BENGAL & ASSAM | OPTIMUS FINANCE | BENGAL & ASSAM/ OPTIMUS FINANCE |
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P/E (TTM) | x | 3.3 | 10.7 | 31.1% | View Chart |
P/BV | x | 1.1 | 2.5 | 46.4% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM OPTIMUS FINANCE |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
OPTIMUS FINANCE Mar-24 |
BENGAL & ASSAM/ OPTIMUS FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 144 | 7,214.5% | |
Low | Rs | 3,251 | 58 | 5,653.9% | |
Income per share (Unadj.) | Rs | 11,431.3 | 147.1 | 7,771.9% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 7.0 | 48,954.7% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 135.6 | 10,163.4% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 52.1 | 15,387.2% | |
Shares outstanding (eoy) | m | 11.30 | 7.47 | 151.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 0.7 | 87.0% | |
Avg P/E ratio | x | 2.0 | 14.3 | 13.8% | |
Avg P/CF ratio | x | 2.0 | 6.4 | 30.8% | |
Avg Price/Bookvalue ratio | x | 0.9 | 1.9 | 44.0% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 753 | 10,233.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 46 | 27,962.5% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 1,099 | 11,756.7% | |
Other income | Rs m | 774 | 43 | 1,797.8% | |
Interest expense | Rs m | 3,655 | 21 | 17,566.0% | |
Net interest income | Rs m | 125,519 | 1,078 | 11,644.4% | |
Operating expense | Rs m | 110,438 | 1,016 | 10,873.7% | |
Gross profit | Rs m | 15,081 | 62 | 24,214.6% | |
Gross profit margin | % | 11.7 | 5.7 | 206.0% | |
Provisions/contingencies | Rs m | 1 | 65 | 1.1% | |
Profit before tax | Rs m | 41,092 | 92 | 44,758.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | -30 | 10,175.4% | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 10 | 67,093.6% | |
Profit after tax | Rs m | 38,916 | 53 | 74,054.6% | |
Net profit margin | % | 30.1 | 4.8 | 629.9% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 15,443.1 | 0.9% | |
Net fixed assets | Rs m | 4,381 | 92 | 4,740.5% | |
Share capital | Rs m | 113 | 75 | 151.2% | |
Free reserves | Rs m | 90,442 | 314 | 28,773.8% | |
Net worth | Rs m | 90,555 | 389 | 23,276.5% | |
Borrowings | Rs m | 1,403 | 118 | 1,185.7% | |
Investments | Rs m | 90,945 | 7 | 1,302,931.5% | |
Total assets | Rs m | 104,372 | 937 | 11,138.5% | |
Debt/equity ratio | x | 0 | 0.4 | 5.9% | |
Return on assets | % | 37.3 | 5.6 | 664.9% | |
Return on equity | % | 43.0 | 13.5 | 318.2% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -86 | -21,101.1% | |
From Investments | Rs m | -12,602 | 3 | -433,063.9% | |
From Financial Activity | Rs m | -5,899 | 68 | -8,674.4% | |
Net Cashflow | Rs m | -1,651 | -15 | 10,861.4% |
Indian Promoters | % | 73.0 | 53.9 | 135.5% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | - | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 46.1 | 58.5% | |
Shareholders | 21,119 | 3,298 | 640.4% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | TRANSPEK FIN |
---|---|---|
1-Day | -2.52% | 4.71% |
1-Month | -7.57% | 1.58% |
1-Year | 14.86% | 53.60% |
3-Year CAGR | 66.40% | 62.32% |
5-Year CAGR | 50.52% | 53.36% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the TRANSPEK FIN share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of TRANSPEK FIN the stake stands at 53.9%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of TRANSPEK FIN.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
TRANSPEK FIN paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of TRANSPEK FIN.
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.