BENGAL & ASSAM | SP CAPITAL | BENGAL & ASSAM/ SP CAPITAL |
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P/E (TTM) | x | 3.3 | 44.0 | 7.5% | View Chart |
P/BV | x | 1.1 | 1.4 | 81.5% | View Chart |
Dividend Yield | % | 0.4 | 1.7 | 25.2% |
BENGAL & ASSAM SP CAPITAL |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
SP CAPITAL Mar-24 |
BENGAL & ASSAM/ SP CAPITAL |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 53 | 19,642.6% | |
Low | Rs | 3,251 | 14 | 23,073.1% | |
Income per share (Unadj.) | Rs | 11,431.3 | 4.2 | 269,315.3% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 0.9 | 365,682.5% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | -0.8 | -1,793,278.7% | |
Dividends per share (Unadj.) | Rs | 40.00 | 1.00 | 4,000.0% | |
Avg Dividend yield | % | 0.6 | 3.0 | 19.6% | |
Book value per share (Unadj.) | Rs | 8,013.7 | 41.1 | 19,485.5% | |
Shares outstanding (eoy) | m | 11.30 | 6.01 | 188.0% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 7.9 | 7.6% | |
Avg P/E ratio | x | 2.0 | 35.6 | 5.6% | |
Avg P/CF ratio | x | 2.0 | 7.8 | 25.2% | |
Avg Price/Bookvalue ratio | x | 0.9 | 0.8 | 104.4% | |
Dividend payout | % | 1.2 | 106.2 | 1.1% | |
Avg Mkt Cap | Rs m | 77,040 | 201 | 38,262.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 3 | 412,582.9% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 26 | 506,366.6% | |
Other income | Rs m | 774 | 0 | - | |
Interest expense | Rs m | 3,655 | 10 | 36,014.7% | |
Net interest income | Rs m | 125,519 | 15 | 817,178.6% | |
Operating expense | Rs m | 110,438 | 8 | 1,382,199.7% | |
Gross profit | Rs m | 15,081 | 7 | 204,347.8% | |
Gross profit margin | % | 11.7 | 28.9 | 40.4% | |
Provisions/contingencies | Rs m | 1 | 20 | 3.7% | |
Profit before tax | Rs m | 41,092 | 7 | 555,302.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 2 | 369,014.9% | |
Profit after tax | Rs m | 38,916 | 6 | 687,556.2% | |
Net profit margin | % | 30.1 | 22.2 | 135.9% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 2.1 | 6,543.8% | |
Net fixed assets | Rs m | 4,381 | 0 | - | |
Share capital | Rs m | 113 | 60 | 187.9% | |
Free reserves | Rs m | 90,442 | 187 | 48,351.7% | |
Net worth | Rs m | 90,555 | 247 | 36,636.7% | |
Borrowings | Rs m | 1,403 | 559 | 251.0% | |
Investments | Rs m | 90,945 | 728 | 12,487.1% | |
Total assets | Rs m | 104,372 | 819 | 12,749.3% | |
Debt/equity ratio | x | 0 | 2.3 | 1.0% | |
Return on assets | % | 37.3 | 0.7 | 5,396.7% | |
Return on equity | % | 43.0 | 2.3 | 1,878.0% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | 11 | 162,833.6% | |
From Investments | Rs m | -12,602 | -359 | 3,511.3% | |
From Financial Activity | Rs m | -5,899 | 421 | -1,400.4% | |
Net Cashflow | Rs m | -1,651 | 74 | -2,245.6% |
Indian Promoters | % | 73.0 | 70.9 | 103.0% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 0.0 | - | |
FIIs | % | 4.6 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 29.1 | 92.8% | |
Shareholders | 21,119 | 2,855 | 739.7% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | SP CAPITAL |
---|---|---|
1-Day | -2.52% | -0.22% |
1-Month | -7.57% | 8.33% |
1-Year | 14.86% | 155.06% |
3-Year CAGR | 66.40% | 38.25% |
5-Year CAGR | 50.52% | 25.47% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the SP CAPITAL share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of SP CAPITAL the stake stands at 70.9%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of SP CAPITAL.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
SP CAPITAL paid Rs 1.0, and its dividend payout ratio stood at 106.2%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of SP CAPITAL.
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.