BENGAL & ASSAM | SPS FINQUEST | BENGAL & ASSAM/ SPS FINQUEST |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 3.3 | 527.8 | 0.6% | View Chart |
P/BV | x | 1.1 | 2.8 | 41.4% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM SPS FINQUEST |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
BENGAL & ASSAM Mar-24 |
SPS FINQUEST Mar-23 |
BENGAL & ASSAM/ SPS FINQUEST |
5-Yr Chart Click to enlarge
|
||
High | Rs | 10,389 | 145 | 7,164.8% | |
Low | Rs | 3,251 | 69 | 4,711.6% | |
Income per share (Unadj.) | Rs | 11,431.3 | 8.8 | 130,533.5% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 1.3 | 255,830.0% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 5.9 | 233,867.6% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 56.2 | 14,267.7% | |
Shares outstanding (eoy) | m | 11.30 | 10.14 | 111.4% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 12.2 | 4.9% | |
Avg P/E ratio | x | 2.0 | 79.5 | 2.5% | |
Avg P/CF ratio | x | 2.0 | 79.5 | 2.5% | |
Avg Price/Bookvalue ratio | x | 0.9 | 1.9 | 44.7% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 1,085 | 7,102.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 3 | 389,941.2% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 129,174 | 89 | 145,466.4% | |
Other income | Rs m | 774 | 2 | 46,927.3% | |
Interest expense | Rs m | 3,655 | 30 | 12,120.3% | |
Net interest income | Rs m | 125,519 | 59 | 214,013.0% | |
Operating expense | Rs m | 110,438 | 26 | 432,580.3% | |
Gross profit | Rs m | 15,081 | 33 | 45,534.0% | |
Gross profit margin | % | 11.7 | 37.3 | 31.3% | |
Provisions/contingencies | Rs m | 1 | 0 | - | |
Profit before tax | Rs m | 41,092 | 34 | 120,012.7% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 21 | 31,169.2% | |
Profit after tax | Rs m | 38,916 | 14 | 285,096.6% | |
Net profit margin | % | 30.1 | 15.4 | 196.1% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 9.9 | 1,393.6% | |
Net fixed assets | Rs m | 4,381 | 2 | 292,046.0% | |
Share capital | Rs m | 113 | 101 | 111.4% | |
Free reserves | Rs m | 90,442 | 468 | 19,319.0% | |
Net worth | Rs m | 90,555 | 570 | 15,899.9% | |
Borrowings | Rs m | 1,403 | 251 | 558.8% | |
Investments | Rs m | 90,945 | 592 | 15,358.6% | |
Total assets | Rs m | 104,372 | 864 | 12,085.8% | |
Debt/equity ratio | x | 0 | 0.4 | 5.3% | |
Return on assets | % | 37.3 | 1.6 | 2,359.8% | |
Return on equity | % | 43.0 | 2.4 | 1,793.7% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 18,172 | 41 | 44,171.7% | |
From Investments | Rs m | -12,602 | -72 | 17,544.4% | |
From Financial Activity | Rs m | -5,899 | -76 | 7,738.0% | |
Net Cashflow | Rs m | -1,651 | -107 | 1,543.9% |
Indian Promoters | % | 73.0 | 96.0 | 76.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | - | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 4.0 | 669.7% | |
Shareholders | 21,119 | 410 | 5,151.0% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | SPS FINQUEST |
---|---|---|
1-Day | -2.52% | 1.99% |
1-Month | -7.57% | 114.03% |
1-Year | 14.86% | 129.44% |
3-Year CAGR | 66.40% | 28.86% |
5-Year CAGR | 50.52% | 18.96% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the SPS FINQUEST share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of SPS FINQUEST the stake stands at 96.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of SPS FINQUEST.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
SPS FINQUEST paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of SPS FINQUEST.
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.