BENGAL & ASSAM | UPSURGE INV. | BENGAL & ASSAM/ UPSURGE INV. |
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P/E (TTM) | x | 3.3 | 18.6 | 17.8% | View Chart |
P/BV | x | 1.1 | 7.5 | 15.4% | View Chart |
Dividend Yield | % | 0.4 | 0.3 | 153.9% |
BENGAL & ASSAM UPSURGE INV. |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
UPSURGE INV. Mar-24 |
BENGAL & ASSAM/ UPSURGE INV. |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 64 | 16,232.7% | |
Low | Rs | 3,251 | 30 | 10,747.1% | |
Income per share (Unadj.) | Rs | 11,431.3 | 38.3 | 29,848.1% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 7.4 | 46,315.6% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 8.6 | 160,060.4% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0.50 | 8,000.0% | |
Avg Dividend yield | % | 0.6 | 1.1 | 55.3% | |
Book value per share (Unadj.) | Rs | 8,013.7 | 31.5 | 25,453.4% | |
Shares outstanding (eoy) | m | 11.30 | 15.15 | 74.6% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 1.2 | 48.5% | |
Avg P/E ratio | x | 2.0 | 6.3 | 31.2% | |
Avg P/CF ratio | x | 2.0 | 1.3 | 155.4% | |
Avg Price/Bookvalue ratio | x | 0.9 | 1.5 | 56.8% | |
Dividend payout | % | 1.2 | 6.7 | 17.3% | |
Avg Mkt Cap | Rs m | 77,040 | 714 | 10,789.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 5 | 266,459.8% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 580 | 22,263.0% | |
Other income | Rs m | 774 | 0 | - | |
Interest expense | Rs m | 3,655 | 1 | 261,106.4% | |
Net interest income | Rs m | 125,519 | 579 | 21,685.3% | |
Operating expense | Rs m | 110,438 | 447 | 24,723.6% | |
Gross profit | Rs m | 15,081 | 132 | 11,413.7% | |
Gross profit margin | % | 11.7 | 22.8 | 51.3% | |
Provisions/contingencies | Rs m | 1 | 448 | 0.2% | |
Profit before tax | Rs m | 41,092 | 132 | 31,173.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 19 | 33,494.3% | |
Profit after tax | Rs m | 38,916 | 113 | 34,545.7% | |
Net profit margin | % | 30.1 | 19.4 | 155.2% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 426.6 | 32.4% | |
Net fixed assets | Rs m | 4,381 | 2 | 250,325.1% | |
Share capital | Rs m | 113 | 152 | 74.6% | |
Free reserves | Rs m | 90,442 | 325 | 27,789.8% | |
Net worth | Rs m | 90,555 | 477 | 18,985.0% | |
Borrowings | Rs m | 1,403 | 32 | 4,389.7% | |
Investments | Rs m | 90,945 | 136 | 67,023.8% | |
Total assets | Rs m | 104,372 | 524 | 19,902.4% | |
Debt/equity ratio | x | 0 | 0.1 | 34.6% | |
Return on assets | % | 37.3 | 21.5 | 173.6% | |
Return on equity | % | 43.0 | 23.6 | 182.0% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -22 | -83,858.9% | |
From Investments | Rs m | -12,602 | 19 | -64,926.1% | |
From Financial Activity | Rs m | -5,899 | -8 | 77,829.2% | |
Net Cashflow | Rs m | -1,651 | -10 | 16,794.9% |
Indian Promoters | % | 73.0 | 50.6 | 144.2% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | - | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 49.4 | 54.7% | |
Shareholders | 21,119 | 4,064 | 519.7% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | UPSURGE INV. |
---|---|---|
1-Day | -2.52% | -4.98% |
1-Month | -7.57% | 2.19% |
1-Year | 14.86% | 379.19% |
3-Year CAGR | 66.40% | 37.07% |
5-Year CAGR | 50.52% | 61.18% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the UPSURGE INV. share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of UPSURGE INV. the stake stands at 50.6%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of UPSURGE INV..
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
UPSURGE INV. paid Rs 0.5, and its dividend payout ratio stood at 6.7%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of UPSURGE INV..
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.