BAJAJ HOLDINGS & INVESTMENT | CREDITACCESS GRAMEEN | BAJAJ HOLDINGS & INVESTMENT/ CREDITACCESS GRAMEEN |
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P/E (TTM) | x | 78.0 | 10.7 | 732.0% | View Chart |
P/BV | x | 2.1 | 2.2 | 98.7% | View Chart |
Dividend Yield | % | 1.3 | 1.1 | 111.6% |
BAJAJ HOLDINGS & INVESTMENT CREDITACCESS GRAMEEN |
EQUITY SHARE DATA | |||||
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BAJAJ HOLDINGS & INVESTMENT Mar-24 |
CREDITACCESS GRAMEEN Mar-24 |
BAJAJ HOLDINGS & INVESTMENT/ CREDITACCESS GRAMEEN |
5-Yr Chart Click to enlarge
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High | Rs | 9,355 | 1,794 | 521.3% | |
Low | Rs | 5,791 | 903 | 641.2% | |
Income per share (Unadj.) | Rs | 148.1 | 324.2 | 45.7% | |
Earnings per share (Unadj.) | Rs | 653.0 | 90.7 | 719.8% | |
Cash flow per share (Unadj.) | Rs | 676.7 | 212.1 | 319.1% | |
Dividends per share (Unadj.) | Rs | 131.00 | 10.00 | 1,310.0% | |
Avg Dividend yield | % | 1.7 | 0.7 | 233.3% | |
Book value per share (Unadj.) | Rs | 4,874.4 | 410.3 | 1,188.1% | |
Shares outstanding (eoy) | m | 111.29 | 159.38 | 69.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 51.1 | 4.2 | 1,228.7% | |
Avg P/E ratio | x | 11.6 | 14.9 | 78.0% | |
Avg P/CF ratio | x | 11.6 | 14.8 | 78.1% | |
Avg Price/Bookvalue ratio | x | 1.6 | 3.3 | 47.3% | |
Dividend payout | % | 20.1 | 11.0 | 182.0% | |
Avg Mkt Cap | Rs m | 842,828 | 214,968 | 392.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 517 | 6,694 | 7.7% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 16,487 | 51,667 | 31.9% | |
Other income | Rs m | 648 | 60 | 1,083.1% | |
Interest expense | Rs m | 22 | 17,384 | 0.1% | |
Net interest income | Rs m | 16,465 | 34,283 | 48.0% | |
Operating expense | Rs m | 1,402 | 14,440 | 9.7% | |
Gross profit | Rs m | 15,063 | 19,844 | 75.9% | |
Gross profit margin | % | 91.4 | 38.4 | 237.9% | |
Provisions/contingencies | Rs m | 40 | 32 | 125.1% | |
Profit before tax | Rs m | 74,925 | 19,392 | 386.4% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -977 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 1,276 | 4,933 | 25.9% | |
Profit after tax | Rs m | 72,672 | 14,459 | 502.6% | |
Net profit margin | % | 440.8 | 28.0 | 1,575.0% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 251,050 | 0.0% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 2.5 | 12.3 | 20.7% | |
Net fixed assets | Rs m | 734 | 6,091 | 12.0% | |
Share capital | Rs m | 1,113 | 1,594 | 69.8% | |
Free reserves | Rs m | 541,362 | 63,794 | 848.6% | |
Net worth | Rs m | 542,475 | 65,388 | 829.6% | |
Borrowings | Rs m | 0 | 252 | 0.0% | |
Investments | Rs m | 647,604 | 28,109 | 2,303.9% | |
Total assets | Rs m | 651,611 | 300,100 | 217.1% | |
Debt/equity ratio | x | 0 | 0 | 0.5% | |
Return on assets | % | 11.2 | 4.8 | 231.5% | |
Return on equity | % | 13.4 | 22.1 | 60.6% | |
Capital adequacy ratio | % | 122.0 | 23.1 | 527.5% | |
Net NPAs | % | 0 | 0.4 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 19,411 | -47,338 | -41.0% | |
From Investments | Rs m | -4,717 | -9,942 | 47.4% | |
From Financial Activity | Rs m | -14,555 | 54,939 | -26.5% | |
Net Cashflow | Rs m | 140 | -2,341 | -6.0% |
Indian Promoters | % | 51.5 | 0.0 | - | |
Foreign collaborators | % | 0.0 | 66.5 | - | |
Indian inst/Mut Fund | % | 17.7 | 25.6 | 69.1% | |
FIIs | % | 10.9 | 10.8 | 101.2% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 48.5 | 33.5 | 145.1% | |
Shareholders | 65,695 | 103,928 | 63.2% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BAJAJ HOLDINGS & INVESTMENT With: BAJAJ FINANCE CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS INDOSTAR CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Bajaj Holdings & Invstment | CREDITACCESS GRAMEEN |
---|---|---|
1-Day | 0.50% | 3.31% |
1-Month | 1.73% | -10.90% |
1-Year | 42.09% | -47.20% |
3-Year CAGR | 29.12% | 16.27% |
5-Year CAGR | 23.19% | 3.51% |
* Compound Annual Growth Rate
Here are more details on the Bajaj Holdings & Invstment share price and the CREDITACCESS GRAMEEN share price.
Moving on to shareholding structures...
The promoters of Bajaj Holdings & Invstment hold a 51.5% stake in the company. In case of CREDITACCESS GRAMEEN the stake stands at 66.5%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Bajaj Holdings & Invstment and the shareholding pattern of CREDITACCESS GRAMEEN.
Finally, a word on dividends...
In the most recent financial year, Bajaj Holdings & Invstment paid a dividend of Rs 131.0 per share. This amounted to a Dividend Payout ratio of 20.1%.
CREDITACCESS GRAMEEN paid Rs 10.0, and its dividend payout ratio stood at 11.0%.
You may visit here to review the dividend history of Bajaj Holdings & Invstment, and the dividend history of CREDITACCESS GRAMEEN.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.