BENGAL & ASSAM | TRANSWARRANTY FIN | BENGAL & ASSAM/ TRANSWARRANTY FIN |
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P/E (TTM) | x | 3.3 | 50.1 | 6.6% | View Chart |
P/BV | x | 1.1 | 4.1 | 28.3% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM TRANSWARRANTY FIN |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
TRANSWARRANTY FIN Mar-24 |
BENGAL & ASSAM/ TRANSWARRANTY FIN |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 15 | 67,636.4% | |
Low | Rs | 3,251 | 8 | 43,059.6% | |
Income per share (Unadj.) | Rs | 11,431.3 | 2.9 | 396,514.7% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 0.1 | 2,891,781.9% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 1.8 | 762,692.4% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 6.2 | 129,717.3% | |
Shares outstanding (eoy) | m | 11.30 | 48.87 | 23.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 4.0 | 15.0% | |
Avg P/E ratio | x | 2.0 | 96.2 | 2.1% | |
Avg P/CF ratio | x | 2.0 | 15.1 | 13.1% | |
Avg Price/Bookvalue ratio | x | 0.9 | 1.9 | 45.9% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 560 | 13,760.7% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 44 | 29,294.7% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 141 | 91,684.4% | |
Other income | Rs m | 774 | 33 | 2,352.1% | |
Interest expense | Rs m | 3,655 | 47 | 7,726.7% | |
Net interest income | Rs m | 125,519 | 94 | 134,144.1% | |
Operating expense | Rs m | 110,438 | 114 | 97,019.9% | |
Gross profit | Rs m | 15,081 | -20 | -74,473.4% | |
Gross profit margin | % | 11.7 | -14.4 | -81.2% | |
Provisions/contingencies | Rs m | 1 | 31 | 2.4% | |
Profit before tax | Rs m | 41,092 | 8 | 515,587.8% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | -2 | 137,902.7% | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 0 | -21,402,866.7% | |
Profit after tax | Rs m | 38,916 | 6 | 668,654.3% | |
Net profit margin | % | 30.1 | 4.1 | 729.6% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 27.1 | 508.4% | |
Net fixed assets | Rs m | 4,381 | 152 | 2,884.9% | |
Share capital | Rs m | 113 | 489 | 23.1% | |
Free reserves | Rs m | 90,442 | -187 | -48,372.4% | |
Net worth | Rs m | 90,555 | 302 | 29,994.0% | |
Borrowings | Rs m | 1,403 | 82 | 1,718.4% | |
Investments | Rs m | 90,945 | 345 | 26,382.9% | |
Total assets | Rs m | 104,372 | 968 | 10,785.9% | |
Debt/equity ratio | x | 0 | 0.3 | 8.6% | |
Return on assets | % | 37.3 | 0.6 | 6,201.5% | |
Return on equity | % | 43.0 | 1.9 | 2,230.1% | |
Capital adequacy ratio | % | 0 | 73.0 | 0.0% | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -148 | -12,318.5% | |
From Investments | Rs m | -12,602 | 69 | -18,187.6% | |
From Financial Activity | Rs m | -5,899 | -62 | 9,455.8% | |
Net Cashflow | Rs m | -1,651 | -141 | 1,174.0% |
Indian Promoters | % | 73.0 | 0.2 | 36,505.0% | |
Foreign collaborators | % | 0.0 | 56.1 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | - | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 43.7 | 61.8% | |
Shareholders | 21,119 | 8,391 | 251.7% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | TRANSWARRANTY FIN |
---|---|---|
1-Day | -2.52% | -3.66% |
1-Month | -7.57% | -26.70% |
1-Year | 14.86% | 131.01% |
3-Year CAGR | 66.40% | 59.10% |
5-Year CAGR | 50.52% | 44.19% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the TRANSWARRANTY FIN share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of TRANSWARRANTY FIN the stake stands at 56.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of TRANSWARRANTY FIN.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
TRANSWARRANTY FIN paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of TRANSWARRANTY FIN.
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.