BENGAL & ASSAM | STARTECK FINANCE | BENGAL & ASSAM/ STARTECK FINANCE |
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P/E (TTM) | x | 3.3 | 23.0 | 14.4% | View Chart |
P/BV | x | 1.1 | 1.3 | 88.6% | View Chart |
Dividend Yield | % | 0.4 | 0.1 | 463.8% |
BENGAL & ASSAM STARTECK FINANCE |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
STARTECK FINANCE Mar-24 |
BENGAL & ASSAM/ STARTECK FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 420 | 2,474.1% | |
Low | Rs | 3,251 | 103 | 3,147.1% | |
Income per share (Unadj.) | Rs | 11,431.3 | 37.7 | 30,347.6% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 16.0 | 21,457.8% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | -45.2 | -30,487.0% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0.25 | 16,000.0% | |
Avg Dividend yield | % | 0.6 | 0.1 | 613.7% | |
Book value per share (Unadj.) | Rs | 8,013.7 | 205.9 | 3,892.5% | |
Shares outstanding (eoy) | m | 11.30 | 9.91 | 114.0% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 6.9 | 8.6% | |
Avg P/E ratio | x | 2.0 | 16.3 | 12.1% | |
Avg P/CF ratio | x | 2.0 | 3.0 | 65.9% | |
Avg Price/Bookvalue ratio | x | 0.9 | 1.3 | 67.0% | |
Dividend payout | % | 1.2 | 1.6 | 74.5% | |
Avg Mkt Cap | Rs m | 77,040 | 2,593 | 2,971.6% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 28 | 45,924.8% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 373 | 34,604.2% | |
Other income | Rs m | 774 | 4 | 17,800.0% | |
Interest expense | Rs m | 3,655 | 116 | 3,140.2% | |
Net interest income | Rs m | 125,519 | 257 | 48,862.7% | |
Operating expense | Rs m | 110,438 | 70 | 158,333.7% | |
Gross profit | Rs m | 15,081 | 187 | 8,059.0% | |
Gross profit margin | % | 11.7 | 50.1 | 23.3% | |
Provisions/contingencies | Rs m | 1 | 704 | 0.1% | |
Profit before tax | Rs m | 41,092 | 186 | 22,079.6% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 27 | 23,728.2% | |
Profit after tax | Rs m | 38,916 | 159 | 24,467.6% | |
Net profit margin | % | 30.1 | 42.6 | 70.7% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 19.2 | 720.6% | |
Net fixed assets | Rs m | 4,381 | 1,011 | 433.2% | |
Share capital | Rs m | 113 | 99 | 114.0% | |
Free reserves | Rs m | 90,442 | 1,941 | 4,659.2% | |
Net worth | Rs m | 90,555 | 2,040 | 4,438.4% | |
Borrowings | Rs m | 1,403 | 1,304 | 107.6% | |
Investments | Rs m | 90,945 | 1,341 | 6,780.9% | |
Total assets | Rs m | 104,372 | 4,419 | 2,362.1% | |
Debt/equity ratio | x | 0 | 0.6 | 3.6% | |
Return on assets | % | 37.3 | 3.6 | 1,035.8% | |
Return on equity | % | 43.0 | 7.8 | 551.3% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | 363 | 5,005.8% | |
From Investments | Rs m | -12,602 | -580 | 2,171.6% | |
From Financial Activity | Rs m | -5,899 | 239 | -2,472.8% | |
Net Cashflow | Rs m | -1,651 | 21 | -7,761.8% |
Indian Promoters | % | 73.0 | 72.8 | 100.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | - | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 27.2 | 99.1% | |
Shareholders | 21,119 | 1,772 | 1,191.8% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | STARTECK FINANCE |
---|---|---|
1-Day | -2.52% | -1.04% |
1-Month | -7.57% | -6.05% |
1-Year | 14.86% | 25.27% |
3-Year CAGR | 66.40% | 31.63% |
5-Year CAGR | 50.52% | 58.04% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the STARTECK FINANCE share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of STARTECK FINANCE the stake stands at 72.8%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of STARTECK FINANCE.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
STARTECK FINANCE paid Rs 0.3, and its dividend payout ratio stood at 1.6%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of STARTECK FINANCE.
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.