BENGAL & ASSAM | TCI FINANCE | BENGAL & ASSAM/ TCI FINANCE |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 3.3 | -19.8 | - | View Chart |
P/BV | x | 1.1 | - | - | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM TCI FINANCE |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
BENGAL & ASSAM Mar-24 |
TCI FINANCE Mar-24 |
BENGAL & ASSAM/ TCI FINANCE |
5-Yr Chart Click to enlarge
|
||
High | Rs | 10,389 | 6 | 167,024.9% | |
Low | Rs | 3,251 | 3 | 113,275.3% | |
Income per share (Unadj.) | Rs | 11,431.3 | 0.5 | 2,259,928.1% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | -0.4 | -923,386.4% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | -2.9 | -471,476.0% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | -49.2 | -16,277.8% | |
Shares outstanding (eoy) | m | 11.30 | 12.87 | 87.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 9.0 | 6.6% | |
Avg P/E ratio | x | 2.0 | -12.2 | -16.2% | |
Avg P/CF ratio | x | 2.0 | 1.4 | 137.7% | |
Avg Price/Bookvalue ratio | x | 0.9 | -0.1 | -921.4% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 59 | 131,681.9% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 5 | 236,853.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 129,174 | 7 | 1,984,241.5% | |
Other income | Rs m | 774 | 7 | 11,014.2% | |
Interest expense | Rs m | 3,655 | 5 | 69,894.6% | |
Net interest income | Rs m | 125,519 | 1 | 9,806,143.0% | |
Operating expense | Rs m | 110,438 | 13 | 873,025.8% | |
Gross profit | Rs m | 15,081 | -11 | -132,637.4% | |
Gross profit margin | % | 11.7 | -174.7 | -6.7% | |
Provisions/contingencies | Rs m | 1 | 45 | 1.6% | |
Profit before tax | Rs m | 41,092 | -5 | -856,090.6% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 0 | - | |
Profit after tax | Rs m | 38,916 | -5 | -810,743.3% | |
Net profit margin | % | 30.1 | -73.7 | -40.9% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 0.5 | 25,766.3% | |
Net fixed assets | Rs m | 4,381 | 4 | 123,399.7% | |
Share capital | Rs m | 113 | 142 | 79.6% | |
Free reserves | Rs m | 90,442 | -776 | -11,661.5% | |
Net worth | Rs m | 90,555 | -634 | -14,292.1% | |
Borrowings | Rs m | 1,403 | 16 | 8,826.4% | |
Investments | Rs m | 90,945 | 239 | 38,117.5% | |
Total assets | Rs m | 104,372 | 276 | 37,881.9% | |
Debt/equity ratio | x | 0 | 0 | -92.3% | |
Return on assets | % | 37.3 | -1.7 | -2,141.5% | |
Return on equity | % | 43.0 | 0.8 | 5,676.2% | |
Capital adequacy ratio | % | 0 | 98.7 | 0.0% | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 18,172 | 37 | 48,653.9% | |
From Investments | Rs m | -12,602 | 22 | -56,385.5% | |
From Financial Activity | Rs m | -5,899 | -41 | 14,498.5% | |
Net Cashflow | Rs m | -1,651 | 19 | -8,684.6% |
Indian Promoters | % | 73.0 | 24.7 | 295.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | - | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 75.3 | 35.9% | |
Shareholders | 21,119 | 15,471 | 136.5% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | TCI FINANCE |
---|---|---|
1-Day | -2.52% | -1.93% |
1-Month | -7.57% | 24.32% |
1-Year | 14.86% | 313.08% |
3-Year CAGR | 66.40% | 39.90% |
5-Year CAGR | 50.52% | 12.01% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the TCI FINANCE share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of TCI FINANCE the stake stands at 24.7%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of TCI FINANCE.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
TCI FINANCE paid Rs 0.0, and its dividend payout ratio stood at -0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of TCI FINANCE.
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.