BANK OF MAHARASHTRA | FEDERAL BANK | BANK OF MAHARASHTRA/ FEDERAL BANK |
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P/E (TTM) | x | 8.1 | 12.4 | 65.4% | View Chart |
P/BV | x | 2.0 | 1.7 | 115.6% | View Chart |
Dividend Yield | % | 2.7 | 0.6 | 479.5% |
BANK OF MAHARASHTRA FEDERAL BANK |
EQUITY SHARE DATA | |||||
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BANK OF MAHARASHTRA Mar-24 |
FEDERAL BANK Mar-24 |
BANK OF MAHARASHTRA/ FEDERAL BANK |
5-Yr Chart Click to enlarge
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High | Rs | 70 | 167 | 42.0% | |
Low | Rs | 25 | 121 | 20.4% | |
Income per share (Unadj.) | Rs | 28.9 | 96.8 | 29.9% | |
Earnings per share (Unadj.) | Rs | 5.7 | 15.8 | 36.5% | |
Cash flow per share (Unadj.) | Rs | 7.4 | 42.5 | 17.4% | |
Dividends per share (Unadj.) | Rs | 1.40 | 1.20 | 116.7% | |
Avg Dividend yield | % | 3.0 | 0.8 | 354.2% | |
Book value per share (Unadj.) | Rs | 28.1 | 123.6 | 22.7% | |
Shares outstanding (eoy) | m | 7,081.37 | 2,435.35 | 290.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.6 | 1.5 | 110.1% | |
Avg P/E ratio | x | 8.2 | 9.1 | 90.3% | |
Avg P/CF ratio | x | 4.2 | 6.4 | 64.8% | |
Avg Price/Bookvalue ratio | x | 1.7 | 1.2 | 145.1% | |
Dividend payout | % | 24.3 | 7.6 | 319.7% | |
Avg Mkt Cap | Rs m | 335,338 | 350,143 | 95.8% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 28,378 | 31,797 | 89.2% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 204,948 | 235,655 | 87.0% | |
Other income | Rs m | 29,986 | 32,165 | 93.2% | |
Interest expense | Rs m | 106,718 | 144,947 | 73.6% | |
Net interest income | Rs m | 98,230 | 90,708 | 108.3% | |
Operating expense | Rs m | 48,152 | 67,667 | 71.2% | |
Gross profit | Rs m | 50,078 | 23,041 | 217.3% | |
Gross profit margin | % | 24.4 | 9.8 | 249.9% | |
Provisions/contingencies | Rs m | 39,506 | 15,931 | 248.0% | |
Profit before tax | Rs m | 43,603 | 52,610 | 82.9% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -1,262 | -0.0% | |
Prior Period Items | Rs m | 159 | 365 | 43.7% | |
Tax | Rs m | 3,044 | 13,335 | 22.8% | |
Profit after tax | Rs m | 40,718 | 38,379 | 106.1% | |
Net profit margin | % | 19.9 | 16.3 | 122.0% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 2,002,399 | 2,181,103 | 91.8% | |
Deposits | Rs m | 2,707,264 | 2,524,550 | 107.2% | |
Credit/Deposit ratio | x | 74.0 | 86.4 | 85.6% | |
Yield on advances | % | 7.9 | 8.8 | 90.2% | |
Cost of deposits | % | 3.7 | 5.0 | 73.7% | |
Net Interest Margin | % | 3.7 | 3.2 | 112.5% | |
Net fixed assets | Rs m | 21,999 | 9,960 | 220.9% | |
Share capital | Rs m | 70,814 | 4,871 | 1,453.9% | |
Free reserves | Rs m | 127,892 | 296,145 | 43.2% | |
Net worth | Rs m | 198,706 | 301,016 | 66.0% | |
Borrowings | Rs m | 77,189 | 251,596 | 30.7% | |
Investments | Rs m | 684,647 | 610,431 | 112.2% | |
Total assets | Rs m | 3,073,290 | 3,178,389 | 96.7% | |
Debt/equity ratio | x | 14.0 | 9.2 | 151.9% | |
Return on assets | % | 1.3 | 1.2 | 109.7% | |
Return on equity | % | 20.5 | 12.7 | 160.7% | |
Capital adequacy ratio | % | 17.4 | 16.1 | 107.7% | |
Net NPAs | % | 0.2 | 0.6 | 33.3% |
CASH FLOW | |||||
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From Operations | Rs m | 115,809 | 64,312 | 180.1% | |
From Investments | Rs m | -2,595 | -89,084 | 2.9% | |
From Financial Activity | Rs m | 4,614 | 38,709 | 11.9% | |
Net Cashflow | Rs m | 117,828 | 13,899 | 847.7% |
Indian Promoters | % | 86.5 | 0.0 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 5.7 | 74.7 | 7.7% | |
FIIs | % | 1.3 | 27.7 | 4.5% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 13.5 | 100.0 | 13.5% | |
Shareholders | 948,432 | 851,199 | 111.4% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BANK OF MAHARASHTRA With: HDFC BANK AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Bank of Maharashtra | Federal Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | -2.08% | 1.98% | -0.42% |
1-Month | -1.89% | 8.97% | -2.93% |
1-Year | 14.85% | 43.79% | 16.50% |
3-Year CAGR | 38.63% | 32.07% | 10.67% |
5-Year CAGR | 32.25% | 19.13% | 10.10% |
* Compound Annual Growth Rate
Here are more details on the Bank of Maharashtra share price and the Federal Bank share price.
Moving on to shareholding structures...
The promoters of Bank of Maharashtra hold a 86.5% stake in the company. In case of Federal Bank the stake stands at 0.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Bank of Maharashtra and the shareholding pattern of Federal Bank.
Finally, a word on dividends...
In the most recent financial year, Bank of Maharashtra paid a dividend of Rs 1.4 per share. This amounted to a Dividend Payout ratio of 24.3%.
Federal Bank paid Rs 1.2, and its dividend payout ratio stood at 7.6%.
You may visit here to review the dividend history of Bank of Maharashtra, and the dividend history of Federal Bank.
For a sector overview, read our banking sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.