BENGAL & ASSAM | SG FINSERVE | BENGAL & ASSAM/ SG FINSERVE |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 3.4 | 29.4 | 11.5% | View Chart |
P/BV | x | 1.2 | 2.9 | 40.1% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM SG FINSERVE |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
BENGAL & ASSAM Mar-24 |
SG FINSERVE Mar-24 |
BENGAL & ASSAM/ SG FINSERVE |
5-Yr Chart Click to enlarge
|
||
High | Rs | 10,389 | 748 | 1,388.9% | |
Low | Rs | 3,251 | 385 | 844.5% | |
Income per share (Unadj.) | Rs | 11,431.3 | 34.5 | 33,127.7% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 14.3 | 24,094.1% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 11.1 | 123,745.1% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 145.2 | 5,518.0% | |
Shares outstanding (eoy) | m | 11.30 | 54.98 | 20.6% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 16.4 | 3.6% | |
Avg P/E ratio | x | 2.0 | 39.6 | 5.0% | |
Avg P/CF ratio | x | 2.0 | 21.8 | 9.1% | |
Avg Price/Bookvalue ratio | x | 0.9 | 3.9 | 21.8% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 31,144 | 247.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 103 | 12,430.8% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 129,174 | 1,897 | 6,808.7% | |
Other income | Rs m | 774 | 0 | - | |
Interest expense | Rs m | 3,655 | 642 | 569.5% | |
Net interest income | Rs m | 125,519 | 1,255 | 9,999.0% | |
Operating expense | Rs m | 110,438 | 203 | 54,322.6% | |
Gross profit | Rs m | 15,081 | 1,052 | 1,433.5% | |
Gross profit margin | % | 11.7 | 55.5 | 21.1% | |
Provisions/contingencies | Rs m | 1 | 641 | 0.1% | |
Profit before tax | Rs m | 41,092 | 1,050 | 3,912.4% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 264 | 2,428.0% | |
Profit after tax | Rs m | 38,916 | 786 | 4,952.0% | |
Net profit margin | % | 30.1 | 41.4 | 72.7% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 0 | - | |
Net fixed assets | Rs m | 4,381 | 19 | 22,923.5% | |
Share capital | Rs m | 113 | 550 | 20.5% | |
Free reserves | Rs m | 90,442 | 7,435 | 1,216.5% | |
Net worth | Rs m | 90,555 | 7,985 | 1,134.1% | |
Borrowings | Rs m | 1,403 | 9,568 | 14.7% | |
Investments | Rs m | 90,945 | 0 | - | |
Total assets | Rs m | 104,372 | 17,777 | 587.1% | |
Debt/equity ratio | x | 0 | 1.2 | 1.9% | |
Return on assets | % | 37.3 | 4.4 | 843.4% | |
Return on equity | % | 43.0 | 9.8 | 436.6% | |
Capital adequacy ratio | % | 0 | 47.8 | 0.0% | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 18,172 | -5,647 | -321.8% | |
From Investments | Rs m | -12,602 | -10 | 124,773.9% | |
From Financial Activity | Rs m | -5,899 | 5,516 | -107.0% | |
Net Cashflow | Rs m | -1,651 | -142 | 1,165.7% |
Indian Promoters | % | 73.0 | 48.4 | 150.9% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 1.9 | 240.0% | |
FIIs | % | 4.6 | 0.1 | 6,500.0% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 51.6 | 52.3% | |
Shareholders | 21,119 | 14,091 | 149.9% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | SG FINSERVE |
---|---|---|
1-Day | 1.41% | 3.04% |
1-Month | -6.33% | -8.81% |
1-Year | 16.22% | -16.42% |
3-Year CAGR | 67.18% | 162.85% |
5-Year CAGR | 50.42% | 172.73% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the SG FINSERVE share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of SG FINSERVE the stake stands at 48.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of SG FINSERVE.
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
SG FINSERVE paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of SG FINSERVE.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.