BENGAL & ASSAM | SATIN CREDITCARE NET. | BENGAL & ASSAM/ SATIN CREDITCARE NET. |
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P/E (TTM) | x | 3.3 | 4.2 | 79.4% | View Chart |
P/BV | x | 1.1 | 0.7 | 168.8% | View Chart |
Dividend Yield | % | 0.4 | 0.0 | - |
BENGAL & ASSAM SATIN CREDITCARE NET. |
EQUITY SHARE DATA | |||||
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BENGAL & ASSAM Mar-24 |
SATIN CREDITCARE NET. Mar-24 |
BENGAL & ASSAM/ SATIN CREDITCARE NET. |
5-Yr Chart Click to enlarge
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High | Rs | 10,389 | 284 | 3,662.6% | |
Low | Rs | 3,251 | 127 | 2,559.8% | |
Income per share (Unadj.) | Rs | 11,431.3 | 203.4 | 5,619.6% | |
Earnings per share (Unadj.) | Rs | 3,443.9 | 39.6 | 8,689.1% | |
Cash flow per share (Unadj.) | Rs | 13,785.3 | 118.9 | 11,596.8% | |
Dividends per share (Unadj.) | Rs | 40.00 | 0 | - | |
Avg Dividend yield | % | 0.6 | 0 | - | |
Book value per share (Unadj.) | Rs | 8,013.7 | 218.3 | 3,671.3% | |
Shares outstanding (eoy) | m | 11.30 | 109.99 | 10.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 1.0 | 59.1% | |
Avg P/E ratio | x | 2.0 | 5.2 | 38.2% | |
Avg P/CF ratio | x | 2.0 | 4.9 | 40.3% | |
Avg Price/Bookvalue ratio | x | 0.9 | 0.9 | 90.4% | |
Dividend payout | % | 1.2 | 0 | - | |
Avg Mkt Cap | Rs m | 77,040 | 22,583 | 341.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 12,790 | 4,479 | 285.5% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 129,174 | 22,374 | 577.3% | |
Other income | Rs m | 774 | 172 | 449.5% | |
Interest expense | Rs m | 3,655 | 9,010 | 40.6% | |
Net interest income | Rs m | 125,519 | 13,364 | 939.2% | |
Operating expense | Rs m | 110,438 | 7,481 | 1,476.3% | |
Gross profit | Rs m | 15,081 | 5,883 | 256.3% | |
Gross profit margin | % | 11.7 | 26.3 | 44.4% | |
Provisions/contingencies | Rs m | 1 | 235 | 0.3% | |
Profit before tax | Rs m | 41,092 | 5,829 | 705.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -3,020 | 0 | - | |
Prior Period Items | Rs m | 7,264 | 0 | - | |
Tax | Rs m | 6,421 | 1,470 | 436.9% | |
Profit after tax | Rs m | 38,916 | 4,359 | 892.7% | |
Net profit margin | % | 30.1 | 19.5 | 154.6% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 89,081 | 0.0% | |
Deposits | Rs m | 75 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 138.0 | 14.9 | 926.7% | |
Net fixed assets | Rs m | 4,381 | 1,263 | 346.8% | |
Share capital | Rs m | 113 | 1,100 | 10.3% | |
Free reserves | Rs m | 90,442 | 22,908 | 394.8% | |
Net worth | Rs m | 90,555 | 24,008 | 377.2% | |
Borrowings | Rs m | 1,403 | 8,472 | 16.6% | |
Investments | Rs m | 90,945 | 653 | 13,926.1% | |
Total assets | Rs m | 104,372 | 104,809 | 99.6% | |
Debt/equity ratio | x | 0 | 0.4 | 6.6% | |
Return on assets | % | 37.3 | 4.2 | 896.4% | |
Return on equity | % | 43.0 | 18.2 | 236.7% | |
Capital adequacy ratio | % | 0 | 27.7 | 0.0% | |
Net NPAs | % | 0 | 1.0 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | 18,172 | -20,689 | -87.8% | |
From Investments | Rs m | -12,602 | -282 | 4,464.3% | |
From Financial Activity | Rs m | -5,899 | 22,635 | -26.1% | |
Net Cashflow | Rs m | -1,651 | 1,663 | -99.2% |
Indian Promoters | % | 73.0 | 36.2 | 201.9% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 4.6 | 12.7 | 36.0% | |
FIIs | % | 4.6 | 6.1 | 74.7% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 27.0 | 63.8 | 42.3% | |
Shareholders | 21,119 | 50,610 | 41.7% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare BENGAL & ASSAM With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | BENGAL & ASSAM | SATIN CREDITCARE NET. |
---|---|---|
1-Day | -2.52% | -0.47% |
1-Month | -7.57% | -13.72% |
1-Year | 14.86% | -40.37% |
3-Year CAGR | 66.40% | 27.31% |
5-Year CAGR | 50.52% | -5.54% |
* Compound Annual Growth Rate
Here are more details on the BENGAL & ASSAM share price and the SATIN CREDITCARE NET. share price.
Moving on to shareholding structures...
The promoters of BENGAL & ASSAM hold a 73.0% stake in the company. In case of SATIN CREDITCARE NET. the stake stands at 36.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of BENGAL & ASSAM and the shareholding pattern of SATIN CREDITCARE NET..
Finally, a word on dividends...
In the most recent financial year, BENGAL & ASSAM paid a dividend of Rs 40.0 per share. This amounted to a Dividend Payout ratio of 1.2%.
SATIN CREDITCARE NET. paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of BENGAL & ASSAM, and the dividend history of SATIN CREDITCARE NET..
For a sector overview, read our finance sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.