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BANAS FINANCE vs LAKSHMI FINANCE - Comparison Results

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Current Valuations

    BANAS FINANCE LAKSHMI FINANCE BANAS FINANCE/
LAKSHMI FINANCE
 
P/E (TTM) x -2.5 5.0 - View Chart
P/BV x 0.6 1.2 51.2% View Chart
Dividend Yield % 0.0 1.7 -  

Financials

 BANAS FINANCE   LAKSHMI FINANCE
EQUITY SHARE DATA
    BANAS FINANCE
Mar-24
LAKSHMI FINANCE
Mar-24
BANAS FINANCE/
LAKSHMI FINANCE
5-Yr Chart
Click to enlarge
High Rs19249 7.6%   
Low Rs8106 7.1%   
Income per share (Unadj.) Rs8.649.5 17.3%  
Earnings per share (Unadj.) Rs0.934.6 2.6%  
Cash flow per share (Unadj.) Rs16.349.0 33.2%  
Dividends per share (Unadj.) Rs04.00 0.0%  
Avg Dividend yield %02.3 0.0%  
Book value per share (Unadj.) Rs32.4188.4 17.2%  
Shares outstanding (eoy) m48.053.00 1,601.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.53.6 43.0%   
Avg P/E ratio x14.45.1 281.6%  
Avg P/CF ratio x14.45.1 281.6%  
Avg Price/Bookvalue ratio x0.40.9 43.2%  
Dividend payout %011.6 0.0%   
Avg Mkt Cap Rs m633531 119.2%   
No. of employees `000NANA-   
Total wages & salary Rs m1116 69.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m411149 277.0%  
Other income Rs m3500 103,041.2%   
Interest expense Rs m10 725.0%   
Net interest income Rs m411148 276.6%  
Operating expense Rs m42519 2,240.6%   
Gross profit Rs m-14129 -10.8%  
Gross profit margin %-3.487.2 -3.9%  
Provisions/contingencies Rs m00-   
Profit before tax Rs m336128 262.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m210-   
Tax Rs m31424 1,287.8%   
Profit after tax Rs m44104 42.4%  
Net profit margin %10.769.9 15.3%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %36.028.4 126.6%  
Net fixed assets Rs m02 13.6%   
Share capital Rs m48030 1,601.5%   
Free reserves Rs m1,078535 201.4%   
Net worth Rs m1,558565 275.8%   
Borrowings Rs m610-   
Investments Rs m1,141522 218.4%   
Total assets Rs m1,675597 280.4%  
Debt/equity ratio x00-   
Return on assets %2.617.4 15.1%  
Return on equity %2.818.4 15.4%  
Capital adequacy ratio %174.10-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-55-33 168.5%  
From Investments Rs m7676 99.9%  
From Financial Activity Rs m-5-9 63.6%  
Net Cashflow Rs m1635 44.7%  

Share Holding

Indian Promoters % 26.6 43.5 61.1%  
Foreign collaborators % 0.0 3.5 -  
Indian inst/Mut Fund % 0.0 0.0 100.0%  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 73.4 53.0 138.5%  
Shareholders   39,725 5,201 763.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare BANAS FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on BANAS FINANCE vs LAKSHMI FINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

BANAS FINANCE vs LAKSHMI FINANCE Share Price Performance

Period BANAS FINANCE LAKSHMI FINANCE
1-Day -1.97% -1.58%
1-Month 13.50% -7.89%
1-Year -27.75% 57.46%
3-Year CAGR -13.10% 10.36%
5-Year CAGR 34.03% 33.26%

* Compound Annual Growth Rate

Here are more details on the BANAS FINANCE share price and the LAKSHMI FINANCE share price.

Moving on to shareholding structures...

The promoters of BANAS FINANCE hold a 26.6% stake in the company. In case of LAKSHMI FINANCE the stake stands at 47.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BANAS FINANCE and the shareholding pattern of LAKSHMI FINANCE.

Finally, a word on dividends...

In the most recent financial year, BANAS FINANCE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

LAKSHMI FINANCE paid Rs 4.0, and its dividend payout ratio stood at 11.6%.

You may visit here to review the dividend history of BANAS FINANCE, and the dividend history of LAKSHMI FINANCE.

For a sector overview, read our finance sector report.



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