BENGAL & ASSAM | TATA INVESTMENT | BENGAL & ASSAM/ TATA INVESTMENT |
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P/E (TTM) | x | 3.4 | 116.4 | 2.9% | View Chart |
P/BV | x | 1.2 | 1.1 | 106.3% | View Chart |
Dividend Yield | % | 0.4 | 0.4 | 99.3% |
BENGAL & ASSAM TATA INVESTMENT |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
TATA INVESTMENT Mar-24 |
BENGAL & ASSAM/ TATA INVESTMENT |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 9,744 | 106.6% | |
Low | Rs | 3,251 | 1,751 | 185.7% | |
Income per share (Unadj.) | Rs | 11,431.3 | 75.7 | 15,097.7% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 76.1 | 4,526.6% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | -34.5 | -39,996.5% | |
Dividends per share (Unadj.) | Rs | 40.00 | 28.00 | 142.9% | |
Avg Dividend yield | % | 0.6 | 0.5 | 120.4% | |
Book value per share (Unadj.) | Rs | 8,013.7 | 5,922.0 | 135.3% | |
Shares outstanding (eoy) | m | 11.30 | 50.60 | 22.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 75.9 | 0.8% | |
Avg P/E ratio | x | 2.0 | 75.5 | 2.6% | |
Avg P/CF ratio | x | 2.0 | 29.1 | 6.8% | |
Avg Price/Bookvalue ratio | x | 0.9 | 1.0 | 87.7% | |
Dividend payout | % | 1.2 | 36.8 | 3.2% | |
Avg Mkt Cap | Rs m | 77,040 | 290,808 | 26.5% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 151 | 8,467.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 3,831 | 3,371.6% | |
Other income | Rs m | 774 | 28 | 2,738.0% | |
Interest expense | Rs m | 3,655 | 108 | 3,391.0% | |
Net interest income | Rs m | 125,519 | 3,723 | 3,371.1% | |
Operating expense | Rs m | 110,438 | 329 | 33,531.0% | |
Gross profit | Rs m | 15,081 | 3,394 | 444.3% | |
Gross profit margin | % | 11.7 | 88.6 | 13.2% | |
Provisions/contingencies | Rs m | 1 | 6,133 | 0.0% | |
Profit before tax | Rs m | 41,092 | 4,059 | 1,012.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 210 | 3,060.8% | |
Profit after tax | Rs m | 38,916 | 3,850 | 1,010.9% | |
Net profit margin | % | 30.1 | 100.5 | 30.0% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 1.1 | 12,110.0% | |
Net fixed assets | Rs m | 4,381 | 142 | 3,087.2% | |
Share capital | Rs m | 113 | 506 | 22.3% | |
Free reserves | Rs m | 90,442 | 299,145 | 30.2% | |
Net worth | Rs m | 90,555 | 299,651 | 30.2% | |
Borrowings | Rs m | 1,403 | 0 | - | |
Investments | Rs m | 90,945 | 326,703 | 27.8% | |
Total assets | Rs m | 104,372 | 330,838 | 31.5% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | 37.3 | 1.2 | 3,204.3% | |
Return on equity | % | 43.0 | 1.3 | 3,345.1% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | 2,349 | 773.7% | |
From Investments | Rs m | -12,602 | 3,658 | -344.5% | |
From Financial Activity | Rs m | -5,899 | -4,947 | 119.2% | |
Net Cashflow | Rs m | -1,651 | 1,059 | -155.8% |
Indian Promoters | % | 73.0 | 73.4 | 99.5% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 3.3 | 140.3% | |
FIIs | % | 4.6 | 2.3 | 201.3% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 26.6 | 101.4% | |
Shareholders | 21,119 | 157,260 | 13.4% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | Tata Investment |
---|---|---|
1-Day | 1.41% | -0.39% |
1-Month | -6.33% | -4.31% |
1-Year | 16.22% | 55.51% |
3-Year CAGR | 67.18% | 63.50% |
5-Year CAGR | 50.42% | 51.08% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the Tata Investment share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of Tata Investment the stake stands at 73.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of Tata Investment.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
Tata Investment paid Rs 28.0, and its dividend payout ratio stood at 36.8%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of Tata Investment.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.