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- BENGAL & ASSAM - SHRIRAM FINANCE
BENGAL & ASSAM vs SHRIRAM FINANCE - Comparison Results
Current Valuations
| BENGAL & ASSAM | SHRIRAM FINANCE | BENGAL & ASSAM/ SHRIRAM FINANCE |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 3.4 | 13.5 | 24.9% | View Chart |
| P/BV | x | 1.2 | 2.2 | 53.1% | View Chart |
| Dividend Yield | % | 0.4 | 1.6 | 27.1% |
Financials
 BENGAL & ASSAM  SHRIRAM FINANCE |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| BENGAL & ASSAM Mar-24 |
SHRIRAM FINANCE Mar-24 |
BENGAL & ASSAM/ SHRIRAM FINANCE |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 10,389 | 2,535 | 409.8% | |
| Low | Rs | 3,251 | 1,267 | 256.6% | |
| Income per share (Unadj.) | Rs | 11,431.3 | 968.1 | 1,180.8% | |
| Earnings per share (Unadj.) | Rs | 3,443.9 | 196.0 | 1,756.9% | |
| Cash flow per share (Unadj.) | Rs | 13,785.3 | 521.0 | 2,645.9% | |
| Dividends per share (Unadj.) | Rs | 40.00 | 45.00 | 88.9% | |
| Avg Dividend yield | % | 0.6 | 2.4 | 24.8% | |
| Book value per share (Unadj.) | Rs | 8,013.7 | 1,300.6 | 616.2% | |
| Shares outstanding (eoy) | m | 11.30 | 375.79 | 3.0% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 0.6 | 2.0 | 30.4% | |
| Avg P/E ratio | x | 2.0 | 9.7 | 20.4% | |
| Avg P/CF ratio | x | 2.0 | 8.9 | 22.1% | |
| Avg Price/Bookvalue ratio | x | 0.9 | 1.5 | 58.2% | |
| Dividend payout | % | 1.2 | 23.0 | 5.1% | |
| Avg Mkt Cap | Rs m | 77,040 | 714,363 | 10.8% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 12,790 | 34,715 | 36.8% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 129,174 | 363,795 | 35.5% | |
| Other income | Rs m | 774 | 385 | 201.0% | |
| Interest expense | Rs m | 3,655 | 156,061 | 2.3% | |
| Net interest income | Rs m | 125,519 | 207,734 | 60.4% | |
| Operating expense | Rs m | 110,438 | 102,641 | 107.6% | |
| Gross profit | Rs m | 15,081 | 105,093 | 14.4% | |
| Gross profit margin | % | 11.7 | 28.9 | 40.4% | |
| Provisions/contingencies | Rs m | 1 | 6,210 | 0.0% | |
| Profit before tax | Rs m | 41,092 | 99,602 | 41.3% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | -3,020 | -325 | 929.0% | |
| Prior Period Items | Rs m | 7,264 | 78 | 9,337.1% | |
| Tax | Rs m | 6,421 | 25,691 | 25.0% | |
| Profit after tax | Rs m | 38,916 | 73,664 | 52.8% | |
| Net profit margin | % | 30.1 | 20.2 | 148.8% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 0 | 2,186,956 | 0.0% | |
| Deposits | Rs m | 75 | 428,023 | 0.0% | |
| Credit/Deposit ratio | x | 0 | 510.9 | 0.0% | |
| Yield on advances | % | 0 | 0 | - | |
| Cost of deposits | % | 0 | 7.8 | 0.0% | |
| Net Interest Margin | % | 138.0 | 8.7 | 1,595.5% | |
| Net fixed assets | Rs m | 4,381 | 37,169 | 11.8% | |
| Share capital | Rs m | 113 | 3,758 | 3.0% | |
| Free reserves | Rs m | 90,442 | 484,988 | 18.6% | |
| Net worth | Rs m | 90,555 | 488,746 | 18.5% | |
| Borrowings | Rs m | 1,403 | 55,862 | 2.5% | |
| Investments | Rs m | 90,945 | 214,440 | 42.4% | |
| Total assets | Rs m | 104,372 | 2,619,955 | 4.0% | |
| Debt/equity ratio | x | 0 | 1.0 | 2.3% | |
| Return on assets | % | 37.3 | 2.8 | 1,326.1% | |
| Return on equity | % | 43.0 | 15.1 | 285.1% | |
| Capital adequacy ratio | % | 0 | 20.3 | 0.0% | |
| Net NPAs | % | 0 | 2.7 | 0.0% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 18,172 | -311,014 | -5.8% | |
| From Investments | Rs m | -12,602 | -2,582 | 488.1% | |
| From Financial Activity | Rs m | -5,899 | 276,091 | -2.1% | |
| Net Cashflow | Rs m | -1,651 | -37,505 | 4.4% | |
Share Holding
| Indian Promoters | % | 73.0 | 25.0 | 292.2% | |
| Foreign collaborators | % | 0.0 | 0.4 | - | |
| Indian inst/Mut Fund | % | 4.6 | 69.5 | 6.6% | |
| FIIs | % | 4.6 | 53.3 | 8.5% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 27.0 | 74.6 | 36.2% | |
| Shareholders | 21,119 | 140,680 | 15.0% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
More on BENGAL & ASSAM vs Shriram Transport
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
BENGAL & ASSAM vs Shriram Transport Share Price Performance
| Period | BENGAL & ASSAM | Shriram Transport |
|---|---|---|
| 1-Day | 1.41% | 1.82% |
| 1-Month | -6.33% | -12.24% |
| 1-Year | 16.22% | 44.30% |
| 3-Year CAGR | 67.18% | 22.20% |
| 5-Year CAGR | 50.42% | 20.73% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the Shriram Transport share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of Shriram Transport the stake stands at 25.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of Shriram Transport.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
Shriram Transport paid Rs 45.0, and its dividend payout ratio stood at 23.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of Shriram Transport.
For a sector overview, read our finance sector report.
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