend of Rs 1.4 per share. This amounted to a Dividend Payout ratio of 24.3%.

Indian Bank paid Rs 12.0, and its dividend payout ratio stood at 19.2%.

You may visit here to review the dividend history of Bank of Maharashtra, and the dividend history of Indian Bank.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Falls 423 Points | Nifty Ends Near 23,350 | Adani Enterprises Cracks 23% Sensex Today Falls 423 Points | Nifty Ends Near 23,350 | Adani Enterprises Cracks 23%(Closing)

On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.