BAID LEASING | L&T FINANCE | BAID LEASING/ L&T FINANCE |
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P/E (TTM) | x | 17.4 | 13.3 | 130.2% | View Chart |
P/BV | x | 1.1 | 1.5 | 73.4% | View Chart |
Dividend Yield | % | 0.7 | 1.8 | 36.7% |
BAID LEASING L&T FINANCE |
EQUITY SHARE DATA | |||||
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BAID LEASING Mar-24 |
L&T FINANCE Mar-24 |
BAID LEASING/ L&T FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 49 | 179 | 27.1% | |
Low | Rs | 19 | 82 | 22.5% | |
Income per share (Unadj.) | Rs | 5.5 | 54.6 | 10.1% | |
Earnings per share (Unadj.) | Rs | 1.1 | 9.3 | 11.5% | |
Cash flow per share (Unadj.) | Rs | -0.3 | 41.0 | -0.7% | |
Dividends per share (Unadj.) | Rs | 0.10 | 2.50 | 4.0% | |
Avg Dividend yield | % | 0.3 | 1.9 | 15.6% | |
Book value per share (Unadj.) | Rs | 13.9 | 93.7 | 14.8% | |
Shares outstanding (eoy) | m | 120.07 | 2,488.94 | 4.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 6.1 | 2.4 | 254.8% | |
Avg P/E ratio | x | 31.1 | 14.0 | 222.0% | |
Avg P/CF ratio | x | 6.8 | 13.9 | 48.8% | |
Avg Price/Bookvalue ratio | x | 2.4 | 1.4 | 173.0% | |
Dividend payout | % | 9.3 | 26.8 | 34.6% | |
Avg Mkt Cap | Rs m | 4,023 | 325,304 | 1.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 68 | 18,064 | 0.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 659 | 135,806 | 0.5% | |
Other income | Rs m | 4 | 21,574 | 0.0% | |
Interest expense | Rs m | 231 | 54,001 | 0.4% | |
Net interest income | Rs m | 429 | 81,805 | 0.5% | |
Operating expense | Rs m | 247 | 71,941 | 0.3% | |
Gross profit | Rs m | 181 | 9,864 | 1.8% | |
Gross profit margin | % | 27.5 | 7.3 | 378.8% | |
Provisions/contingencies | Rs m | 464 | 214 | 216.8% | |
Profit before tax | Rs m | 181 | 30,290 | 0.6% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 30 | 0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 52 | 7,119 | 0.7% | |
Profit after tax | Rs m | 129 | 23,201 | 0.6% | |
Net profit margin | % | 19.6 | 17.1 | 114.8% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 813,594 | 0.0% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 16.6 | 8.6 | 192.4% | |
Net fixed assets | Rs m | 42 | 5,194 | 0.8% | |
Share capital | Rs m | 240 | 24,889 | 1.0% | |
Free reserves | Rs m | 1,428 | 208,398 | 0.7% | |
Net worth | Rs m | 1,668 | 233,288 | 0.7% | |
Borrowings | Rs m | 84 | 224,028 | 0.0% | |
Investments | Rs m | 2,578 | 133,480 | 1.9% | |
Total assets | Rs m | 4,261 | 1,008,606 | 0.4% | |
Debt/equity ratio | x | 0.1 | 1.0 | 5.2% | |
Return on assets | % | 3.0 | 2.3 | 131.8% | |
Return on equity | % | 7.7 | 9.9 | 77.9% | |
Capital adequacy ratio | % | 45.6 | 22.8 | 199.8% | |
Net NPAs | % | 0.4 | 1.7 | 21.6% |
CASH FLOW | |||||
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From Operations | Rs m | -218 | 6,735 | -3.2% | |
From Investments | Rs m | -16 | 8,486 | -0.2% | |
From Financial Activity | Rs m | 469 | -70,374 | -0.7% | |
Net Cashflow | Rs m | 236 | -55,153 | -0.4% |
Indian Promoters | % | 35.4 | 66.3 | 53.4% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.0 | 19.1 | 0.2% | |
FIIs | % | 0.0 | 6.7 | 0.6% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 64.6 | 33.7 | 191.6% | |
Shareholders | 20,113 | 787,291 | 2.6% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BAID LEASING With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BAID LEASING | L&T FINANCE |
---|---|---|
1-Day | -0.46% | -1.43% |
1-Month | -6.13% | -12.79% |
1-Year | -31.02% | -2.75% |
3-Year CAGR | 18.97% | 20.39% |
5-Year CAGR | 25.40% | 9.07% |
* Compound Annual Growth Rate
Here are more details on the BAID LEASING share price and the L&T FINANCE share price.
Moving on to shareholding structures...
The promoters of BAID LEASING hold a 35.4% stake in the company. In case of L&T FINANCE the stake stands at 66.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BAID LEASING and the shareholding pattern of L&T FINANCE.
Finally, a word on dividends...
In the most recent financial year, BAID LEASING paid a dividend of Rs 0.1 per share. This amounted to a Dividend Payout ratio of 9.3%.
L&T FINANCE paid Rs 2.5, and its dividend payout ratio stood at 26.8%.
You may visit here to review the dividend history of BAID LEASING, and the dividend history of L&T FINANCE.
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.